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Is probate always necessary?
My father in law has died and my husband is the sole executor. Do you need to go through probate or does it depend on whether the institutions insist upon it. He has a substantial amount of money. His wife died last year and my husband is an only child. So I'm hoping things can be kept simple by merely writing to each…
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Big Button phone from Lidl
May be of use to someone or their carer From 6 Jan Lidl have a big button phone, with an SOS pendant Pressing pendant cals first emergy number programmed in, if no response it call next one on list etc £34.99 Details here http://www.lidl.co.uk/cps/rde/xchg/SID-E80B0D08-2B276896/lidl_uk/hs.xsl/offerdate.htm?offerdate=16718
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Looking to the Future!!
Hi, Not so sure this should be here or the property site. But here goes: Me: 61 (62 in June) Wife: 66 (67 in November) Income consists of: Me: ESA (work group - to be re-assessed in March, and probably lose the benefit). DLA Lower Rate Mobility. Private Pensions No capital Wife: OAP (50% of single entitlement) Capital…
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dementia advice .
Advice please ,A relative has been diagnosed with first stage dementia. They have home help three times a day ,but otherwise they are on there own .In general terms ( I know its hard to be certain ) how long can someone with dementia continue to live on there own . Is it advisable to tell the person at this stage (or any…
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Court Appointed Deputy (when LPA not possible)
Has anyone here been through the application procedure and become a Court Appointed Deputy when an LPA (Lasting Power of Attorney) was NOT an option? I would be grateful for some insight into the realities of becoming a Deputy, the application procedure, and how a C.A.D differs (if at all) to the powers and…
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MoneyWeek 3 week free trial
Click HERE Fortyfoot
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Exchanging monies and transfer to Spain method
Spanish resident for 18 years with worldwide income declared to spanish tax office. Have maintained a British pounds Barclays bank account in Jersey from 1992 and have found this to be useful when visiting the UK....this account is also declared here in Spain. 61 years of age and have just taken a private lump sum pension…
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Signing over house in Spain?
Hi, my mum owns a small house in Spain, worth about £90 000 (if it would sell, which is doubtful as things stand in Spanish property market). My husband and I maintain it, as my mum is now 88 and visits with us for a week twice a year. She pays the bills at the moment. She has discussed giving it to us now instead of us…
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Transporting a dead person.
We have in the last six months moved a very elderly relative from her home 200 miles away into a nursing home near to us as she has no other relatives and was being taken financial advantage of by some "friends", however that is a different story. The question is that she had taken out a prepayment funeral insurance to be…
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Financial assessment for care home fees !!
Hello all, hope sombody out there may be able to offer me some advice/reassurance. My elderly mother sold her house in July 2002 to come and live with my family - i am her daughter - she realised app.£57,000 from this. Over the next few years a series of improvements/alterations were made to my family home to accomodate…
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New basic state pension
The basic state pension for 2011/12 £102.15 Enjoy
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Rethinking your life....
I'm 60 next birthday and have been feeling strongly that I want to rethink my life and where I'm going and what I want from it. Did that happen to you and what decisions did you make? I'm rethinking work/life balance, where I live, finances (what are they?!) and so on. Feel determined to make some changes but not sure…
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Tax Help for older People
Tax queries & help* for pensioners with less than 17K household income is available at Taxhelp for Older People (TOP). It's apparently run by volunteers, among them are ex-HMRC staff, accountants and qual. tax advisers. TOP may be able to send a volunteer out to give support with tax queries for those who are housebound *…
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Grants for windows and door.
My MIL heard about a grant for householders where you can get them replaced but can't remember what it is called. Her house is really damp and there all rotten, she is on pension credit and DLA. Also are there any scemes in Essex who would decorate inside for her as it is too big a job for us to tackle as i'm disabled…
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Please recommend washing machine for lady over 90
My Mum helps to look after an elderly lady who is in need of a new washing machine. It needs to be easy to use and reliable and not too expensive (in that order of importance). Any suggestions?
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guarateed over 50 plan with Santander
Hi My brother-in-law has been offered a guaranteed over 50 plan(he will be 80 next birthday).. His bank manager seems very keen on this! Personally, I think its not suitable for him as he is single with no family
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Cold weather payments
Do the government still pay this out when the temp drops as it has done lately?
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winter boots for my dad
I'm looking to buy my dad a pair of winter boots. Can anyone recommend a decent pair in the £25 mark ? He uses his motorbility scooter so something that is not a short shoe boot, velcro i think would be better. Will also need a wide fitting aswell. :D
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safety non-slip slippers (the velcro ones) in extra wide
My mums feet have got much wider lately. She wears those safety non-slip slippers (the velcro ones). Can you buy those in extra wide anywhere? I can't find them in extra wide.
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How much Winter fuel allowance.
My Mum has today received a letter stating that she will receive £125 for WFA as someone else who was entitled to her was living with her on the qualifying date. However, my Father had gone into a nursing home a month earlier and should have had this as his new address. However, social services may have taken time to show…
