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Barclays rejected first complaint but upheld second. What next?
I've complained to Barclays about our packaged bank accounts. We have all our accounts with Barclays and always have had. I claimed for our main account as we took out an additions account way back in Nov 1999, just after purchasing our house. We continued using this account until Sept 2006 when I thought it changed names…
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I got mine! £1500+
I have just made a claim from Lloyds TSB for mis-selling me bank accounts, I had wanted to do it for ages but couldn't find my account number, (I have since moved to Santander), I decided one Sunday afternoon I would give it a go. As it happened I didn't need the bank account number just the sort code! I filled in the form…
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Can I Reclaim Charges From an Arranged Overdraft?
I have a current account with Halifax which I have had for many years. Initially I had an Ultimate reward current account which allowed me up to £300 overdraft with no fees, then it was £1/day after that up to £2000. I downgraded my account last year so to stop paying the monthly fee for the account benefits, but this also…
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ThinkMoney account eligible for Packaged Bank Account reclaim?
Hi. I was hoping f someone could help me as I'm a bit unsure as to whether my ThinkMoney bank account classes as a packaged bank account and therefore if I am able to claim for a refund on my fee's? All the info I am reading about packaged bank accounts mention holiday insurance, car insurance and other services included…
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Closed account
How far back can I go back to claim back bank charges, my account with them was well over 6 years ago, possibly 8 years or more ago, am I too late
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Store Card PPI reclaim
I apologise profusely if this is covered elsewhere but I cannot find any thread specifically relating to store cards PPI claims. Is there a sticky or thread with store card addresses on as most will have a third party lender like GE? Is claiming a store card PPI refund as easy as a bank claim? I.e, will they have my…
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PPI reclaims incorrectly calculated? more refunds?
Hi Received a random statement on a closed account with Monument on Friday with details of a 9k credit. Absolutely gobsmacked I rang them and they said it was correct and would be refunded to me - obviously over the moon! My question is though - does anybody know why these random refunds are coming out? I made a (lot of!)…
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DMP and overdraft charges
My apologies if there are threads about this already, I have looked and haven't found anything that I can see to be relevant, either my poor searching skills or it's because it's a total non-starter :) My partner is on a DMP and has been since 2012, his bank account was with LTSB and he has continued to be charged interest…
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Claiming Littlewoods charges back?
Hi, I was wondering if I can claim £12 Littlewoods late charge fee back at all? In the last year I have paid £96 charges without realising. I always pay at the end of the month, and haven't realised the amount I have had to pay has always included a late charge!! Is there anyway to claim this back, or is this my fault for…
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Egg asking for confirmation of address - good sign?
I had an Egg credit card which I closed back in 2002. I sent off a claim form on the off chance recently and have just been asked to send confirmation of my new address (I've moved a few times since then). I didn't know my account number but it's now on the letter they've sent and so they've obviously found me. Am I…
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How can I find out if I was ever charged ppi?
In the past ive had several store and credit cards. I'd like to find out if I was ever charged ppi before trying to reclaim it but dont know where to start. What do I need to do 1st?
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I Got A £5000 Refund From 1990's Barclays Mortgage Care !
I had two unnecessary Mortgage Care products in the 1990s early 2000s. on two separate Barclays mortgages. I had tried to reclaim on these a few years ago, but did not have the account details - and guess what - neither did Barclays when I enquired as they said they didn't keep records that far back ! Fast forward to this…
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Reclaim Packaged Bank Accounts
Hi, I was wondering if you could all give me some useful hints or tips. Any comments would be greatly appreciated. From noticing through this website abou reclaiming mis-sold packaged bank accounts, I used the resolver website to formalise my complaint to Barclays. In 2012, as an 18 year old boy who had not much experience…
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PPI claim - Resolver
Put in a PPI claim with the Natwest on 1st April through the Resolver service and never heard anything back until yesterday. Not even an acknowledgment. The letter yesterday said I was out of the time frame and basically i am not entitled to receive a refund. How do a proceed with this? Upload letter to resolver and send…
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Ulster bank charges and packaged account fees
I was able to go online and get statements from May 2009 to current day. I'm going to highlight the charges and send them off - 70 pages worth! What is the story with any charges that have already been refunded? Do I need to take that into account or is that up to the bank? I also want to reclaim charges for my packaged…
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Packaged bank account reclaim success using Resolver
Reclaim success with Lloyds Filled in the template on Resolver on Thursday aftertnon,missed a call from Lloyds Friday evening,rang back this evening to be informed my complaint had been upheld,for an account that was closed in 2006 i'll receive a cheque for £899.19 in a few days
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Paying debts with pension fund?
I am looking at retiring at 55 next year when I will have worked 37 years for the NHS unfortunately as I was part time until recently I will only receive a small lump sum. Question is; do I negotiate paying my debts off(as my husband and I have been on a debt plan for a few years that doesn't end until 2027!), or should I…
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I paid nearly £4k in overdraft charges
Hi Looking back over old statements I'm still angry at paying First Direct Excess Overdraft Bank charges that total (along with the monthly overdraft charge) just under £4k for June 2001-Jan 2007. As well as charging for the overdraft, roughly £30 a month, the additional Excess charge per month was around £60 - £119. I…
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next ppi
i logged a claim with the ombudsman 5yrs ago ,i received a few replies apologising for the delay then today 30/4/2016 i got a letter from the Phoenix group ,wythall green way birmingham making me a settlement offer , they only deal in bank transfers , has anyone else received one of theses or is there a way i can see if it…
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Packaged Bank Account Reclaim Success!
My daughter-in-law was paying for a packaged bank account at Barclays for 10+ years without ever using the benefits. She was given no choice of accounts when she opened it. I persuaded her to remove the charge about 6 weeks ago and then I put in a claim for her via 'Resolver'. Yesterday she received £994 in her account!!…
