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Reclaiming bank cherges
I’ve just read the article about trying to reclaim bank charges even if bank account is closed. When it guest cane abuut i wrote to my bank and they said I could be entitled to £2.300 due to unfaur charges. At the time I was in financial hardship. I was on benefits as becoming a parent at the time. I’d like to try again to…
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Purchased goods by cheque, scammed
A charity purchased 100 items with the agreement they would be sent out over the period a year. It was paid by cheque as the charity has a trustee business account which doesn’t have a credit card and has 2 signortories. We had purchased goods from this person with no issues in the past and had no reason to think the same…
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cavity wall insulation claim
does anyone know who is liable to claim compensation for cavity wall insulation, would this be the current home owner or the person named on the original certificate of installation. we were told we could claim and then once we had it all removed we where then told that because the certificate was not in our name we could…
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How long does it take for council tax for be reimbursed?
Hi guys, I have been overcharged by £60 this month in council tax by Nottinghamshire council. I have emailed them after double checking my monthly direct debits and payment plan, requesting them to sort it out by the end of this week. After doing some research online, it seems they have up to 2 months to respond?! I know…
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Google fraud reclaim
Can anyone help me with my quest to reclaim fraudulent payments on their credit card that originate from Google Play Store? My credit card has had to be re-issued due to fraudulent transactions, some of which show as payments to Google Play Store. I have had zero success when using the page for claiming a refund. When I…
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Friend signed a no win no fee agreement for a mortgage claim, help needed.
I was talking to a friend who mentioned they filled in something online for a mortgage overpayment claim with a company called Mortgage Audit Bureau. Did a little research and I really don't like the sound of any of it. I've asked my friend how far along they are with it all and that it sounds like a scam, they signed the…
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Council Tax Exemption: Family Illness
Hi all I bought my first house 2 months ago but have been unable to move in due to my dad's illness: he was hospitalised with sepsis for a month so I have stayed at his house as I've had no time to furnish or sort anything for the new house and it currently lies empty. After month he came home but was still very unstable.…
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will plan
18 years ago we had a will written . We took up £8 monthly cover which permitted storage, rewriting of the will and help to ensure a smooth transition for executors when the time came, however the original will was never signed or returned. The company has not made any contact with us in the 18 years passed. Would we be…
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Form R40 success?
Hi all :) Has anyone has any success with claiming their tax back from PPI? My total amount is about £600 so far, already filled one R40 in for one claim but curious as to any successes/failures? Thanks :)
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mppi/ life insurance miss sold
hi I just found out that back in 1997 when I took out MPPI/ life insurance to pay my mortgage if anything happened to me I never needed to! ive rung the Halifax to query this and I have just been told today that its not mpi its just simple life insurance that has nothing to do with my mortgage and if anything happened to…
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Reclaiming fees for new build house
Hello, My partner and I have been trying to purchase a new build property in the South East. We got as far as paying for the surveyor with Virgin Money for our mortgage. The fees we have incurred are: Solicitors fees searches £460 Virgin money surveyor £275 We recently were told that we cannot now purchase this property…
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?Mortage Mis-sold
Hi All I am looking into claiming for a potential mis-sold interest only mortgage but am unsure who to lodge my claim with. Do I lodge it with the broker (our initial broker is no longer in business and it was passed on to a new broker who is still in business)? Or do I lodge the complaint with our lender? Many thanks.
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Mis-sold Lifetime care plan
Hi Hoping for some advice please. In 2004 my father took out a Lifetime care plan for my mother. It cost nearly £90000 and she would of had to of lived at least 8 years to benefit. Sadly she only lasted 10 months and the company said there was no refund. I believe we were mis-sold the policy based on her condition at the…
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Ppi on mortgage but not accepting any wrong doing
Hi I contacted my old mortgage provider ( Dunfermline now Nationwide) , they accept that there was ppi on our mortgage but won’t accept any wrong doing as it happened 6 years ago and they believe I should have complained at least 3 years after. I wasn’t aware at that time about complaining. Should I go to the ombudsman as…
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Mortgage Protection Plan and Personal Protection Plan
Hi, I'm new to posting. I have previously made a PPI claim on a credit card from years ago, so I hope that I haven't realised this additional thing too late as I seem to recall something about only being able to claim once. I have had a mortgage protection plan for 15 years and am still paying into it. I think this is a…
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Claiming on PPI with Halifax Mortgage
It has been suggested by family that I may be able to claim on PPI on my Halifax Mortgage. However, I have moved 3 times since 1995 and have had 3 separate mortgages with the Halifax. Each time, the mortgage was arranged for me by an Independent Financial Advisor/Mortgage Broker, who has since retired. I do not recall PPI…
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Reclaim from company in liquidation
Help I paid for some laser hair removal using Omni capital. I paid in full and on time and incurred no extra fees etc. I was ready to make an appointment and then found that the company based in leeds is in administration and a company has taken it over. They are saying on their website that it may be possible to try to…
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Quick PPi question
I took out Mortgage Payment Protection with a third party as I was told protection of at least this level was required. However, I have no records of the third party I took the protection out with. This was about 11 years ago. Should/can I pursue this? I'm not sure where to begin; I believe bank records only go so far back.
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Miscalculated Mortgage payments
Hello everyone. Does anyone know anything about these companies who are claiming you could be owed 1000’s for miscalculated mortgage payments? I’ve seen a couple now and wondering if they are legit? This is most recent .... INSTANTLY CALCULATE YOUR REFUND 95% mortgage brokers in Wales are GUILTY of mortgage miscalculation…
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Claim back for interest only mortgage?
Good evening, apologies if someone has posted about this but I recently saw on a webpage that you can make a claim with regards to having an interest only mortgage. I had one many years ago & I am interested in claiming whatever it is you can as I think I’ve have gave my bank enough money over the years but I also do not…
