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Where do I send PPi letter?
Hi I am just about to write of my first template letter to ask for my PPi back due to mis-selling. I dont know where to send them to though as I think they are separate companies to the people I have loans and credit cards with? :confused: I dont want to call up the credit card and loan people to ask for the details as I…
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Blackhorse PPI Reclaim
Hello there, I was wondering if someone could help me, my husband and I took out a loan in October 2004, this loan has now been paid back to the in full. When we took the loan the sales person told us that if we didn't take the PPI that the loan would probably not be approved, so we took it as we needed the extra money to…
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Firstplus...FOS
After having no joy from firstplus or norton finance each blaming the other I have now sent my complaint to the FOS who sent me a reply saying they have recieved my complaint.....will look into it but they have a lot of complaints at the mo so cant give me a time scale and will deal with as soon as they can..... How long…
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Capital One - Again!!
I sent my first letter to Capital One and they sent a letter back stating that I hadnt been missold the PPI. But I sent another letter stating I had. They then sent me a letter stating they still hadnt missold me the PPI but offered me £615.46. I asked for a breakdown and insisted that they owed me more. I have just…
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Self Employed PPI Claim
Hi I am wondering if anyone can advise we recently heard that PPI was useless if selfemployed. My husband has had seveal loans over the past 11 yrs and a credit card all with PPI / LPI and from the same bank. We contacted them and they claim that my husband would have been able to claim eventhough selfemployed and after…
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Signing contracts....
I admit there will be over the country and over the years there must be many cases of misselling and such of PPI and other products which need to be resolved for the people involved. What I cannot understand is how people are allowed to claim these back when they have signed contracts which all state, damnit even internet…
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PPI on car loan
My old man took out PPI on a car loan that he didnt want (he repeatadly told the salesperson this)due to the fact he would get a large redundancy payout if the worse happened and would pay the car off with that. After about an hour and a half with the salesmen going back and forth and having to sign numerous documents he…
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Claiming from Halifax for PPI
Evening all I'm really posting this on behalf of my partner. He took out a loan a couple of years ago to pay for a car. At the time I worked in a Halifax branch and asked my colleague to process the loan as for me to do it would not have been allowed for obvious reasons. She spoke to him on the phone and he completed the…
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reclaim ppi
My husby and i, took out a loan with halifax, we were missold ppi as we do not even have a clue of what it covers and what it doesn't cover, and also we were not informed that it was optional. we recently asked for copies of our loan agreement and from that, we could see that the salesperson had put an "X" on where we have…
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How to reclaim PPI - A & L online Loan
Hi all, I am a fresher in these forum. I have a loan from A & L I done it by on-line on 2006. They send a paper work how mush the loan and the PPI information. I Desperately need money on that time. Then I sign the loan agreement and posted , later I get the money. Is any chance i get back my PPI. Looking forward your…
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Egg PPI
Hi, Hopefully someone can offer some help. I currently have a Egg Loan which I took out in 2004, this was a top up to a previous Egg Loan. I have been reading on here about reclaiming the PPI. I am sure that when I went through the process for the top up I was told that I needed to have PPI as the loan was £13000. I have…
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Fast Track letter?
How / What do i include in a letter to FOS to attemtp to fast track my claim, im being made involountarily homeless, so may have to move back in with family (not nice) which is further to get to work, and will cost me more (not helpful) anyone ?
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Got Refund Letter from A&L
Hi Just received a letter from A&L re my PPI -it's in reply to my first letter, so I was very surprised that they are offering me a refund. Basically, the insurance payments over the past 2 years. I thought that they usually rejected your first letter? They also want to know if i will accept it or go to the Umbudsman -…
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Egg ppi
Hi I am trying to reclaim PPI from an old EGG loan, and have received several letters from them saying they are still looking into my case. The last one I received was 8 weeks after my original complaint, stating that "As we have not been able to reach a decision within eight weeks you may exercise your right to refer your…
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Claiming PPI from HSBC
Hi, I'm going to start claiming the PPI back from HSBC on behalf of my boyf. He's paying approx £24 o month ppi. He was told at the time he had to have it or he wouldn't get the loan. Also he is emplyed on a farm but he has no contract with the employer would this affect it?? Not really sure what to do to start anyone help…
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ppi charges
i have had loans of direct line and was told i had to have the ppi over the phone i paid of the loan before its settlement date does this mean i cant claim my ppi back can anyone help me with this thread
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Stupid question about PPI reclaiming
I have a load of credit/store cards, loans and home shopping catalogues which all added worthless PPI to my accounts. I am starting with the oldest accounts first. My question is this......for instance on my MBNA credit card account, I have statements which state 'payment protection cover', but I don't have the PPI policy…
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Halifax Credit Card PPI
Hi All, I have been in the process of reclaiming PPi on a Halifax Credit Card, today I received a letter stating that they were going to 'put me in a position as if I had never had the product' plus the statutory interest. However there was no mention of an amount to be paid, does anyone have experience of the length of…
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Ppi reclaims pre 2005
Help!! Has anyone had any success with ppi reclaims on loans pre 2005? Non FSA {Blackhorse finance especially!!!!!!) [FONT="]Seems many people have the same problem, especially with Blackhorse, there must be a[/FONT] way !!!!!!!!!!!!
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Blackhorse PPi Reclaiming
Help! I have had two loans with Blackhorse, both were mis-sold (NO PPI=NO LOAN) but like everyone else was desperate!! I was hoping to be able to reclaim the mis-sold PPI on these loans but after searching these forums the chance seems slim as loans were taken out pre 2005. The first loan was taken out in 2002 and paid off…