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New to the Over 50s MoneySaving board? Start here
🌳 Useful links to forum threads and boards * Pensions, Annuities & Retirement Planning * Deaths, Funerals & Probate 🌳 Useful links to MoneySavingExpert.com guides * Over-50s' MoneySaving * State Pension * Cheap and Free Wills 💡 If there's a link you think we should include here, please send me a message!
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Anti-slip shower trays - how hard to keep clean?
Asking here 'cos I don't know where else to ask! We're going to get our bathroom dragged into the 21st Century, and because I'm pushing 80 now we're wondering whether to go for an anti-slip shower tray. Specifically one with this finish …. But it looks like that'd be a PITA to keep clean. Anybody actually got one like this…
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How to let go of the purse strings
I'm sure there have been many discussions on this subject before, and, after having a saving mentality all my working life, I'm trying to tell myself its ok to start spending now. It's not easy to change the habits of a lifetime but I'm no longer accounting for every penny. However, we are about to make our first big…
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Selling gold on the high street
I've recently turned 60…so to help with weekend celebrations…I took piece of gold from a draw bought a good few years ago…a half sovereign with 9 carat pendant around it…Google lensed it which identified it..to approximate value…total weight...7.9 grams…went in a swanky jeweler mcr town center..only offered me 350...round…
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Regular Saver
What is the best place / way to save money in war time?
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Help for elderly
Long story short, a friend of a friend needs help with money saving on things like bills, insurance etc. I have recently started helping out but there are a couple of issues with this, 1st is that I will be moving away, 2nd is my friend only really wants to help her friend with things like shopping. The lady has very…
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Buying optical glasses on line
Another age-related problem is the need for various glasses for different purposes. I have ordered a pair of single-vision Reactolight glasses from Aliexpress for £28. Now, if I order varifocals online, what do I do to obtain the following measurement? Is a measurement against the existing frame good enough? Fitting height…
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Removing lids to plastic water bottles
Recently, several companies have changed the lid design for bottles, e.g., Sainsbury's Pure Water. It used to be easy to remove the lid. The new lid remains attached to the bottle after unscrewing. With arthritic hands, it is both challenging and painful to remove the lid. I have tried using adjustable plumbing grips. Is…
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Whisky investment
Has anyone had any experience with cask whisky investments and what to do when the company won’t sell your casks? I am dealing with Elite Wine and Whisky.
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Best value place to buy coal and fire logs or alternatives?
Hello, I'm based in Belfast, Northern Ireland and the temperature has dropped considerably it seems. As a result I want to start getting the fire on to help heat the house a bit more. Normally I bought coal in home bargains but I haven't seen them about and their prices seemed to be creeping up. Is there anywhere better…
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Covid booster
I'm 73 and just heard under 75s no longer get the free vaccination. I know it's expensive at £99 but I've decided to pay for a private one. My son when 39 years old had 2 heart attacks following covid. He was a healthy young man so my reason behind paying is to help keep him well......priceless
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What did you let go of?
https://experteditor.com.au/blog/s-9-things-to-let-go-of-in-your-50s-if-you-want-a-happy-and-healthy-retirement/ No 9 resonates most with me and the 'Final thoughts'.
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Report on retirement income
Here's an interesting report by Quilter, on retirement income, from a survey of 5000 retired people. Quilter Retirement Lifestyle Report - August 2025 Here's the website for anyone who doesn't want to click on a link to a PDF. Quilter Retirement Lifestyle Report 2025 | Quilter This was posted on the pensions forum a few…
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Is High Taxation influencing your retirement date or plans?
I know I’m fortunate, but the income tax rates / bands and fiscal drag have actually pushed me to reduce days a week and abandon higher bonuses; as it’s simply not worth it. This will be compounded if pension tax relief is messed with. Example; Does anyone remember the senior Doctors & Consultants refusing additional hours…
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UK driving licence at 70: will I need a health check? Renewal frequency every three years
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Winter Fuel Scam
Watch out for this one: [DWP and Department of Pensions joint notice] In line with the Welfare Policy for the 2024-2025 financial year, the DWP is awarding a one-off Winter Energy Payment (£200-£300) to help eligible residents with their heating and electricity bills. The system has identified you as an initial qualifier,…
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Property abroad
Wanted to ask anyone who has a property abroad a few questions. As much as I welcome all comments, please do not use this to bang on about Brexit! The limits on time being at the property is not an issue for me. Due to health reasons which are not going to change I'm considering buying a place mainly for winter sun, just…
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Motivation and Inspiration pre-retirement
Well, I'll be 60 in a couple of months, and my spreadsheets and projections say I should be able to retire at 62. Since I mentally set my self up to do this, I find I'm totally not motivated at work - I get my "hard" deadline projects done on time, but I just dawdle on others. I dread going to work, and the days drag - I…
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Care home top up fees
Please note this is a Northern Ireland case. There is no continuing healthcare policy. My friends mum has gone into a home she is 91. Currently an assessment of financial situation being carried out. She has some savings (under the amount she is allowed to hold) and a small works pension and state pension. Friend is aware…
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Travel plans and holidays for the over 50s
Just generally curious about where people have been or would like to go as I'd like somewhere new next year. I've posted this here as I'd like the views of my age group! My country list so far is. Andorra Belgium Bulgaria Czech Republic Cyprus Egypt Estonia Finland France Greece Germany Italy Ireland Malaysia Morocco…
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Travelling abroad without a smartphone
I know there’s a separate travel sub-forum but have decided to post on here. Just wondered how relatively easy it is to travel to the EU/Schengen area without a smartphone given that printed tickets/boarding passes are no longer the default. I can check in online at home in advance and print them before I leave including…
