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Buying a car with finance
Newer been applying for car finance, and now pops the question about deposit. If to apply for finance towards PCP, is deposit refundable if not buying a car at the end of the contract?
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Moneybarn termination issues
I’ve recently been trying to look into the option of a voluntary termination on a vehicle financed through Moneybarn. Initially I emailed just to find out more and had somewhat of a strange response along the lines of “ we’ve never informed you of your options to exit, we need to speak to you on the phone” I’ve now called…
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EV vehicle tax change – is it from first registered, or first registered in the UK?
I'm about to buy a used Nissan Leaf. It's an Irish import – I've got decent quotes for insurance, and the only oddity with the car is that the mileometer is actually in km (but the HUD shows mph), so largely not a concern. Except – EV vehicle tax is increasing from April, and it'll be £20/yr if registered 31 Mar 2017 or…
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Licence points incorrect on policy - will this affect a claim?
Hello Earlier today my partner was in an RTC (no one injured thankfully), the other driver admitted liability to us and police. Our car has been written off. I have started the claim with our insurance but have just noticed that our policy does not show speeding points from 2022. I was sure I had informed the insurer at…
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Advice on car purchase HP or PCP
I have put down a deposit on a new Kia car for my wife and I can pay the balance in three ways · Cash · HP ; or · PCP The latter (PCP) is the cheapest monthly amount as at the end of the 36 months I have a balloon payment of circa £20k to purchase the car outright. However, my concern with signing with a Kia PCP finance…
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CCJ For an insurance claim I told my insurers not to pay
Hi, I have recently discovered a CCJ was loged against me 3.5yrs ago to claim for something my insurer didnt pay out on. There was an accusation I hit a car in a car park which I denied and after visits by inspectors etc. When talking to the insurance company I clearly remember the guy on the phone saying "so you're…
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Car Insurance Repair issue due to prior damage - Vehicle now stranded at the body shop
Hi there, I have a
bit of a strange situation with a vehicle in the household, and I am unsure how
to proceed. Basically, the vehicle was involved in a minor mishap at a
patrol station where someone reversed into the car. The damage was minor, scuff on the bumper,
and the sides where it’s clipped in popped out, along with…
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Speeding Offence - Not Knowing Who Was The Driver
My wife and I have a lease car and have just received a ticket from Kent Police for an offence on 30 November 2024. My wife and I were in the car and, given that it is more than 2 months ago and we share the driving, neither or us knows who was at the wheel. This is not an attempt to get off the fine, happy to pay it and…
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Neighbour £168 a year cheaper car insurance!
I used the Money Saving Expert insurance comparison tool. I entered my postcode, and it automatically selected my address, which includes a house name and a door number. After receiving several quotes, I selected one and proceeded. However, when I reviewed the details at the end, I noticed that while the door number was…
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BVRLA Returning lease vehicle advice
I am due to hand my lease car back early as I've found another car. I have about 10 days - 2 weeks. The car is in really good condition, with the only thing I'm aware of being a scratch on the inner edge of a rear door. I've not leased before so don't quite know what to expect in terms of how stringent the assessors will…
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SORN fine after vehicle was given to dealership to sell on consignment
i gave my vehicle to a motor trader to sell on my behalf, so on consignment, stopped my insurance and tax, as it was covered by dealer. But a month later I got a fine from the DVLA for not having tax and insurance - I explained to them the vehicle was for sale at a dealership and covered by their insurance. DVLA replied…
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PCP Options
I have a car on PCP, 4 year agreement, and I’ve had it 14 months. Took on the car and size, large SUV to suit someone else, sadly they became housebound two months later and have barely been in the car. I find it way too big for my own needs, and keep kicking myself that I sold my almost smaller SUV which was on HP, and…
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"Pause" and "Short term rejection"
Hello all, I will try my best to keep this concise. (TLDR - Did the consumer clock actually start in these circumstances?) 04/11/24 Purchase 2 year old car from KIA dealership (Their approved used scheme) in person sale / £19k, 1/3rd on credit card) On the day of the sale, I was told that the keyless entry was faulty. They…
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Advice on returning a PCP car/rehiring another
Hi all, Apologies if this has been covered before, which it probably has. I have a vehicle that I have a 2 year lease on. For info, I put down £3k on it. It costs me approx £130 per month, and I have an allowance of 6k miles per year. I am half way through the lease and have only put 2k miles on it to date. Assuming that…
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Rejection letter
Hi I am in process of taking used car back to dealership. It has serious issues with drive shaft. I have had it independently checked by a garage and got details of faults. I have e mailed rejection letter and sent hard copy which has been signed for. I am within my 30 day period to reject my question is if dealer refuses…
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REPLACEMENT BATTERY ;; How do I select the right one
My daughter needs a new battery for her car, but doesn't really know what she is looking for. Me too, to be fair Looking on the internet there are several come up when entering her number plate details .. see the attached image How do you pick the right one ..
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EV Cars - Road Tax April 2025
How does the above effect Company EV Cars that are obviously registered to the leasing company and not the driver, still have to pay ??
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Can we sue car broker for breach of contract?
I ordered two cars from an online car broker through Blue Light card. The cars were ordered last July for March 1st 25 plate. We asked if we could pick the cars up from a Ford dealer and were told we could. We also asked for consecutive No. plates and was told this was also okay. After sending us the contracts, l noticed…
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Windscreen chip
Evening all, I have a thought that has been playing on my mind for a while and wanted to see if I was being silly or not. Apologies if this is in the wrong section, as it isn't to do with motoring money saving (though I've saved a grand fixing my own car recently to get it through MOT by buying the parts and doing the work…
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EV £195 Road Tax April 2025 - for Evs registered 2017-April 2025
https://www.gov.uk/guidance/vehicle-tax-for-electric-and-low-emissions-vehicles So this isn’t just for new EVs - all evs registered from 2017-April 2025 - that’s pretty much all of them! Also if your EV is RRP over 40k then there is an additional charge of £400 per annum on top the road tax for the 1st 5 years you pay road…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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