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Have you reclaimed council tax and happy to tell your tale on gmtv?
Hi all Martin is talking about Council Tax Reclaiming on GMTV next week and the programme wondered if we had a moneysaver who'd reclaimed already that'd be happy to be filmed for the show. Filming would take place on Monday day and due to the timescales someone in London or the South East would be fab, so if you're…
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Council Tax Rebanding
Hi, Can you put in a rebanding request for a property that you no longer live at now, but paid council tax for when you were living there? AJH
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Reclaiming money back from mortgage adviser
Hi, I wasnt sure where to put this!! In November 2007, we used a mortgage broker for our remortgage. The fees were £2k, and they said will 'last forever' meaning at the end of our deal the would contact us and do another remortgage etc. This fee was added to our mortgage. Now, he advised us to take out a SINGLE PREMIUM…
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My battle with Blackhorse :)
Posted on the loan board maybe its better here lol x Dear all, I just wanted to spread a bit of happiness for once on the loan board! And I wanted to share an experience with you all, to perhaps give others hope with finance type companies. About 3 years ago i took out a blackhorse loan to finance my car. I didnt feel…
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Mr Money problems
Yesterday I applied for a loan with mr money. Having told that the request had gone ahead I paid the £58.50 charge and was informed that my details would be passed on to the company that suited me best so they could agree my loan. I then recieved a phone call saying that my loan was for £140 through payday loans instead of…
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The Bank incorrectly ruined my credit score
Hi guys The Woolich/Barclays put a default on my credit history for a 'phantom' overdraft that I never had while at uni. After much contact with Experian, the bank, the financial regulator...I finally got it removed and a letter to say they had made a mistake. However, my credit score is now really poor as this did not…
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Bank took Money from personal account
Hi Can anyone tell me if a bank can take money from my personal account (which is everdrawn) they took me up to my maximum o/draft limit leaving me with no money for household bill or to pay the rent. They put this money £870 into my business account which had gone into unauthorised overdraft. I could understand them doing…
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Mis-sold Fitness First Membership
Fellow savers! My girlfriend and her mum were both sold fitness first gym memberships and i think they were mis-sold. They took out 12 and 3 month contracts respectively but were told that it meant that the contracts would lapse after this time, not that they couldn't cancel in this time. They both signed the contracts as…
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Great news for those with default's...sucsess story
hi all, Today life got just that little bit better :D I had an account with British Gas and to cut a long story short, it was in dispute due to their error but never acknowledged it and kept asking for payment, in the end they defaulted me twice. I only noticed this when checking my credit file, i'd had no written warning.…
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Compulsory House Insurance
It may have been asked before,but when I took out my mortgage with Northern Rock I was forced to take out House Insurance with them.Was this mis-sold and if so how can I claim it back?
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Can anyone advise how to raise a CCJ?
Hi Everyone Hoping someone out there can help. I am owed £5k by a company, and need to start the process of getting my money back. I was going to raise a CCJ against them through moneyclaimonline. I was wondering if anyone had done this and if they could advise me through the process. Many thanks for any help
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N24 General form of judgement or order - next action?
Hi, I am currently taking my landlord to court for failure to put my deposit in a tds scheme and repay it to me when moving out. I have just served an amendment of particulars to change some details of the case. I went to a court hearing last month to confirm these amendments and was sent an N24 - General form of judgement…
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old bank acc in maidan name...geting funds back
hi all dont know if this is the correct thread?? ive got £200 in a building society acc but its in my maiden name...my current account at the bank is in married name (although now divorced) ...how do i get the fund out.. the building society acc is a postal thingy with birmingham midshires... any advice greatfully…
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Student Council Tax /Bailiff problem
Hi, I was wondering if anyone can help with my situation, On the 6th March, I paid Equita Bailiffs £43.50 to prevent them calling at my property and seizing my goods after receiving a letter from them stating if I didn't pay my council tax they would proceed with seizing of my goods. I was told this was the minimum amount…
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Council Tax-Single person discount
Hi, Looking for some help.....I am in the process of reclaiming my single person discount for my council tax, Already managed to get half of what I am entitled to but this is where my problem begins. I rented my spare room out to a friend for 3 months in 2005. He was registered on the electoral roll and at the end of the 3…
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Lost SWIFT transfer
We seem to be going round in circles with the bank and getting nowhere fast! On a SWIFT transfer money was sent from Switzerland to our bank in the UK eight weeks ago and they can't find it:mad: The bank has the Swift code number, it is in their system they say - someplace - they are going through some sort of checking to…
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Morgage redemtion charge
hi just wanted to say thank you to all here. i am new joined, last month. so if this is in the wrong place sorry. i sent letter of to the abbey re morgage redemtion fee. my original morgage was with National and provincial twenty years ago. they were taken over by the abbey. i changed morgage five years ago. Have no idea…
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Electrical Warrenty - small claims
All, I purchased a power supply with a 3 year warranty about 3 and a half years ago. Nearly 3 years from the initial purchase date the power supply broke. After contacting the company they sent me a replacement as it was within 3 years. That power supply has just broken after 6 months but in the terms and conditions any…
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DIRECT DEBIT PROBLEMS- reverse? helpppp please
logged on to internet banking today and noticed my gasd company had taken £300 + out of my account without any letter to confirm this before hand?!! now im in my overdraft and will no doubt end up having charges as more bills are due out soon...i contacted them asking why etc, they said a letter would of been sent out to…
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Counterfeit Foreign Currency
WARNING! http://news.bbc.co.uk/1/hi/programmes/moneybox/8065098.stm The amount of counterfeit currency is increasing at an alarming rate, even coins are not exempt, the £1 being mentioned. _pale_