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Help needed.
Hello, This is my first time posting here so please bear with me. So I have recently made huge changes and had a long word with myself with regards to my debts and by the end of June I will actually be debt free! However I have a CCJ from Robinson Way regarding and ex Lloyds Bank account, it was a default judgement made…
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Can i claim againist old alliance and leicester account
Hi, A few years ago i had a package bank account with alliance and leicester which i believe at the time was mis sold. As they were taken over by santander, am i still eligible to claim and if so, how would i go about it? Many thanks
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Lloyds TSB ppi
Hi all, I need some advice. I had a loan with Lloyds TSB which has been paid up but I want to make a ppi claim. As these are now 2 separate banks who do I file the claim with and where do I send the forms? Thanks in advance for any advice, much appreciated kt1son
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Was told this was the only way I could get a bank account.
Hello, In 2003 at the age of 22 I moved to the UK. I had no job and no bank account on arrival. Bank accounts were seemingly very difficult to open in the UK, so I went through a service via 1st Contact, called 'Kickstart London'. As well as general info about the practicalities of living in the UK, they assisted with the…
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Advice please Ombudsman saying no to packaged account claim
The ombudsman relooked at my case because I disputed their original decision this was my email (sorry I did rattle on as I was so annoyed) "I am responding to the letter received regarding your decision to my complaint After some consideration and advice I would appreciate if you can confirm if you will re-access my…
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Barclays Additions Account
I once held a Barclay's Additions account but cancelled it some years ago. I'm unsure if I was mis-sold because the bank told me I would benefit from their travel insurance. I specifically remember a few years ago just before I went on holiday I asked the bank about my insurance and they said I didn't need to do anything…
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Credit Card Companies can't identify me
Hi All, I've recently sent my 1st PPI letters to MBNA and Capital one. The accounts were closed >7 years ago and I do not have my account numbers. I wrote, using the MSE PPI template, requesting information but both lenders are stating that that they can't identify me. I provided my full name, DOB and previous address…
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Bank wouldn't let me cancel my packaged account - can I claim?
I called the bank over 12 months ago and tried to reduce our overdraft limit and get rid of the packaged items we have on our joint account. I was told that the only way to do this was to come into the bank in person with my husband. At the time this was a practically impossible task. I asked whether or not a letter signed…
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Where could "We Fight Any Claim" have got our personal details and what to do?
This isn't exactly about reclaiming PPI, since I know I have none to reclaim. But I figure people here will know more about these companies. We just received a pack this morning from We Fight Any Claim and are disturbed to see so much of our information there. The pack is in my wife's name, but has my details too: her full…
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What happens to my refund?
Hi all, hope someone can help. I applied for a refund of my packaged bank account from NatWest through the reclaim app on moneysavingexpert and they have agreed with my claim and have confirmed they have credited my account. The only thing is, the account I had with them is no longer in use as I've had to change banks due…
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Ppi charges
Hi, can anyone advise, I went through a claims company for ppi claims, I have paid their charges when they've been settled. I have a problem with one claim with lloyds. They said last September 2016 that they felt it was not misold, I appealed and again rejected, I did all the paperwork myself, I was then sent a letter…
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Portfolio Management Fee Refund
Hi, I received a letter from Santander letting me know I was due a refund from a previous investment with them. They were labelling it 'premium investment', and said they owed me a refund in portfolio management fees. As I know I have had shares previously and also a loan directly with them, I signed and returned the…
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Reclaiming from Store Cards/Credit Card/Catalogues
Hi, Is there somewhere that has a list of all store card, credit card and catalogue providers and their addresses please? I had so many of these back when I turned 18, store card for almost every shop, 4 or 5 catalogues I used to order from regularly but I obviously don't have any paperwork for any of them now and want to…
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advice needed please guys!
hey everyone!, please bear with me with this story, it goes back many years, and i'll try to keep it as brief as possible :D , basically i'm wondering if i have a case for bank charges to take forward to the ombudsman, Around 13 years ago (at the tender age of 18... oh what i'd give to go back haha) i fell into a very…
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Bank Daily Fees
Apologies if posted elsewhere, new to site and cant find it! For the past several years, Barclays Bank has charged both myself and my wife an average of £40pcm "daily fees" on our overdrafts. Up to the first £1000 overdrawn its 75p per day, after that its £1.50. We originally had student accounts for uni, but in 2012 these…
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Dealing through claims advisors
After successfully claiming back PPI from several banks and cards we were approached by a claims firm saying they thought we could claim from other banks. So we said carry on. Filled out the forms and now here we are 3 years later still filling out forms. Today we have received a letter from the bank concerned to say they…
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Anyone had good results with PPI firms?.
Hello all, I've been reading a bit about PPI and think there's a possibility I could be due a refund, is it only for the last 6 years or can it be back dated?. I would like any recommendations for a firm to go through my case if possible, I do not begrudge them taking a reasonable fee but would like a recommended firm as…
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PPI Where To Start
Hello Folks Finally taking the plunge and looking to recover PPI, but how to go about it? I've had various cards and loans from different companies and don't have much of the detail for older ones. I read the step by step guide and it seems the first thing is to call the company. But what am I asking for? Is it simply…
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Need advice on who to claim PPI off (Lloyds TSB CC)
Hi all I've had a look through the search engine to see if this has been answered somewhere else, but there's so much PPI stuff on the site I couldn't find it! I took out a credit card with lloyds tsb Circa 2006ish and as per the usual story with the company at the time it was heavily "suggested" that I needed to take out…
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Help with my bank charge reclaim
Hey guys and girls first post on here so be nice 😃.. Ive recently wrote to santander about bank charges from 2011 which sent me into really bad debt ... Long story short is they have agreed to refund me .. But the figure they gave me was 400 pounds exactly .. My question is should i say yes or ask for more as i know the…
