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Claiming for deceased father
Hello all! My dad had a mortgage with the Halifax which was taken out in the 70s. When my dad died in 1999 my mum paid off the remainder of the mortgage. Unfortunately my mum disposed of any letters relating to the mortgage but I did manage to find the account number in the deeds for the house. My dad was self employed and…
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PPI - Canada Life??
In December 2001 my husband and I took out a Canada Life Loan Protector Plan policy to cover our mortgage. This was sold to us by a Financial Consultant for Canada Life. Can you tell me if this comes under PPI and if so do we make a claim to Canada Life? I did not see this name on the MSE website. Thanks Maureen C
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Reclaiming stamp duty
Hi, I’m buying a house and have been told I’ll have to pay the higher rate of stamp duty. Any help would be appreciated. 1) I’m separated from my wife but we’re only just going through the divorce process, which hasn’t concluded yet. 2) I used to be on the mortgage and deeds at her house, but no longer am. 3) I have no…
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Have I got a case?
Hi. So, I've just sold my house after my debts became unmanageable. I repaid my mortgage and my 2nd mortgage and I am now living in rental accommodation. My query! In 2013 I took out a £25,000 second mortgage which at the time sat on my £82,000 main mortgage. The full market value of my property was £133,000, the basis…
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direct debit refunds for change of payment date
Quick question I am aware that if a direct debit is taken out before the date it should you are eligible for a refund via your bank with the direct debit guarantee unless the company gives you two days notice of the change. However,if they take it out after the agreed date and not on the actual date without the notice are…
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DB UK Bank PPI claim help
Hi hopefully someone wont mind giving me some help, I expect you will have read this before but I am a bit overwhelmed by it all, I took out an interest only mortgage in Dec 2007 with DB bank, the only reference to ppi I can find on paperwork is the completion statement from the solicitors, it has ASU premium listed at…
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Adding stamp duty to mortage
Hi everyone, while looking for a property and talking to my mortgage advisor, I didn't realize that I am not a first time buyer (I already have a property abroad which k inherited and also am buying another property there with the money inherited - can't get out of it now). I will have to pay almost £10000 stamp duty with…
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Should we have had Life Assurance or Insurance?
We took out a repayment mortgage on a commercial property in 1996 and had a Life Assurance Plan from National Australia Life to run alongside the mortgage repayments on our 10 year mortgage. I've since been looking up what Life Assurance is for and it doesn't seem to fit in with the mortgage requirements we had. Am I wrong…
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PPI (Mortgage): Please help!
Hello there BACKGROUND: I placed an enquiry with Santander for a deceased relative that had an (1) endowment mortgage early '90s that converted to (2) a discounted rate mortgage in 2001 and then (3) converted to a repayment basis mortgage in 2002. NB: the mortgage was paid off approximately 8-10 years ago. (1) the…
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PPI on debt repayments
Hi has anyone paid PPI on a debt repayment plan? Can a PPI claim be made against them? Thanks
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Diamond Resor/Sunterrat PPI
Hi Has anyone had success with claiming PPI from Sunterra/Diamond Resorts. My mother in law has checked her paperwork and didn't realise she had been sold this. Thanks Tracey
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council tax number starting with 22?!
I have a council tax reference number from a letter I received That number is 8 digits long and starts with the number 4 I go to the website to pay my council tax and it says the number should be 10 digits long and start with 22 I have a letter from where they tried to summoned me last time when I was struggling to find…
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Advice on whether to complain to Ombudsman
We’re after some advice on whether or not to go to the Ombudsman. A PPI complaint was submitted to Lloyds via Resolver in May (2019). After eight weeks we hadn’t heard anything so called them to be told they’d sent out a letter in May and June and, because we hadn’t replied to these, they’d closed the case. We didn’t…
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PPI store card and Alliance&Leicester Loan
Hi, 1. TV ad says Littlewoods catalogue customers are owed PPI. I had an account in the early 90's, tried calling them but they said there was only 6B address on their record but not 6D? I have no paperwork on it. How can I proceed? 2. I had Alliance&Leicester loan years ago, no paperwork. Have called but need paperwork.…
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PPI on Endowment Policies
Please can someone help me , I've been searching for ages trying to find out how I would find out if I paid PPI on my Endowment Policies x 4 , and if so who would I contact , the Policies were cashed in when I realised that they weren't going to cover my Mortgage . The Company i got them from was Friends Provident but the…
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Reclaim Income tax deducted by natwest
Natwest recently settled a PBA complaint that i made but they deducted 20% from the settlement in respect of taxes. Does anyone know which hmrc taxform to complete so i can get it back as i am a non tax paying resident uk
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Interest only mis selling claim
Hello all. Just wanted to know if anybody has been in this position and how it ended. so I contacted the company to ask if I had PPI with a mortgage that I took out around 2007. I received correspondence back telling me amongst a lot of jargon that I had a good possible chance at winning a claim. Of course I presumed that…
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Need to help to reclaim from USI Tech scam
Hi all, A couple of years ago I invested money in a USI Tech bitcoin scheme that turned out to be a scam. I only lost £100 but £100 is a lot of money to me and I'd like to get it back if I can. There are ads for companies that will do this for me but I wondered if anyone can give me some advice about doing it myself?…
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PPI - Please help
I have found an Annual Review of Optional Payment Protection Insurance on my mortgage, this form gives me the information on about how much this insurance has cost in the past year and how much the estimated total cost of PPI for the remainder of the loan agreement. which is £7,257.62. I no longer have this mortgage as I…
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Old C&G account numbers from before 2007
First post for us and apologies if it's totally in the wrong place but it's to do with a PPI claim on an old C&G mortgage. We have some account numbers written down that follow the format x000000/0 (this was before C&G changed to a standard eight digit bank account number in Feb 2007). We think we've worked out that…
