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Extreme admin charges from FlyBe
If you don't take a flight, you are entitled to claim the tax unpaid by the airline. I set about claiming the tax back and got this in return this morning:Dear Tuskar_Rock With reference to your request for refund of taxes. Flybe charge an administration fee of £25 per person, per sector [that's flight leg]. As your taxes…
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Financial Ombudsman: Template Letter Library
What's this about? If you have composed a good letter to the Ombudsman (or initial complaint to a company) about one of these subjects, please put your letter in the forum for others inspiration. Also see the links below for more template letters from the site. To post a letter just click reply any extra details and tips…
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Bank Reclaiming
I am hoping that someone could help me with my understanding of unfair charges! Under the reclaiming guidelines, can you reclaim charges that have been made to a mortgage account for 'missed payment charges'. They are the same as bank charges in the region of £30.00 a time. Does this mean they too are unfair???? Any advise…
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Car insurance cancellation fee
I have just been charged £25 for cancelling my churchills car insurance. They renewed it automatically without my permision - I forgot to cancel in time but did so within 14 days of the renewal. Surely they can't charge me for cancelling something I did not ask for??? Does anyone know my rights?
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Lost Asset -somewhere in America!
Hi all, my husband has recently found some info from an account he held in 1988 when living in Cincinnati. It was the First Natinal Bank, Cincinnati which I'm not sure still exists as this name. Please does anyone have ANY advice on how we go about locating the lost funds?... from reading the topics on this site I…
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First line services - i got my money back!!!!!
:beer: If you are trying to reclaim administration fees from First Line Services, please do not give up. I had to threaten them with legal action and set them a deadline to respond by. This seemed to do the trick. They have finally paid me back my £99 admin fee. So do keep plugging away and make sure you send your letters…
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Excessive Broker Fee for Secured Loan
Hi guys, I'm looking for a bit of advice. I've recently started reclaiming for mis-sold PPI on loans and credit cards that I used to have. Whilst looking for this paperwork I've found a credit agreement from 2006 which states I paid a £500 broker fee for a loan secured on my property. Does this fee seem excessive to you?…
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paid up hill samuel private income plan..wot to do with it
Hello could anyone suggest what to do with the above pension . I started it in 1991 and stopped contributions in 1997 as I was off having my son. Contributions were £20.00!! On returning to work approx 1996 I joined my companys pension (it is a good scheme in a utility company) and carried on paying 6% until returning to…
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Hsa
Has anyone ever cancelled a policy and tried to reclaim the money they've had from you but you've never used? To date they currently have about £98.76 of my money i haven't used
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Reclaiming difference in price paid for a flight and current price
Hi everyone, I'm not sure if anybody else has experienced this before and wanting some advice. I booked a flight with netflights.com on 17/04/09 for Manchester (UK) to Kuala Lumpur with Emirates and paid £1348 for two people. Today (02/05/09) out of curiosity I checked the same flight and it has gone down to £1192.20 which…
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Incorrect payment=bank charges-please help!
I have used the teaching internet site "Teachit" for a few years. I moved schools back in 2007 and instead of paying the subscription myself, I found out our department has one so emailed and cancelled my account. Recently I received an email stating I would be charged for my yearly subscription. I emailed saying I had…
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Goods not received please help
Hi On TV I recently heard one of the money experts say that if you paid for items and you were in overdraft that you could claim under the same rules as the credit card protection. I paid for hotel accommodation and tickets for Disney Paris totalling more than £300 but they never provided any of the accommodation or…
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"NEXT" credit blunder
Hi. Last October my wife received a CCJ from Next on-line, relating to 120.00 of purchases that were paid on time (on line) in April! During this period her bank details were faxed and posted on at least ten separate occasions only to be told they could not find the cash. A defence was even sent to the court but to no…
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royal sun alliance
hi do anyone know the new address for royal sun alliance,as i wrote complaining about missold endowment and received no reply,tried emailing but they have changed emaill address,any info appreciated
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Fashionworld Catalogue - reduction of payments...
Hi Paid my account smoothly up to date. Pay at the end of every month usually around £80. I emailed them regards to March payment stating that I could only afford £30 and would continue, due to financial hardship, pay them £30 a month for 3 months from when I will then review. I received the following back from…
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Legal redress against Bank's minimum mortgage rate
Does anyone have any leads for contesting my Bank's right to impose a minimum lending rate of 4.5%?? This is a detail in my mortgage contract but I am hoping that it can be considered "unreasonable" since the Bank's only answer when I questioned them about it was that "no one thought that interest rates would ever go below…
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Bad Investment. Help Martin, anyone!
3 years ago I invested £10,000 to go into partership in developing a property in order to rent it out. Lets say it was a beginning of a property developement venture. Things didn't go as smoothly as first expected and my partner whent through financial difficulty and a failed marriage etc. This year we tried to salvage the…
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mortgage default fees
Hi all, I'm a landlord and recently defaulted on five payments from one mortgage lender CHL costing me over £200. This was because I simply misjudged my bank account funds before going on holiday. Does anyone know if my lender is allowed to take such a large amount in penalties!! Thanls Darren
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Court holding money from repossesion of home
My home was reposessed 2 years ago and cause bank couldn't get in touch with me money went to the court. For two months i have been trying to get the funds released to myself with no success there asking for a letter or certificate from hm revenues saying i'm due no tax. I have phoned hm rev 4 times and they say don't know…
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Administration Help article discussion
