-
Council Tax Appeal question?!
Hi all, I am in the process of appealing my council tax banding and have been given a court date at the end of August. I am still not fully sure if my would-be claim is valid or not; although I have swotted up on it over the past few months, I've been given mixed answers (and misdirection) from the local council about it.…
-
Reclaiming mortgage ppi
Hi in 2000 I got a mortgage with bank of Scotland and after a year changed to abbey national with better deal but had to pay a penalty to do it plus we had ppi attached to the mortgage However after contacting Santander and royal bank of Scotland they have both said they cannot find any trace of a mortgage and I simply…
-
Packaged Account Reclaim Success
www.thisismoney.co.uk/money/experts/article-4591394/HETHERINGTON-Lloyds-Bank-not-responded-complaint.html
-
C&G Mortgage Reclaim after bankruptcy
Hi, We have had three mortgages with C&G over a fifteen year period. These were all in our joint names for a PPI that would pay the monthly mortgage if we couldn't, due to unemployment or illness etc. I was declared bankrupt after the last mortgage so can't make a claim for repayment of the PPI. My question is, can my wife…
-
Are the Halifax dragging this out too long??
Hello folks! I had a mortgage with the Halifax Building Society a while back now , (from 1983 till about 1996) which did include PPI , ultimately I sold the house and paid of the mortgage and mostly forgot all about it. Recently though I used the online 'Resolver' tool to try and claim something back ... The Halifax got…
-
Unknown Mortgage Provider
Hi all Does anyone know how I can find out my mortgage provider for two mortgages I had back in the 1990's, and early 2000?:rotfl: I have looked at my credit report and it doesn't show anything only my current mortgage with my husband. I am no longer in contact with the person I had the mortgage with so not able to contact…
-
Reclaiming after free trial...
Hi, can anyone help? My wife signed up for a free 14 day trial with a legal database called VLEX. Having looked over our bank statements I have recently noticed that this was never cancelled and a whopping £60 per month has been taken out over the last 3 months. On spotting this it's been instantly cancelled. The account…
-
Santander Repossession and Eviction fees
Santander got a Repossession order in February 2017. In April 2017 I got home from work to find I'd been evicted and locks had been changed. The circumstances that led to that point are lengthy but genuine (posted elsewhere under "Santander Repossession". I put in application to have Repossession set aside and I won so…
-
Comparing property for council tax reclaim
Can anyone answer this one? My house was built 1995 and is band E. A mile down the road, (in the same town) are identical houses built 2 years earlier by the same builder. They are band D. I have been told that I cannot use them as a comparison for my request to check my band. I have been given no reason why they cannot be…
-
Chased for council tax on property don't own
Hiya, sorry if this is in the wrong forum, please move if needed. A enforcement agent turned up at my parents house this morning to reclaim £700 council tax for a house in London. My parents have never lived on London and don't own property other than the house they live in. The guy made a call and said the address was a…
-
p87 form
what is a reasonable amount to claim on p87 form for washing and ironing of tunic and trousers every day for 5 days each week?
-
Council Tax Reduction
I read through the article that shows the steps needed to see whether the house I'm living in is in the wrong band and here's what I found: I don't own the house, so we pay rent every month. The house is in Band D and both adjacent houses are in Band D as well, however all the houses next to my house are all band A; These…
-
Resold Mortgage
I had my original mortgage with Northern Rock then NRAM when RBS & banks caused the financial crisis early 2000s and the government brought Northern Rock out. I found about a year or so ago that my mortgage had been sold on to another company, no warning! When I queried this with the new company they said I should have…
-
Mis-sold PPI Pre-2005
Is it correct the likes of VW can duck out of refunding mis-sold PPI when the agreement commenced pre-2005? This is the response I have received from VW and Financial Ombudsman. Any help would be very much appreciated.
-
Claiming of mortgage interest
I had a wee successful claim through Claims Direct on an insurance element on my mortgage. Not sure how they did it as it was stopped and reimbursed only a couple of months or so after our mortgage started due to us pointing it out. Anyway they are now pushing me complete forms so they can claim back on the interest rate…
-
HELP! Mis sold account fees
Hi I think we were mis sold an account fee at lloyds back in 2012. Me and my husband got married in 2012 and had cheques given to us as mr and mrs as we did not have a joint account lloyds told us we would need to make an appointment to open a joint account to bank the cheques. At the appointment we were only offered two…
-
HELP! Mis sold account fees
Hi I think we were mis sold an account fee at lloyds back in 2012. Me and my husband got married in 2012 and had cheques given to us as mr and mrs as we did not have a joint account lloyds told us we would need to make an appointment to open a joint account to bank the cheques. At the appointment we were only offered two…
-
council tax exemption
I emailed the council because my Mum was diagnosed with Vascular Dementia in 2015, got a garbled email back saying that it wouldn't make any difference to the council tax. I was told different by Carers UK in December 2016 contacted the council again and was sent a form. She is now exempt for Council Tax. I told them that…
-
PPI Reclaim fro Mortgage Protection
We were sold mortgage protection in the event that one of the policy holder dies the full sum of the protected amount is paid out. We have been paying for this on a monthly basis for nearly 10 years. we have cleared off our mortgage and looked at reclaiming it as PPI. But the insurer is saying that the protection we took…
-
Challenging a council tax band that changed band in 2010.
I am in the process of purchasing a house and one thing that I have always found strange is how it is a band E yet the houses I was looking at in the same price bracket and size within the same area were all a band D. I decided to buy it because it's the most suitable available dispite my disappointment with the band. I…
