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Discussion List
Fashionworld Catalogue - reduction of payments...
Hi Paid my account smoothly up to date. Pay at the end of every month usually around £80. I emailed them regards to March payment stating that I could only afford £30 and would continue, due to financial hardship, pay them £30 a month for 3 months from when I will then review. I received the following back from…
Legal redress against Bank's minimum mortgage rate
Does anyone have any leads for contesting my Bank's right to impose a minimum lending rate of 4.5%?? This is a detail in my mortgage contract but I am hoping that it can be considered "unreasonable" since the Bank's only answer when I questioned them about it was that "no one thought that interest rates would ever go below…
Bad Investment. Help Martin, anyone!
3 years ago I invested £10,000 to go into partership in developing a property in order to rent it out. Lets say it was a beginning of a property developement venture. Things didn't go as smoothly as first expected and my partner whent through financial difficulty and a failed marriage etc. This year we tried to salvage the…
mortgage default fees
Hi all, I'm a landlord and recently defaulted on five payments from one mortgage lender CHL costing me over £200. This was because I simply misjudged my bank account funds before going on holiday. Does anyone know if my lender is allowed to take such a large amount in penalties!! Thanls Darren
Court holding money from repossesion of home
My home was reposessed 2 years ago and cause bank couldn't get in touch with me money went to the court. For two months i have been trying to get the funds released to myself with no success there asking for a letter or certificate from hm revenues saying i'm due no tax. I have phoned hm rev 4 times and they say don't know…
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