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Egg PPI/crp
Hi guys, I have just been awarded £1500 from egg (yay!). It's been sent as CRP - is this the same as PPI?
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Have I signed a Off Premises or Distance Selling Contract
Need some advice. If you discuss your case with a Claims Management Company on the telephone and arrange for their agent to visit you at home to collect relevant documentation, during the 5 minute visit the agent gets you to sign the T & C's ie the contract. Does anybody know if this a off premises contract or an distance…
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RBS Royalties Accounts
In April 2007 I applied for a bank loan with RBS. I was in massive debt for my circumstances and felt taking out a 10k loan was my only hope.to clarify I was at my wits end and desperate. The bank agreed to give me a loan if I upgraded to the royalties gold account £12.95 pm (as this would give me a better intrest rate and…
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Credit card PPI
I had a reply from my PPI claim on my MONUMENT credit card. They have supplied the following numbers which I don't understand. Can somebody tell me how much I will be getting please. The letter states - "Without admission of liability, and as a gesture of goodwill, we are prepared to adjust your account with the PBP fees…
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Egg PPI Claim - Advice Needed
Hi all Hoping someone here can give me some advice. I complained to Egg/Canada Square Operations in March about my PPI charges. The account is no longer active as I closed it, but I opened it in 2001 and had it for around 12 years during which time I was paying PPI almost the whole time. On 16th March I had a response back…
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Egg card PPI reclaim - success
So recently I contacted Egg about my long-closed account with them, regarding the Card Repayment Protection plan. To be honest it was a bit of a fishing trip as I couldn't recall ANY details of the account, card number or anything, as the account was closed in 2007, paid off nice & cleanly, never any late payments. I've…
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Reclaim ppi from Clydesdale loan in 2003 no details to hand.
Evening all . Just after your advice / thoughts. I had a loan with the Clydesdale bank from 2003/2004 for around £5k that had ppi. Loan paid in full with another loan around 2005 . Can I still make a ppi claim given the time scale involved and the fact I no longer have any of the details to hand ? Is it worth just writing…
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taxed interest - can be repaid
Just a word of encouragement. When I applied for PPI repayment (thanks MSE) and eventually (it went via the Ombudsman) I got a payment from Lloyds, they had taxed all the interest including the interest they charged me on my card in addition to the insurance premiums. I spoke to HMRC this morning, and it looks as if they…
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Old Barclaycard - no documentation
Even though I successfully claimed PPI on loans a couple of years ago, it has only just occurred to me that it is highly likely that I had PPI on my Barclaycard which I originally took out as a student back in the 1990s. I kept the card till the mid 2000s, even. Trouble is, It's that long ago that I have no documentation…
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Claims Management company and 84 yr old Dad
Looking for some advice as I've returned from a 10 day holiday and found an invoice from a claims management company for £12000+ sitting on my dads kitchen table. In short, Dad was sold a series of investments by his bank in mid 2000's to park his redundancy which tanked within months and cost his a fortune to bail out at…
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Fast Track Reclaim is saying I need to pay them £305.40
Dear all, Can someone help me and advise me on this please. I received a letter from Fast Track Reclaim a company that try to reclaim PPI and Packaged Bank Account re my Packaged Bank Account please see letter below can they take me to court? I did received a letter from my Bank but I can’t find the letter however, on that…
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Packaged account refund success, Royalties/Select Silver RBS account.
So I set this in Motion 4 weeks ago and yesterday £945 "Compensation" and 300 interest was paid into my account. I am awaiting the letter to show what was repaid. But my own calculations on it match up with what I asked for. Which was all packaged account fees between August 2004 and Novemeber 2012. I used the resolver…
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Reclaiming PPI after debt management
Hi, Not sure if there is any hope here. my son got into serious debt during a previous relationship. As the debt increased he took out more loans. His partner could not help as she already had a large debt from earlier. When the recovery letters started arriving, including a CCJ, he panicked and contacted a debt management…
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Resolver escalate to ADR
Energy complaints in Resolver can be escalated to Ombudsman Services through resolver.co.uk after following the company complaints process. Can bank and finance complaints be escalated directly to the FOS using resolver? Which (company) financial complaints in your personal experience with resolver be can sent to the FOS?
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Ppi
I had a mortgage with the Alliance and Leicester, I cant find an address to claim PPI, can you help please
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Claiming from Capital One
Ive currently got The Claims Guys checking for PPI for me and so far they've had success with Citibank and MBNA. I asked them to check Capital One and give them the same reason they used for the previous claims. Capital One came back and have said that as it was a postal application and I ticked the box, I knew what I was…
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Claiming charges Natwest
Hi All, My partner had a current account (unsure which one) with Natwest over 6 years ago. He got into financial difficulty in that he sold a guitar to someone on an auction site. This person paid with a cheque. My partner had put this cheque into his account and when he believed that it had cleared (and it showed as…
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Ppi
I was made bankrupt 6 years ago and discharged 5 years ago. My 2 mortgages and 2 bank loans were included in the bankruptcy order but all of them were paid off in full. Does that mean I can claim PPI for myself or will any claim go to the official receiver. Any help would be greatful.
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Success In Packaged Account Claim
I fell out with the Halifax after being ill about 4yrs ago. I only had an overdraft of about £200 and came to an agreement to pay this back monthly. I had asked to drop the £15 monthly charge as it made no sense to me to pay it in the situation. They insisted saying I would incur penalties if I didn't. After about 6mths my…
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Lloyds Bank Charges
Hi, I have received 6 years worth of statements today from Lloyds. Luckily they have given me a statement showing all charges as opposed to me having to go through every statement! Is it only the charges I have been given for a) missing a direct debit & b) going above my agreed OD limit I can attempt to claim back? I pay a…