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repayment option plan
what is repayment option plan?? the reason i am asking is that i sent a letter into my credit crad company to reclaim ppi charges as i was misold as i am disabled and had the medical condition before getting my credit card. the company has replied saying they do not offer ppi products but offer repayment option plan and…
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help needed again
Sent SAR letter to citifinancial 2 weeks ago after advice on hear received reply this morning stating we have received a payment £10 from our mutual customer:however,it gives insufficint details for us to identify their citifinananial acc no and to apply the funds accordingly. This is after thay sent me a letter saying i…
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Land of leather - Insurance
Hi, all Can anyone please help.... Im brought this leather sofa in 2007 and was sold insurance for accidental damage, etc although i didnt need it the sales person made me think otherwise. it cost me £300 for 5 years, now looking at my home insurance ive got contents insurance which covers all that. Now im really not happy…
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sent my letter off today abby
my balance isabout 1550 , i am paying 54 pound a month. told them its not appropriate because of pre existing medical conditions. 5 years blood pressure tabs and from jan diabetes , i also work as carer for council soi get paid on sick anyway and thirdly it is an attrocious product . how can you treat customers this way ,…
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PPI on loan... Not sure?
Hi everyone, I need a bit of help as i am not sure if i am paying ppi on a loan i have with HSBC. I got the loan out four years ago now, and i think i have found a copy of the original agreement for the loan but it just shows me how much the loan is for and my agreed monthly payments. With my credit cards i can clearly see…
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Egg PPI reclaim - help!
Hi, I'm looking for some advice! I was super happy to get a letter from Egg refunding me just over £2,500 for PPI and interest but they applied it to my card. As I having some financial difficulties at the moment (aren't we all!) I wanted this in real money so tried to do a balance transfer online (which it said was…
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letter from lloyds
recieved a letter today from lloyds saying they have rejected my complaint about ppi on a loan...they also sent a copy of the personal interview record...having just read this record i realise some of the details are wrong... ie..age next birthday 40 i was 34 date of birth wrong income £15000......wrong it has come to lite…
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Can anyone take a look at my Step 1 letter to Egg?
Hello. I'm trying to reclaim PPI charges on behalf of my mum. After waiting, and waiting, and waiting for Egg to provide a list of the PPI charges added to her Egg card, I threatened to report them to the ICO and lo and behold - I had them on my doormat in 3 or 4 days. So I can finally start to claim the money back now.…
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ppi query
Hi Guys This is my first ever post here, i am a bit new to all this so please be patient with me if i ask a few daft questions!!! my query is this, my husband has ppi on his capitol one cc, if he went on sick leave he recieves full pay for six months, so would he be able to claim ppi ? and if not is there any point in…
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Claiming PPI - Advise Please
I have been looking through hubbys paperwork tonight and going to try and claim back PPI. He is currently in a DMP plan paying off all the debts in question and just looking for some advise before I send of first letters. 1. He had two loans to RBS - both single premium PPI and second loan was paying of first with them and…
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Bank of Scotland credit card
Took the bull by the horns tonight and wrote three letters - two store cards (one now paid off) and a personal loan I took out four years ago and paid off last year. Can anyone tell me if they have had success with retrospective debts? Also (and please excuse me for sounding thick), I've had a Bank of Scotland credit card…
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Credit Card Insurance - Ill health Redundancy
Hi Everyone Hope you can all help in one or another as I desperate for information and not had much luck from the CAB. I have four credit cards and though not massively in debt I suppose I'm about average to most people in debt. I pay credit card insurance for sickness,unemployment etc, can't ever remember filling in forms…
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Abbey Mortgage - Insurance charges Please help....
about 3 years ago i took out a abbey mortgage through an agent (as it was my fist time and had no clue :rolleyes: ) The mortgage went through providing i took out a insurance paying approx £30 a month to cover incase i was sick, made reduntant etc. The payment was taken with my mortgage. As i didnt have any choice i had to…
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PPI, What now?
I have received a letter today from HBOS registering my complaint regarding the insurance that was put on my loan. They have stated that it could take anywhere up to eight weeks to deal with this complaint. Is this correct and where do I go from here???
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Part-time PPI claim from Yorkshire Bank?
Hi, I'm posting on behalf of a friend. They work part-time (12.5 hours per week) and have done so for the past 10 years. Over this time, they've taken out 3 loans and the PPI with it. The loans were from Yorkshire Bank. The PPI has been cancelled now but can I ask if it is possible to reclaim the PPI premiums paid based on…
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ppi success
I reclaimed ppi for a loan i took out with Tesco Finance. I wrote letters using template letters in the summer last year and was refused by Tesco Finance. I took it to the Financial Ombudsman and received a letter back just before Christmas to say they had agreed to repay the PPI. They said it would take up to 8 weeks for…
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how much ppi
do i need to send a sar to find out how much ppi i have paid on a old credit card ......i know the account number ,,,i have some old statements could someone help please:cool:
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nationwide ppi advice?
Hi there one and all. Im new to this and only just heard about PPI.I took out a loan back in May 2003 for £20,000 with nationwide and it finishes next may (2010). when i took it out they told me protection was compulsory for this loan due to its size. is this right. I took it as i needed the money even though i was and…
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mppi reclaiming
HI just a query about a mppi policy, wanting to know if i can claim the amount back taken out in 2002, still paying it now but sure i was missolded it at the time, , can anybody help, thanks:o
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On a DMP... Am i still able to try and reclaim PPI?
Hi Everyone, I have just recently started a DMP with my creditors, but i have realised that with three of them i have PPI that i never even realised i had signed up for?! If i'm on a DMP am i still entitled to try claiming it back. As any money i can get to knock some off my debts would be such a blessing. Thank you!