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london scottish
for the last 6mths or so the FOS have been trying to reclaim ppi for me which was mis-sold. ive just received a letter from them today saying it could take a bit longer as they have gone into administraton. i have a loan out with them & have a year left to pay does this mean i can stop paying my payments if this has…
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Credit Card PPI help please!!
I posted this on some other post and realized it may not get much responce. So thought I start my own thread on this to see if anyone can help me. I know I'm such a dumb a##!!!:o , when it comes to these things, so just wanted to make sure I'm doing it correctly. So a few questions below.................... if anyone can…
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Credit Card PPI - can i reclaim?
Hi there; I have been getting charged around £30 a month in PPI charges on top of interest of like £30!!! I am self employed and so am pretty sure the PPI was mis-sold to me and isnt even valid anyway! Does the same apply as claiming back the Loan PPI's? Thanks Lou
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Is this right?
Hi guys! Just had a conversation with my Dad about his Co-op credit card. To start with they just sent him a card out of the blue last in September '07 (NO APP!). But he decided not to use it. He has been using it recently (since Aug '08), he has just been going through some paper work and noticed that he has been charged…
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ppi claim
i just recived a letter today saying i have won £2294.87 in compensation from halifax , they also state that they will refund my account with this funds and reduce my monthly pyments with the rest as the account was in arreaers , however can they do this ? im in a protected trust deed just now ,are they within there right…
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re-claiming PPI on a credit card
i am in the process of claiming back PPI on a barclaycard i have. i have got the original application form when i applied to have the card and on it it clearly states that i did NOT want payment protection. now that i know i can claim all my premiums back i am in the process of doing this via the small claims court. my…
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PPI reclaiming on a closed credit card
Hi folks. Am reclaiming my credit card charges on some old cards I have paid off in full. I have discovered that 5 years ago I was paying a lot of PPI on one card - £40 a month for nearly a year. any advice? Obviously would pay a significant chunk from my debts which I am working hard to pay back.
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RBS Overdraft Loanguard
Hi everyone, I have an old overdraft with RBS that I pay a little off each month, but I have just realised that £9 a month is added to my account for loan guard cover...I never even realised. This has been happening each month for at least 8 years. I have requested this be removed by sending a letter to my bank (locl…
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Citi Credit cards PPI
Hi All, I received a letter from Citi credit cards today re their payment protection insurance basically the letter says... "THIS LETTER IS IMPORTANT- IT CONCERNS THE CREDIT CARD PAYMENT PROTECTION INSURANCE SOLD TO YOU 08/02/05 AND RQUIRES YOU TO TAKE ACTION TO REVIEW WHETHER THE PRODUCT IS SUITABLE FOR YOU AND IF IT IS…
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PPI and credit card charges…HELP!
Hi there 1. I’m re-claiming ppi on a credit card (on behalf of girlfriend) and have just had word back from the company involved (Lloyds tsb). They have declined the claim as there was a box to tick on the form to ask if she wanted ppi. This box was ticked (by the salesperson). The only problem is that she never actually…
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a+l
hi, i have a question relating to loan insurance. over a year ago, i took out a loan with alliance and leicster. of course, they tried to push the payment protection and i said no but they also pushed an insurance policy in case i die. they said, if i don't have th epoloicy and i die, then my mother would have to pay what…
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brighthouse
i was a customer with brighthouse for 8 years until last year iv lost all my agreements can someone look at there agreement for me and tell me if you pay ppi then i can put in a claim to get mine back ,,,thanks julie:p
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A little help please ?...
Hello, I am wondering if there is anything I can do in this situation.... Im getting charged PPI on my Barclaycard credit card and im pretty sure I didnt want this.I've asked them to look into it and i've received a letter saying they have requested the relevant documents so they can check.Can I claim these charges back if…
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can he claim back credit card ppi?
My son has had his lloyds tsb credit card for 12 months & wasn't aware he had been paying payment protection insurance from the beginning until recently, when through no fault of his own, he found himself temporarily unemployed. He struggled to pay his credit card bill for 3 months with no income whatsover. He rang the…
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Success!
On the 30th June, I sent off 2 letters to HFC Bank (beneficial Finance), the first was to ask for my credit card statement of charges, and the second was to complain about a mis-sold PPI policy! SUCCESS! Yesterday I received a letter from HFC saying they have thoroughly investigated my PPI policy and they agree it was…
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Can I reclaim Littlewoods Extra Care?
I cancelled this a few months ago because I just wasn't getting any benefits from it and it was quite expensive. When I first got the catalogue in Jan 2002 I had extra care 500 but then in April 2005 it changed to extra care advantage, I don't know if this is the same thing though? I have no idea how they even work it out,…
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PPI Success story - 6 + years!!!
Hi, i just thought i would share that after an account i opened in 1999 and then was sold to a DCA in 2002 and who i have been paying since 2003 £10.00 per month i filed a claim with the issuer last month via letter for £153.00 back in PPI charges, they have today sent me a letter saying they are refunding me £260.00 inc…
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reclaiming PPI - branch confusion - help!
Hello, I think I have a claim for mis sold PPI by Lloyds, i was told i needed PPI in case of unemployment but as i was only working 13.5 hours per week, i wouldn't have qualified for it. I tried to take out a new loan agreement (without PPI) but Lloyds refused. My query is: the branch that sold me the loan with PPI was not…
