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Mobile Phones/personal Alarm For Less Nimble Fingers
Hi, My Dad 88 just turned used to have a mobile phone that was suddenly disconnected by the supplier. The sim card was the size of a credit card! But he had been able to use it as the buttons were large enough for his eyesight [mylecular degeneration] and his less nimble fingers. After trials and tribulations with "modern…
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How long for Newcastle to respond?
I telephoned my state pension claim to Newcastle a couple of weeks ago. They said I should hear from Motherwell, but how long does it normally take for them to respond? I wonder if it is normally a drawn-out affair, or whether I should follow up. At the same time, I sent off a cheque to purchase 4 additional years, but I…
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Retiring through ill health.
Hi advice needed not quite sure if this is the correct forum I am 61 years of age and I manage a snooker club, 4 years ago I had to have a pacemaker fitted and after it was fitted I continued to work up until two weeks ago. I unfortunately collapsed in work and was rushed to hospital and the problem was my heart, but…
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Care in your own home
I'd like to ask a question, it is a serious one. You never hear of elderly people having live-in care in their own home (or at least I don't). What I'm thinking of is someone like a lodger (you provide the board and lodging) who looks after you. Rather like an au pair but for looking after an elderly person rather than a…
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Will I ever need this stuff again?
I am trying to have a clear out but can't really bring myself to get rid of some of my stuff. I know it's for sentimental reasons really, but I do wonder, will I ever need this again, eg old teaching notes if I do some private tuition. ( I do have one private pupil). My instinct says I won't need it, my heart and my MSE…
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I'd like to pick your brains - how much do I allow?
[mods please move if appropriate] I thought this might have a template on the SS board, but came up zilch! I know some of you savvy MSE SS's must have already done this. Can anyone post a link to a thread, website or give me rule of thumb advice for the following: In order to calculate how much of my savings I willl need…
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signing over property -care home fees
Hi My 75 year old mother has MS and was put in a nursing home 3 months ago because of bed sores. She has now decided that she would like to stay there because she recieves better care than she did at home. She made a will about 5 years ago to leave her house between myself and my 2 sisters. We are now trying to find out if…
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First Great Western Club55
Until early April First Great Western are offering over 55s a £25 off peak return ticket between any two stations on FGW lines. Or £45 for first class travel. £5 off for senior railcard holders. http://www.firstgreatwestern.co.uk/Content.aspx?id=3420 No need to prebook unless you want reservations - you can buy on the day.…
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Can I make savings on insurance now I'm 50?
I wondered if anyone knows if I can really save money on insurance premiums now I'm 50? Many thanks for any advice
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Care Home Toilets
Is it acceptable, and within any rules and regulations for toilets in a care home to be shared by both sexes, and have all the locks removed from the doors "in case someone locks themself in" ? If its not acceptable I need something offical looking I can quote at them if possible. thanks.
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Care home fees & deprivation of assets
My mother lives alone (widowed) is in her late 70's, and in poor health. I can see carehome needs around the corner but she understandably wants to stay in her own home for as long as possible with help. I live in a relatively small cottage which isnt really suitable for having my mum to stay - only one downstairs room…
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State pension.
Just had my state pension stopped, can cover outgoings from other income, but scary. They won't tell me why. "we are dealing with the matter"In fact only found out when checking bank account online. Could have gone into overdraft. Has anyone else had this occur. Is it legal to stop it without notice? Do I have an right to…
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Late application for winter fuel allowance
A distant relative applied for the winter fuel allowance after the deadline. This was in November 2008. he has received an acknowledgement in December. When do you think he will get the money? thanks
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Stairlift
Has anyone any experiences - good or bad - with any stairlift companies that they would care to relate? Mrs Biggles is going to need one and I'm grasping at straws!
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Sold house abroad, what next?
Hello, We have just sold a house in Florida which we have owned for almost 9 years. We have a gain of almost $45K and we want to bring the money back to the UK. Do we have to notify anybody and when? Can we use our Capital Gains Tax allowances for this?
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Taxable ? or not ?
When completing a self assessment tax return should the £250 winter fuel allowance, the £10 Christmas bonus and the recent £60 (bribe ?) be declared alongside the SRP ?
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RIAS experience anyone
I want to compare rias with saga for car insurance but cannot find any decent reviews. Does anyone here have personal experience of rias? Saga looks pretty good but some of the online reviews have put me off a bit
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Father Living As A Tenant In Our Rental Property
We are thinking of moving our father in to our rental property as he wants to move closer to us, are there any special tax implications etc that anyone is aware of? Many thanks
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Can anyone help explain these DWP Pension Payments?
Hi, My Grandad has gone into a residential home (self funding) so I am looking at his bank statements to try and work out how long his money is going to last basically. I think he is claiming Attendance Allowance at the lower rate (I am going to claim for the higher). I assume this gets paid in with his pension because…
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Paying for a Funeral?
Can I ask for some advice on this problem please. When my mother died recently I was shocked at the cost of the funeral. I had no idea they were so expensive. The funeral director wanted payment while my mother's funds were still frozen, but we were able to pay, so this was not a problem. However, it has set me thinking…