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foreign transaction gone wrong!
I transferred £1000 from my Nat West account to my sister's bank account in Australia. I used the 'make a payment' option as I have previously done for transfers to other people. I was asked to enter the name of account, sort code and account number which I did and the transfer was effected with the money leaving my…
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Rbs
I opened up a ISA many years ago with RBS,opened with £1.00. My great plan as a young guy never payed off, :rotfl:. I was 16 I reackon, 25 to date. How do I find out if re this account? No bank details and unsure if I did close it down. For some reason it just came to me re this.
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Amazon Prime
Sorry if this is poster in the wrong forum but I am new. I recently signed up to a free trial of Amazon Prime to see if I felt it was worth it. When I signed up it never asked for a credit card or any other payment method but now recently my mother (I am 18) has had £49.00 taken out of her account by Amazon Prime without…
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Gmac claim history
took a mortgage out with gmac in 2001 from the tml fixed for 3 years fell into arrears in 2002 did not have bank account so had to pay 15 pounds none dd then 50 pounds arrears charges i redemed the mortgage in 2008 because i was paying 10% intrests plus the arrears were added to loan , went through a claim company offered…
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fos decission from gmac rfc
MY ONLY CONCERN DID ON OCCASION TO SPO AND THERFORE DOES NOT APPEAR FAIR TO CONTINUALLY APPLY FEES ON A MONTHLY BASIS I BELIVE AN OFFER OF 450 TO REFUND THIS SUITABLY ADDREssSTHIS ISSUE the fos letter IT APPERS that on the whole mr t continued to pay irregulary throught out 2003 and 2004 and 2005 as missed monthly payments…
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gmac claim
MY ONLY CONCERN DID ON OCCASION TO SPO AND THERFORE DOES NOT APPEAR FAIR TO CONTINUALLY APPLY FEES ON A MONTHLY BASIS I BELIVE AN OFFER OF 450 TO REFUND THIS SUITABLY ADDREssSTHIS ISSUE the fos letter IT APPERS that on the whole mr t continued to pay irregulary throught out 2003 and 2004 and 2005 as missed monthly payments…
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Catalogue Admin Charges-Is This Legal?
Can anybody tell me if there is a maximum limit to what a catalogue company, in my case Ace Cards & Gifts , can charge? I was late in making one payment and also missed a couple when I was in hospital & they charged me £20 each time. If they are wrong to do this, I would appreciate anyone telling me what I should quote to…
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Faith in Administration!
I bought a pair of boots from Faith which I returned due to a large scratch on the side of 1 of the boots. I was told by the sales assistant that there wasn't anymore of the boots in my size so all I could do was exchange for something else or have gift vouchers to the value of the boots as they were in the sale. I…
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Experian sold in Loan
Hi, Have have just taken a loan out with a finance company to purchase a car, however I was told that they would provide a free years suscription to experian at no cost. I have discovered they have charged me over three hundred pounds for this, added of course to the loan, but was told on the phone that it would have to be…
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Shop Direct Catalogue Charges!!!
In the past i used a voucher code to order out of a catalogue which was accepted and on two months statements the balance was £0.00. The next statement showed the voucher had been cancelled. I thought this was wrong and unfair as i didnt sign any credit agreement with them so ignored the letters. After a while i kept…
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Critical Illness Cover on Self Cert Mortgage - Refund Advice
Several years ago, 2001 I believe, I obtained a self cert mortgage, through a respectable broker, with the Bank of Scotland. One of the conditions of the self cert mortgage was that I had to have critical illness cover. I was unhappy with the level of the payments (204 pounds per month if I recall) and the policy, with…
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Privacy Guard. Help!
Hi, I had a letter sent on the 29th of July from Privacy Guard. The letter said they've tried to take payment of £6.99 from my bank account but the direct debit was returned unpaid. There was a form to send a direct debit instruction to them too. It had my name and a membership number. I recently changed my bank account…
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Miss sold mortgage and a company that claims to get your money back??
:question: Hi. I had a visit at home from a company called Retrieve LTD claiming that the mortgage my wife took out in 2002 was miss sold. Reason being that the broker used was Home and Counties and that they have been fined by the FSA for irregular conduct. They also claimed that the solicitor used by them was also…
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Mortgage Mis-Selling
Has anyone used the below company. They claim that if you took out a mortgage before Oct 2004 then you are entitled to compensation as there is good chance that it was Mis-Sold. Unfair Credit Direct Orchard House | Aire Valley Business Centre | Lawkholme Lane | Keighley | BD21 3BB | T: 01535 683450 Hope someone can help.…
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Re-possession and my rights?
Last year my house was taken from me and at the time i had the sold and the deal was going through, but when i told the lenders they said i could not sell it, even though a the deal was just waiting to be signed, i must admit that i was selling it a bit lower than i owed them, but this would have meant me owing them in the…
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Visa Chargeback after Ratio Money went bust
Hi there 18 months ago i paid a large sum of money to Credit Clear uk who then employed Ratio money to deal with my unenforcable credit, as you may or may not know Ratio have gone bust now, before they went under only one of my three creditors had been allocated to a solicitor the other two were still in the hands of…
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Used Car Dealers
:mad:Here’s a little story, I have been looking for a convertible car by looking on Autotrader. I found one to look at a BMW with Hardtop, when we were at the garage we notice another BMW priced at £6999 as this was a bit cheaper the owner said he could do a great deal on the car he would include a 3 year warranty for…
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Natwest loses cheque
My daughter spent months getting a rent deposit refund of £250 - paid it into Natwest and they lost it. Apparently this happens all the time and if you don't keep the receipt they don't even look for it! It now seems that it is my daughter's responsibility to request another cheque, pay a cancellation/reissue fee and then…
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Post office lost my passport!!! claiming expenses back
:mad:Hiya I applied for a renewal passport 3 weeks ago as am going on holiday in a weeks time. I asked the woman at the post office if i should pay for fast track (1 week service) as i was travelling in 4 weeks and she said there was no need as renewal passports only take 2 weeks. 2.5 weeks on and still no passport back,…
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A Good IP (looking for IVA manager)
Hi there, I've been made bankrupt without knowing, I'm looking at the possibility of going down the iva route. Who is a good and reasonably priced company who will be able to deal with this. I have the possibility of staying in BR so don't want to be ripped off and pay for it forever. However I have a property with about…