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Meeting Nursing Home Fees.
We are in the situation where Mum and Dad have gone into a Nursing Home and we are in the process of selling their Flat to meet the the cost of their care. After allowances etc. but including their amount that they can retain which is £46,500 there will be about £69,000 to invest with the proceeds of the investments going…
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Care home top up fees - worried about the cost
I've posted this in the marriage and families board, but it was suggested I might get more of a response over here. Anyhow, here's the situation: Elderly Granny has been deemed by Social Workers unfit to return to her home and must go into Residential Care. My Parents have been told that they must pay the top up fees,…
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Vote and dementia or other
Hello, I've been wondering if someone is in care & they suffer from demetia or some such awful thing - what happens to their vote? Do they still get one? Many thanks
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Computer language.
This computer talk is driving me nuts.:j Memory was something you lost with age. An application was something you completed when looking for a job. A programme was a TV show. A cursor was someone who used foul language. A keyboard was a piano. A web was a spider’s home. A virus was the Flu. A CD was something written on…
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Equity release for elderly parent care
Long story so will keep the question short! Parents live in a house worth c£500,000. Father has dementia and now mother very frail following stroke. Need to get 24/7 carers to live in and possibly convert upstairs into a flat. Can we release equity to pay for their care until they die? We are four siblings and this is…
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what to write on a christmas card
My SiL has just lost a nephew under in exceptional circumstances and very sudden, I am not sure what to put on her Christmas card. I do not normally send Christmas card to them but have spoken to her many times recently due to other illness in the family. Not even sure that I should send a Christmas card. Any help please.…
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Urgent : Gift aid
A note to everyone! A friend was persuaded last year to sign up to gift aid by several local charity shops as she was clearing her house and donating a lot of books and clothes in their stores. Thinking she paid tax, as tax debits showed up on her various share dividends she signed up for several charity shops as being a…
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Telephone Con?
On Friday I took a telephone call from a David Wilson, he asked for me personally and said he was working for Tulip Communications. The number he called from was 0030157256231204. He said he was just confirming my recent request to stop all unsolicited calls and that £47 would be taken from my card account shortly and that…
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Mortgage ending. Cannot pay the balance
Hi, I have a friend who has a house where he has lived for many years. When his mother died he inherited a half share but in order to remain in the house he had to buy his sibling's share. He took out a mortgage with the Woolwich. There is still £60k outstanding. The house is worth about £170k. The mortgage is to be repaid…
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MRSA and turkeys
there is a new strain of mrsa and it has been found in turkeys. It is a reported low risk but a risk too far for us. Dh has two metal hips and this bacteria likes metal. It has been found in 2/3 of turkeys on a farm in east anglia Is this the thin edge of a bigger problem? anyway I have cancelled my turkey order, which I…
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Pre-Paid Care Insurance - mis-sold?
I've just discovered my mother bought a pre-paid care at home insurance policy many years ago. At 10 years into the policy the benefits were adjusted (down by over 50%) and she was asked to pay another £10k or so if she wanted to maintain the original benefits. In addition. a year or so ago she tried to claim to buy some…
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Parents thinking of moving back from Spain
My dad is 86, my mum a little younger. They have lived away since they retired almost 30 years ago. They are thinking of selling up in Spain to move back to be near me (or we both sell up and buy a place together). Currently their apartment isn't worth as much as he had hoped. What things do they need to bear in mind,…
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Warm Home Discount?
My parents qualify for the Warm Home Discount payment of £135 from their utility supplier as they receive pension credit and are over 75. I've seen several online advice sites say there is no need to apply as it will be automatic because the utility company will receive details of all its customers who are entitled and so…
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Equity Release
Being a houseowner (lucky me) & aged 51 & looking to release equity from my estate....wondering why you have to be aged 55+ to do so? Does anyone out there know how to release equity at such a young age as mine?
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Claiming at 58
I find myself for the first time in the none working catogrey after a long illness. I am currently on Income support and DLA middle rate.with my wife as my career. I have never found myself in all my life in such depressing times. With these being very hard times and at the age of 58 is there anything i can claim for to…
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spending it while we can
I want to get away from the ski-ing idea, when spending is lavish and deliberately anti inheritance. We have lifelong savings and I have spent on various `good` items during the past year. Items I could have done without but want now, to enjoy while I can First off was a new better sewing machine. Not the top of the range…
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Elderly aunty,
Not sure if this is in the correct forum if not could some one please point me in the right direction. Hi looking for advice about my elderly Aunty. She is 92 years old and unfortunately unable to look after herself in her sheltered housing flat anymore. She has been in hospital since July. We are looking at nursing homes…
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Free passport for over 60's ?
We read in 'The Sun' that you should get a free passport if you are over 60 - is this true? I know its not the most reliable paper!
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CHC dementure care assesment... any advice please?
I have had a bit a kick in this direction to ask for advice regarding my father's funding for ongoing residential demeture care. He has been cared for at home by my mum for nine years since his diagnosis, but earlier this years things became unmanageable and almost dangerous with dad being admitted into respite that day.…
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Which? Legal Service offers free will
Just announced: if you join Which? Legal Service @ £43pa, you get a free will (for an individual or a couple). Protect your loved ones with a FREE will Simply call 01992 878 326. to subscribe to Which? Legal Service for just £43 and get your FREE Which? Will Want to make sure your estate goes to the right people when you…
