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TP Side Mirror while insured with "XS Direct Insurance" back from 2022 - becomes a 6K debt.
Long story short:26 January 2022 on a narrow passage Our Van and a TP VAN had a touch and TP vehicles mirror was damaged. We suggested to contribute for damages on the scene due to reasons in the bottom (RIB) without admitting any fault. TP said he will check with the garage a bit later but later said he made a claim with…
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Short term insurance for Automatic Driving Licence conversion to Manual
Do any of the short term "pay by the hour" type insurers offer cover to leaners wanting to convert their auto licence to manual? Those that I've looked at so far only offer "provisional" or "full" driving license in the sign up selector.... but that full license will not be full if used in a manual car. Asking for my son…
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Enterprise car rental
Hi I am having an issue with Enterprise car rental, I hired a car which was a 2024 Nissan Juke it only had 6.5k miles on the clock. I Drove just over 100 miles when the car broke down with the clutch going. i normally drive a manual car and have done for 40 years. Enterprise are saying it’s driver and down to me and…
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Salary sacrifice EV scheme
Hi ! I am looking to sign up for the EV salary sarcafice scheme ! I am going through my terms and conditions and it says I’m liable for income tax on the vehicle does this just mean the BIK tax ? I am currently a 20% tax payer , will having the car take me into the 40% bracket ! I’m abit confused
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Car engine light on day one
Hello everyone Hope you had a good start to 2025. I purchased a used car from a bmw approved dealer. I drove the car back home yesterday. During the drive, on the motorway, there was a slightly stronger jerk on auto gear change around 50-60mph. Then my dashboard shows "Drivetrain malfunction. Full performance not…
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Skoda Manufacturers Warranty
Hi all My Skoda Scala is under warranty until March 2022, i intend to extend the warranty. I know the breaks do not come under warranty. If i have my breaks done in a local garage, will it make any difference to my warranty? I have the car serviced at my Skoda Dealership. Thanks
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Additional VED costs
Hi, I currently pay additional VED on my second hand car which celebrates its 5th birthday this month, being 5 years since the car was first registered in January 2020 (as per the V5C). However, I have just received confirmation of my monthly direct debits for the year from DVLA which shows I will still be paying the…
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Cancelling insurance towards end of policy - No claims
Hi All, I'm about to switch my car and am currently mid way through month 10 of a 12 month insurance policy which was paid up front and was purchased with 1 year no claims. Under the policy, I wont accrue any NCD until the year is complete, however to amend the policy to cover my new car would cost approx £160 in charges…
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Should I buy my lease car?
Until 3 years ago we had previously only bought cars outright, so I feel my knowledge is weak in this area. 3 years ago, our main car needed a lot of maintenance/ repairs and OHs company introduced an electric car salary sacrifice scheme. We sold the old car and took up the new EV through the SS scheme. Now wind forward 3…
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Cat N Query
My car was stolen, recovered and had to have some repairs done. It went to my insurers approved repairer and they’ve had for 3 weeks. I’ve just been told it’s repaired and ready to collect. I don’t want to keep the car so I was just checking that I had all paperwork etc to sell it including a full vehicle check from…
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Road Tax and PCP
I recently bought a new car from Arnold Clark using PCP. The dealership arranged the road tax for the car which was £220, what I didn't realise at the time was the £220 was added to the overall cost and forms part of the repayment, that is I will be charged interest on the £220 for the next 4 years which adds about £80 to…
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Recommendations for mid-range car
Looking for some car buying advice! I currently have a 2015 1.6l Astra, which I bought for £8k in 2017. My daughter passed her test last year and is now sharing the car with me, but she finds it too large to park and is more powerful than the 1l car she learned in. It's at the age where I should probably think about…
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Unfair Premier VED on Vehicles
A lot more people being caught with a Premier VED additional charge on List price values including VAT!!! on vehicles over £40000 which captures a lot of EV's as well, so.much for encouraging people to move to more energy efficient transportation and effectively, taxing VAT, very questionable!!!
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Car Hire Issue - Taken too much money
Hello, I recently hired a van to help me move house and while returning the van managed to scratch the side against a metal pole. I failed to take out the cover again damage (silly of me I know) and as a result had to pay £2,000 in excess. when picking the van up the day before I spoke to the staff member at the rental…
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Report a mechanic ?
How can I report a mechanic who has done botch jobs ?
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Driving after a bleed on the brain
Apologies if this isn’t the right place for this but I can’t seem to find an answer anywhere so hoping someone here might be able to help. I had a small subarachnoid haemorrhage at the beginning of November. No sign of any aneurysms and I was released from hospital two days later. I was told not to drive and to let DVLA…
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PCP or lease?
In the past I have always purchased cars outright, but I will shortly be ordering a new EV to replace my ID3 and the car I am almost certainly going to go with I can get 0% PCP with and £3,500 deposit contribution. This looked a bit of a no brainer with little in the way of discounts for cash purchases available, until I…
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Are we now being ripped off by Comparison Sites
Car Insurance. So last year I was ripped off by my car insurance company as they doubled my premium and I did not have time to look around. This year I searched comparison sites and I am getting even higher than last year. I have not made any claims for 19 years and still my premium is coming over £850.00 for a 2012 VW…
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Help! Rac breakdown/hire car
Hi, has anyone had a hire car longer than 3 days they say for onward travel. My car broke down on Tuesday this week 5pm Rac didn't come out until 10pm next morning, I had to organise a hotel at my cost as they kept on moving goalposts and I got sick of waiting in the cold. Issue is Rac have used a 3rd party to recover my…
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2011 Mazda 2 key fob issue
Hi Ive taken my Mazda key fob apart to replace battery for first time ever and it’s fallen to bits, hope it’s just age and nothing I’ve done. I’m a bit worried as I don’t have a spare. Also it’s the wrong battery I’ve got so at least I’ve looked what I need and ordered one to come tomorrow. There is no point me trying to…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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