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Bank advice fee claiming
Hi - I've made a claim for mis-selling PPI for a mortgage taken out with Barclays which has been successful. However Barclays also charged me over 600 pounds for their advice at the time of the mis-selling which I had flagged to them and had assumed would also be refunded with interest but it hasn't. Whilst not PPI I'm…
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Backdating Council Tax Exemption Severely Mentally Impaired Effect on other benefits
I have worked out that a family member is entitled to an exemption on their Council Tax due them being severely mentally umpired. We visited the GP who signed the form from the local council. I have not sent this back yet. However, we are concerned that a backdating request for the exemption (i.e. they pay back council tax…
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Council Tax discounts
Hi all, How come a council can ignore a government ruling about who is eligible to pay council tax? Our last council excepted 2 out of 3 residents were not eligible to pay,our current council has ignored the government statement,went back to the previous council & only given 25% as thats what they gave, not realising thats…
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Lost Out On Money On Expired Gift Cards.
Hi all, I've contacted Oasis in a bid to get my gift cards restored but they insist they only give a 3 month grace after expiry and my cards out of that period. I replied to them that i felt it that an expiry creates an imbalance in the relationship and causes significant detriment to the shopper where it was not made…
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Direct Debit Error
Hey I've logged on to my bank to find a direct debit for Natwest with a different mortgage reference to mine, for over £570. I contacted Natwest who looked in to the query, they called back within 15 minutes after discovering human error had miss typed a bank account number, resulting in the direct debit being set up. They…
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Single Occupancy Discount - not occupied!
Hi, I just bought a new property, but due to quality of build I was not able to move into it. Of course I requested an unoccupied rate, which is limited to 2 months by my council. It was unoccupied for a further 3 months and then I moved in as a single occupant. When I requested the single occupancy rate, I was told this…
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Reclaiming asu insurance
My daughter and her (now deceased) husband took out a re-mortgage through a company called Infinity Mortgages of Leatherhead. I believe this company had their licence revoked in 2008 and I now cannot find a current website for them so believe they may have ceased trading. My daughter was sold a 5 year single premium ASU…
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New look credit provider
Hi all First time posting and new to all this so apologies if this is a 'well asked' question but I've looked and can't find the answer myself! Would anyone know who provided new looks store card credit in 1995/96? I am beginning the process of PPI reclaim but can't find any paperwork for this account. I know I had one as…
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Council Tax Appeal question?!
Hi all, I am in the process of appealing my council tax banding and have been given a court date at the end of August. I am still not fully sure if my would-be claim is valid or not; although I have swotted up on it over the past few months, I've been given mixed answers (and misdirection) from the local council about it.…
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Reclaiming mortgage ppi
Hi in 2000 I got a mortgage with bank of Scotland and after a year changed to abbey national with better deal but had to pay a penalty to do it plus we had ppi attached to the mortgage However after contacting Santander and royal bank of Scotland they have both said they cannot find any trace of a mortgage and I simply…
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Packaged Account Reclaim Success
www.thisismoney.co.uk/money/experts/article-4591394/HETHERINGTON-Lloyds-Bank-not-responded-complaint.html
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C&G Mortgage Reclaim after bankruptcy
Hi, We have had three mortgages with C&G over a fifteen year period. These were all in our joint names for a PPI that would pay the monthly mortgage if we couldn't, due to unemployment or illness etc. I was declared bankrupt after the last mortgage so can't make a claim for repayment of the PPI. My question is, can my wife…
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Are the Halifax dragging this out too long??
Hello folks! I had a mortgage with the Halifax Building Society a while back now , (from 1983 till about 1996) which did include PPI , ultimately I sold the house and paid of the mortgage and mostly forgot all about it. Recently though I used the online 'Resolver' tool to try and claim something back ... The Halifax got…
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Unknown Mortgage Provider
Hi all Does anyone know how I can find out my mortgage provider for two mortgages I had back in the 1990's, and early 2000?:rotfl: I have looked at my credit report and it doesn't show anything only my current mortgage with my husband. I am no longer in contact with the person I had the mortgage with so not able to contact…
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Reclaiming after free trial...
Hi, can anyone help? My wife signed up for a free 14 day trial with a legal database called VLEX. Having looked over our bank statements I have recently noticed that this was never cancelled and a whopping £60 per month has been taken out over the last 3 months. On spotting this it's been instantly cancelled. The account…
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Santander Repossession and Eviction fees
Santander got a Repossession order in February 2017. In April 2017 I got home from work to find I'd been evicted and locks had been changed. The circumstances that led to that point are lengthy but genuine (posted elsewhere under "Santander Repossession". I put in application to have Repossession set aside and I won so…
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Comparing property for council tax reclaim
Can anyone answer this one? My house was built 1995 and is band E. A mile down the road, (in the same town) are identical houses built 2 years earlier by the same builder. They are band D. I have been told that I cannot use them as a comparison for my request to check my band. I have been given no reason why they cannot be…
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Chased for council tax on property don't own
Hiya, sorry if this is in the wrong forum, please move if needed. A enforcement agent turned up at my parents house this morning to reclaim £700 council tax for a house in London. My parents have never lived on London and don't own property other than the house they live in. The guy made a call and said the address was a…
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p87 form
what is a reasonable amount to claim on p87 form for washing and ironing of tunic and trousers every day for 5 days each week?
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Council Tax Reduction
I read through the article that shows the steps needed to see whether the house I'm living in is in the wrong band and here's what I found: I don't own the house, so we pay rent every month. The house is in Band D and both adjacent houses are in Band D as well, however all the houses next to my house are all band A; These…
