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DVLA £684 out of court settlement for a SORN vehicle
I have received a letter from the DVLA about 1 month after my vehicle was clamped om road for my vehicle being SORN. It was not with me at the time but taken by a mechanic friend to get the car ready and sorted for MOT to then get taxed and to be used again. It has been on my drive for over a year. The mechanic took it to…
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PCP settlement close to DD date
Just a quick query to get others thoughts. I was able to settle my PCP agreement last week which I did by bank transfer on Tuesday. I left the (1st of the month) DD in place recognising how soon it was due. I have seen no acknowledgement on my VWFS account of the transfer but today the DD has not been collected. Annoyingly…
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No Claims Discount
Hi - my daughter is 20 and has 2 years NCD. She is going abroad next year so doesn't want/need to renew her car insurance. When she gets car insurance in 12 months, will she still be able to apply her 2 years NCD? Thanks
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Space saver tyre 15" for car with 17" wheels
I have a 15" space saver but my new car has 17" wheels (I thought they were going to be 16 to be honest) I can see from Googling that its generally OK for a space saver spare tyre to be slightly smaller for a short, lower speed trip but is 15 -> 17 inch difference OK? What do you think?
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What effect does theft (and recovery) of car have on insurance premium if I pay for repairs myself?
I hope this is not too open ended a question .... My car was stolen from an airport meet and greet company but was recovered a few days later. The theft (and recovery) has been reported to my insurers. The car sustained some damage to a couple of doors and a couple of things were stolen from inside. I can easily see the…
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Ford Fiesta Rust- how to fix
2005 Ford Fiesta- 100k miles, great car only needs a few hundred quid a year for repairs/service and is sound. however previous accident wasn’t repaired causing rust, my fault on reflection. It’s causing water ingress in the boot which is not ideal but more worried about further rust spread and MOT failure long term Behind…
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Spurious VED Reminders
Car tax due 1st March this year. Paid by credit card on 8th February. Payment confirmed by Amex, and the car is showing "Taxed until 1st March 2026". I continued to receive regular reminders by text and email, which of course I ignored. But today I got "The tax has now expired".. Is this a known problem?
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"MOT test certificate could not be found"
Hi all, I'm trying to retax my van online but am met with the error "MOT test certificate could not be found". For context the van is nowhere near due an MoT/PSV/GVT yet as it is still much too new. How can their ridiculous system not realise this? Any advice on how to sort this would be welcomed. Regards,Risteard
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Buying second hand hybrid with long time between services
Looking to buy a 5 year old used RAV4 hybrid, it has 84k and in good condition. Only issue it has the following main dealer service history: 27/11/2020 – 8377 Miles21/04/2022 - 27989 Miles23/11/2023 - 62074 Miles + Hybrid system health check Dealer said they would part-contribute to a Toyota service. Now I know servicing…
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Buying a Motability car at end of lease
Just to make people aware you can’t extend your lease if your car is over 20,000 miles. Also now you are unable to buy the car at the end of the lease either. I have 7 months left and been looking and between the AD payment and the style and setup of the car there is nothing that suites what I need. I thought I would ask…
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Are Ford ripping me off?
My wife's 7 year old Fiesta's check engine light came on, and the local Ford garage replaced an O2 sensor. When the fault recurred for the second time, the garage said they 'suspected' that an oil seal had developed a leak, allowing oil to contaminate a wiring harness, which they recommended replacing at an estimated cost…
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private number plate to newer car- transfer & retain fee
Ive got the private number plate and want to put on newer car to be bought. I have read that its an instant DVLA to take off private and they give you a new number. confused about the transfer and retention bit - ( £80 to retain it if not using it now ) Does this mean I pay £80 to retain it now and £80 to transfer the…
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PCP deal
12 months ago I received a text for a new electric car deal for £199 per month. I live in a mid terrace house with no way to have an EV charger fitted. However is was working 3 miles from my home and my mileage was not much. I was charging the car once per week. Since then due to circumstances beyond my control I had to…
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1st MOT early test?
My car's 1st MOT is due 23rd May this year. As I don't have an MOT certificate, I'm not sure if I can present it for test up to 4 weeks (or a month?) prior to that date, and still have a full year till 23rd May 2026. I always book my cars in as early as possible in case there are any issues, so could anybody please confirm?
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Pothole damage claim - is dashcam good enough evidence?
Hello all Recently I hit a pothole and damaged the tyre and tyre pressure sensor, costing a total of £400. I still have not filled a FOI request but looks like there were not any other reports before I hit it, but two after I did. Regardless of what the maintenance was on the road (TfL authority, not council) is dashcam…
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NCD protection refused
I had to claim on my car insurance for an at fault claim which reduced my NCD to 4 years . My insurer won't provide protected NCD if I have under 5 years.
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Someone drove into my parked car and drove off
I have fully comprehensive insurance and protected NCB (4 years). The car is drivable and it is body damage but it is a 13 year old car, and speaking to a few garages, for parts and labour to repair would cost more than my excess. I am wondering if it is worth contacting my insurers? Part of me thinks no, just repair it…
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Speeding fine advice request
Hi, In September my husband failed to spot a change in speed limit from 60 to 30 on a country road, and was caught on a camera at 36mph in a 30mph zone. Obviously entirely his fault. The initial notification came to me as the car owner. I duly filled in the form to say I wasn't the driver it was my husband. Fast forward to…
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Leak to rear tail light - Led light sealed
Leak, and water inside the rear tail light. The light is LED and sealed. I've taken off the light and there are no bubble holes etc to drain the water just an electrical connector. (The car was purchased a couple of months via private sale ago, a 17-plate, one owner, FSH and done 89 thousand miles. - The car has not been…
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Advice needed. Licensing. Re test after ban insurance
Hi, I originally passed my test in 2008, in 2015 I was banned and then banned one or more times afterwards, I now have to take an extended test. My Question is, when I’m looking to take out insurance it asks how long I’ve held a licence, on my provisional it says I’ve held it since 2008, when I pass my test will it still…