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Ppi fee cap
Hi all, If a claims company had a letter of authority signed in October 2018. Would this mean the fee cap is 25% we aren't sure the exact date they rang her initially. Also is a single page stating the name of the bank and my gran has written her adreess and signed it. The letter states she gives authorisation for this…
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Income Protection Insurance exclusions...
Hi there, new to this forum, but long-time fan of MSE and saving money in general. Does anyone have any experience with challenging exclusions on a similar policy? Whole sordid tale below for context / laughs... I recently took out some Income Protection Insurance (IPI) with Legal and General. I disclosed that my father…
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Northern Rock PPi - last chance saloon
Folks Northern Rock have claimed they cannot find my details for a PPi claim (twice). I paid off a mortgage with them 3 months before they floated in 1997 and missed out on a £1400 bonus. I don't have any paperwork relating to Mortgage/PPi agreement, the bank can't go back that far and neither can the solicitor I used for…
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Mortgage PPI claim
Myself and my husband put a PPI claim in for any old mortgage, credit cards, loans etc we could remember or had paperwork for to see if we ever did have PPI on them and whether it was mis-sold. We both had a letter back from Nationwide for a mortgage we took out around 6/7 years ago. It was a joint mortgage, we had joint…
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Confused, can anyone help please ?
Hi, I would really appreciate if someone could help me understand , please . Obviously I've left it last minute and have now started making claims ....... I've claimed against a mortgage I've claimed against MPPwith critical illness benefit cos I found the paperwork. Is anyone able to tell me whether critical illness cover…
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PPIclaimcompany: ANY recommendations?
I know, I know, everyone shouts at me that I should do it myself - but - these go back 15 to 25 years, I haven't got the paperwork any more. Some of the cards I had are for stores which are defunct or credit card companies who were absorbed/taken over by others. I found a website which lists…
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Can anyone help/advise?
I am baffled as to why BOS trading as Halifax have refused both my claims and are supported by the Financial Ombudsman.For over 2 years I have tried to claim a PPI from 1990(I have the paper work) which I did not need or want on a secured loan.I was also sold an inappropriate endowment mortgage for a small mortgage of…
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Council Tax Account closed in error
Hi there, living in Hounslow I've been paying my council tax for quite a while here. A few months ago new neighbors moved in. This - back in the last tax - year had led the council to believe I've moved out. When I noticed a few weeks back I phoned them up - asking to set the account back up. Obviously I'm looking at a…
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When did PPI stop?
Can anyone advise me when PPI stopped being sold (sold or mis-sold) and also what the youngest age is that banks could have been mis-selling PPI to? (I have done my best to check to see whether these questions have already been answered elsewhere, so apologies if they have and I've missed them)
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PPI Claim - Lots of Evidence but apparently not enough
Hello, Please can you help me. I would very much appreciate it. I have been trying to make a PPI claim for some time against a very unhelpful bank. The claim is old (June 2002-October 2005). They are saying as this is over 6 years the records may have been destroyed. But I have read I should still be able to make my claim…
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Yorkshire BS
Hi, I wonder if anyone can help. I made a claim years ago on Yorkshire which failed. I took out a mortgage away back in 1996 and redeemed it in 2000. The product had unemployment cover and I was a postman at that time so did not require it but told I did need to take it. Do I have a case under all the new FCA guidelines…
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Recommended PPI organisations.
Would any one care to recommend a PPI organisation?
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PPI claim for deceased stepmother advice needed
I have made an PPI enquiry to bank of Scotland was for my late stepmother. They have requested a death certificate in addition to documents regarding probate if available. I have the death certificate in addition to a copy of the will which confirms I am the sole beneficiary of the estate. I am not stated as the informant…
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NatWest Bank Account
Years ago i had a Nat West bank account and can remember at some point during having the account i was told by a member of the bank staff i would benefit from changing my account type to one with a monthly fee. Now as this was a number of years ago and i no longer bank with Nat West i don't remember my account number and…
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Challenging Aassumptions made by Barcalycard?
Hi Barclaycard have confirmed that I had a PPI policy on a series of credit cards between 1999 and 2010. I instigated a claim because I have no recollection of how or when I was sold the policy (believe I had had other cards prior to that) so wished them to establish that I was properly advised in 1999. They have responded…
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Can Redress Companies Claim Their 24% fee pre-tax
Hi all, hope you can help please? A Redress company has been managing my PPI claims and are charging me the maximum allowed of 24% Are they allowed to charge 24% before tax as that would mean they are getting more than 20% of my award? For example, if I have a topline winn of £10,000 they want 24% which eqautes to £240.00.…
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Claims management Companys
A number of years ago I went through a claims management company re PPI which they successfully claimed from Halifax as far as I can remember, I believe they took 20% of the award. Out of the blue today I have had a letter from Barclays basically saying they are undertaking a review of their files and they have identified…
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Lloyds TSB PPI?
Hi All Hope you are all well! I had a Lloyds TSB bank account many years ago and with it I had a loan back in the 90`s and 2000`s, I also had credit card with them for over 20 years since the 90`s till about 5 years ago. I have no idea if I had PPi with the loan or cards and have no paperwork except for one old credit card…
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PPI Help please
Hi Sorry if this has been asked before but I am mesmerised looking at pages and reading the same thing over and over again and not finding the question I want answering. :( could someone advise me on where I stand if I had PPI but it was over 6 years ago and I've enquired with the bank but they said they had conducted a…
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Mint cc Now RBS advice
doing ppi checks for oh, and he had a mint Credit card for years, it has now changed to rBS credit card, who do i do the ppi check with rbs or mint tia
