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Santander car loan
Hi A couple of years ago I had a Santander car loan through a garage that, when I was filing the papers, I noticed included ‘car insurance’ which worked out about 10%. This wasn’t for on the road car insurance (I already had a policy in place) I now wonder if this was some form of hidden PPI I’d be great full for any help…
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taking the mick
I have a question! I have a friend who is an older gentleman in his seventies. He has been with the same bank for years, he innocently asked me about some amazon prime taking money from his account so I sorted it for him. To discover that he was overdrawn in his current account, had plenty in the savings and was paying a…
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Catalogue PPI
Hi I bought a CD player for my car and unfortunately had it stolen. I claimed and it was replaced by the catalogue store. They are now saying that they are going to deduct the amount of the CD player from the PPI that I am owed. I thought PPI was for if you lost your earnings and couldn't pay the monthly repayments - not…
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Not much luck claiming PPI
So I read all the advise about claiming myself and not needing a 3rd party. I have the paperwork indicating I had 3 lots of PPI. I made the claims using the online tool but have been very disappointed with the results: 1) egg credit card - Canada Square Operations wrote to me stating I never had PPI with the account but I…
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No response from bank
I’ve sent a letter to my bank requesting a refund of past charges following the steps on MSE. However the bank have failed to respond more than a week after the deadline. Has anyone else had a similar experience? Would you say it’s worth sending a follow-up letter or is it better going straight to the ombudsman?
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Low balance charge (building society fee)
Just wondered if you can reclaim low balance charges? Was a few years back now but seemed unfair to be charged 50p for a low account balance.
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Do I Have A Case?
Hi Everyone. Thanks for taking the time. Many years ago I was unemployed on job seekers allowance, and somehow managed to go overdrawn by about £60 with my Lloyds account, even though it was an account that shouldnt allow anything of the sort as it was the most basic account they do. To cut the long story short, I moved…
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ppi on old loan argreements
Hi,applied online to RBS about ppi on loans i had with NWS Securites,they sent a questionaire and a letter stating the loan agreements numbers,I filled in the questionaire and sent it back, I should have recieved a reply by the 19/03/19 but nothing came,I complained about it and now they are asking for paperwork relating…
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MSE Resolver Tool. Can I add new info before sending the case to the Ombudsman?
I am currently in the middle of a case against Halifax to reclaim packaged bank charges. Since I made the official resolver complaint new information has been discovered which significantly helps me. Halifax are aware of this new information but I am worried that I won't be able to pass this information to the banking…
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RBS want to speak to me re PPI
I submitted a PPI claim to RBS and yesterday got text asking me to book a slot for the case handler to interview me. Has anyone else had this ? And if so what do they ask? Thanks
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Section 75 for Course Payment?
Hi Guys I’m new to MSE and hope I’ve posted in the correct area. I paid for a distance learning course online with my credit card in September 2018, all has been going well since, until yesterday I found out the training company has gone into administration. I had paid £1300 at the beginning of the course, but since…
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Working out how much I am due
Hi first post on here, I've claimed on my Capital One card which I've had PPI on since June 2004 and generally pay off in full each month. Initially they dismissed the claim and made a Previn offer, which I disputed and they subsequently came back with a final offer. The two payments come to £2312.43, I've been able to…
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Not in financial hardship now can I reclaim old bank charges ??
In 2010 my husband and I ended up having to go into an IVA, this was primarily caused by Lloyd’s crippling us with bank charges and overdraft charges. We bought out of the IVA in 2014 and have been fine since (with another bank !!) Can I still claim for this ??
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Packaged Bank Account Success!
Hello all, New to posting on the forum although been an avid reader for years. I was successful in several PPI claims a few years ago following Martin's advice. In February I read about packaged bank account claims and decided to claim. Sent in via Resolver on 19 February. I banked with Natwest with a student account from…
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Gazza104
Further to my initial thread, does anybody know if there has been success in recovering PPI from last century, specifically the ACCESS card which, as we old people know, charged payment protection in with it's monthly repayments but was ,alas, absorbed by Mastercard in the early nineties
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Gazza104
As a retired person, it REALLY irks me that all the banks are willing to do is go back six years, when this scandal has been rife since payment protection came into being, at least thirty years by my reckoning!!
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I just got £3,793 PPI refund from Barclaycard thanks to Martin's Resolver tool!
Today I received a letter saying that my PPI complaint had been upheld and I would be getting £3793 refund from my Barclaycard. I checked my account and the money is in there :T :j :T :j :T. This is thanks to Martin's Resolver tool which made it so simple and easy to claim. Thank you so much Martin I am incredibly grateful…
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Volvo car finance
Hi We have just come across an old document proving we had a car finance contract with Volvo Car Finance in 2003. However I have just looked on companies house and discovered that company was dissolved in August 2018! Does this mean we can’t make a claim? I’m almost certain their finance deals were done through a 3rd…
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Tsb package claims
Mar 6, 11:47 GMT Hi I had a tsb package about 15yrs ago, then they merged with Lloyds and became Lloyd's tsb. Then when they split my account then became Lloyd's. I claimed with tsb but there reply is to go to Lloyd's. But my account was with tsb when I took the package out. Do I need to go to Lloyd's or do I go back to…
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MBNA PPI & Credit Card charges
Hi I’ve been successful with claiming back PPI and unfair charges in the past but one is being really ignorant -MBNA! Anyone else experiencing the same ? Written letters , offered the £10 cheque and nothing ... starting to loose patience! I know I’ve been unfairly charged 100% and want to check for PPI :(
