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Claiming back PPI with few details
This may have been asked many times before, but here goes. I had a number of loans back in the 1990s for, amongst other things, buying a car. I have absolutely no idea whether these had PPI attached to them, but would like to investigate. I have the original bank statements showing the monthly payments going out, but would…
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just how far back can you claim
good morning i have found statements from an N &P card i had in 1993 that has credit care insurance on it. I had the card to at least 1996. i don't have statements after this is it worth claiming? It would probably tot up to about 100 pounds and if so how as N & P are now part of Nationwide i think? Or Abbey/Santander I…
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how cab I identify credit cards held in 1998
I had a credit card in 1998 and tried to claim against my ppi twice and was turned down twice I was mis sold ppi however I cannot remember who the card was with and have got rid of all my paper work how do I identify who I held credit cards with in 1998
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Been royally ripped off....
I think I'm flogging a dead horse but I just feel so sick in my stomach at how much money we have lost I can't stop myself form continuing to try and get to the bottom of who is responsible. I have tried in the passed and come to a dead end but that was a few years ago and I'm hoping that new information may have come to…
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MBNA say I took out PPI over the phone, I never did how can I prove this?
Hi Many thanks in advance for any help. I went with a claims company (but didn't pursue with them I did it myself) out of curisity as I have never taken PPI out on anything, everything came back with a no except my MBNA card so i got in touch and put in a claim. I detailed everything saying unaware this was added to my…
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Ppi "already previously investigated this claim".
Friend used Findmyclaims(yes, yes i know , yada , yada should have done it himself etc etc)and they found PPI with mbna which he was never aware of and he declared this on a form they sent However,Findmyclaims sent him this.So my friend has PPi - which he states was mis sold but cannot claim because "already previously…
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PPI on mortgage
A friend has told me that PPI was included in endowment mortgages. If this was the case (I need to uncover the paperwork) do I claim from the building society or the company who set up the endowment? Thanks for advice
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Barclays refund cheque
Last week a received a text from Barclays saying " We're sorry due to our error we applied incorrect fees/charges to an account you had with us. we're sending you a cheque in the post along with details explaining why". I assumed it was a scam as i haven't had a Barclays account for years. However i got home last night and…
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Barclaycard correcting payments
Hello All, Previous member but can't remember my old account name - thanks for all the help before. A friend of mine reclaimed PPI with Barclaycard in 2015 - and just received a letter and a quite big cheque again, as they said they had reviewed how they were calculating interest payments and changed the formulas, and…
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PPI Contact details for More than Mastercard
I am in the process of going through my current credit cards and cold ones and claiming for any potential missold PPI . I can see from old bank statements (2003/2004) that I have payments going to "More than Mastercard" there is no account number on the statement and I no longer have any records of the card. But I cant…
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Dates
Hi I am in process of trying to reclaim packaged bank account fees with resolver but I don't remember exact date I took out account . Will this matter ?if was roughly 2006 2007
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Reclaiming charges more than 6years??
Has anyone reclaimed bank charges back more than 6 years ago? I have requested HSBC to provide me the statements since 2000, that's if they have the statements. If they do, can I reclaim since 2000?
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pat jamison
I moved to Leicester in 1987 and some time after that i opened bank account with the Bank Of Canada based in Leicester city centre, i moved to Belfast in 1991 and in about 1996/97 i was advised that Birmingham mid shires had acquired Bank of Canada and as they did not support Current accounts i would need to move banks. As…
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Reclaim bank charges
Back in 2008 I had some bad advice from my relationship manager in terms of our finances, at that time we were offered loans to get rid of our debts on three occasions as she said you can afford it! This quickly spiralled for us to an extent that she then kept upping our overdraft until it was £19,000 and then came 2010…
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Reclaimed Packaged Bank Fees
I filled out a Resolver form for Packaged Bank Fees I had. The bank has now sent me a cheque for £700 My question is, I went bankrupt 8yrs ago, was discharged after 5 months, and these fees are from a bank I went bankrupt with, am I allowed to keep this money? Was I right in attemtping to claim it back? Should I give it…
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Additional claim if original claim was over 18 months ago?
Hi, Some PPI Claims company has called me today, and they reackon that some additional funding has been made available for claims that have already been paid over 18 months ago. Does anyone know if there's any truth in this? I did some searching, and the only thing I found was something to do with where 'comparitive…
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Can I claim for PPI paid on a planned Loan/Overdraft?
Hi All, I remembered I paid PPI to my bank on a loan I took out in the early 2000s and I used the MSE template asking for any records they had on it. I quote the reply I received below:- " Thank you for your request under Section 77/78 of the Consumer Credit Act 1974. This section doesn't apply to current accounts even…
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Lloyds upheld claim but have awarded significantly less than they should have
Hi, I've been successful in claiming against a Premier account with Lloyds, which I had for more than ten years and for which I was paying £25 a month. The bank have agreed it was mis-sold and told me today that they had upheld the claim, and the amount awarded was just over £700. Now, its great that the claim is upheld,…
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Santander Business - Unathorised Overdraft Charges
I got charged £426 in unauthorised overdraft charges for a month period by Satander. The account was overdrawn for most of the month albeit for a small amount for most of that period. I've been struggling recently and wonder if there's any chance at all of me getting these charges back. £426 seems an outrageous charge. Can…
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Problems with Santander.. The saga begins
I sent a request to santander's data protection team after finding the address online but being told on the phone that no such office exists (thats going to be gold in court, i record all my phone calls). I got a letter back from santander today stating that they were unable to issue an individual list of fees and charges…