-
PCP claims, are they a scam?
Hi - new to the forum. I was wondering if there are any genuine PCP claims out there that have been processed/successful, or are they just a scam. I was contacted a while back and was told that due to my credit score being good at the time and that I was charged 6.3% when it should have been much less I had a case. I was…
-
Mis-sold TMPP
Does anyone know if you can still claim if you think you were mis-sold a total mortgage protection plan?
-
Need advice
Hi, in 1986 I took out a loan with NatWest. I made several attempts to claim ppi as I knew they sold me ppi because they said I couldn't have the loan unless I signed to have it although I didn't want it. Eventually after telling me I never had ppi they wrote to me out of the blue to tell me that I did have it, and I was…
-
Help please re claim for compensation
He. Applogies if this is the wrong forum for posting this message. While staying at a holiday rental house a family member stepped into a rabbit hole that was in a child's play area and broke a bone in her foot. We submitted a claim in September 2021 and the insurance company admitted liability in Novemer 2021. They asked…
-
Conservatory roof claim - new panel or new roof..?
We had a conservatory roof panel (polycarbonate) damaged in the storm which now needs replacing. I’ve been told it can be replaced but that due to the age of the rest of the panels it will look completely different and stick out like a sore thumb - not just because they’re old/discoloured but because the panels are made in…
-
Employers NI Payment
I am a 64 year old agency supplied worker (ASW) and have to pay both my personal and my employers national insurance (NI) contributions. How can this be fare and is there anyway I can claim the employers NI back? I have paid my personal NI contributions since I started work as a 16 year old apprentice back in 1974. Surely…
-
FCA brings in fee cap for claims management firms saving consumers almost £10m a year
A cap on the fees claims management companies charge customers has been introduced by the financial services regulator today, which it says will leave some people £1,000s better off. Read the full story here: 'FCA brings in fee cap for claims management firms saving consumers almost £10m a year - here's what's happening'…
-
JPS Financial Ltd
I have noticed discussions about the above company. I too have received a letter/invoice asking for payment of £516.00 for work done regarding PPI claim against Canada Square Operations. I can’t remember what I signed and it was over 4 years ago. I thought it was a no win, no fee. I have not heard from them until now. what…
-
Mis-sold Payment Protection Insurance
Hi, can anyone advise if it's still possible to claim mis-sold PPI insurance? I knew I had some back in the early 90's, but had no records due to paying off the mortgage and domestic upheavals. However, the company involved, Cardif Pinnacle, has just written to me in error, so I now have all of the policy details. A quick…
-
Gladstone Brooks
Gladstone did a claim for me that concluded in 2020 Feb/March. Then covid hit lockdowns etc and I heard nothing more from them. I did put the amount I owed them to one side and haven't spent it. I sent them an email last year saying I hadn't heard anything from them about confirming how much I owed them and didn't get a…
-
Hastings car insurance cancelled
So I took out car insurance in January with Hastings direct with me as the main driver and my partner as a named driver. I stated that we were both employed but 2 weeks later my partner lost his job. I received an email from Hastings asking to confirm our occupations which I then put me as employed and my partner…
-
R40 interest section
Dear all, I wonder if you can help me please. The PPI company that I went through (JPS Financial) have submitted the R40 to HMRC and in the 'interest' section they have put the figures as the *full* amount of PPI repaid to me. I thought this section just dealt with interest? I am now left owing money to HMRC! I have a…
-
HMRC R40 claim
I just received a letter from HMRC telling me that they can't process my R40 claim for a rebate on taxes paid on savings in 2016/17, because the deadline was april 2020. Which is fine, except I never applied for a rebate. I just rang them and they said a company made the claim on my behalf. It was a bad line and I couldnt…
-
Tax bill for PPI
Hello can someone help me please.? I have been given a tax bill for the total cost of a PPI payout but I only received 60% the company took the other 40%. The inland revenue have billed me for the total amount which will cripple me as they are reducing my tax code by 7,900 making my tax code 585!!! I really do not…
-
Have I just put 20+ years of premiums down the pan?? :-(
In the mid 1980's I was a driving instructor and took a loan out to but a new car. I covered the loan with a short term income protection plan ( sickness and unemployment) that I probably bought through an independent broker. I kept the policy going because I kept on renewing my cars. I think the original insurer then sold…
-
PCP
Wondering if I could get any sort of insight on what I’m able to do or if anything is able to be done. I had a car on HP through Evans Halshaw, I had this for roughly 2 years until I wanted a change and seen a nice car at the same garage I got this from. So went in, test drove it loved it and asked if we could basically…
-
Life assurance
I have a life assurance in trust. The trustees are myself and my brother. If I die he’s the sole trustee which I’m wanting. Is this ok? I heard that having just one trustee could void an insurance and other than myself and I am the one insured he’d be the only trustee in the trust and the beneficiary.
-
PPI tax reclaim.
I have read loads of messages about this and nearly ready to make a claim but wanting to make sure partner is on 20% tax rate. The delay in claiming up until now has been busy with divorce and consent order. PPI refund was £5671.99, including the 8% interest. Tax deducted was £638.10. Partner received a cheque for £5033.89…
-
Pockex Tax - PPI Tax Reclaim Not Payed
I used a company called Pockex Tax to reclaim the tax on a PPI payout. HMRC confirmed that payment was made to Pockex on 6th January. After taking their commission, I am due £535.42 but have still not received payment from Pockex. I keep getting fobbed off with excuses. Cheque was sent out on the 11th, no managers…
-
Mortgage Payment Protection Plan
Hi everyone - I hope someone can explain how I resolve the following: Our mortgage completed in 2017, and for a number of years I had a mortgage payment protection plan in place with Legal & General. At the time the mortgage ended, for whatever reason, the protection plan was never cancelled. As the premiums were…
