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PCN Received 2 months after offence?
Afternoon all, this is likely a question many here know the answer to. On the 4th March 2025, I crossed the Merseyflow Toll bridge in a work vehicle and forgot to pay the charge of £2. There's no excuse I know, it's not a lot of money, I'm just not from the area and simply forgot when I got to my destination. I have…
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ULEZ PCN
Advice welcomed, I have received a Notice of Enforcement from CDER group about an unpaid PCN for entering a ULEZ last October, but today is the first I have heard about it. I'm not disputing, I just didn't know and now I have a £355 fine. My V5C was registered to my old address so the PCN must've gone there. I have since…
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advise after accident
i have been involved in a non fault accident the insurance company paid out however it has left my out of pocket. i had only just bought the car 5 day prior on finance and the insurance company's payout had a short fall of approx £600 short to put me back to where i was before the accident. i was under the impression that…
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Anyone used OneProtect car insurance?
oneprotectinsurance.co.uk This company came cheapest via comparison sites. However, I have never heard them before. There are some reviews in TrustPilot which is mix of good & bad so can't really make any decision from there. Legally they are owned by OneCall Insurance which is showing as registered in FCA. I am not…
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Help Need Advice On Moped
My workplace has an carpark and has motorcycle bays but sadly they have these 6 lined speed bumps that keep bouncing my moped up and down. Sadly when left carpark notice my gearbox keeps rotating up and down and caused my moped to drive on it’s own never had problem used carpark for months and months and when left home…
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Tree gunk on windscreen
So we get a lot of trees in town full of aphids that deposit sticky resin on the cars. I've tried vinegar, window cleaners, soap and recommended car body cleaner and a lot of it still there. The spray on windscreen cleaner works a bit better but expensive. Anyone found something that will do the job properly and reasonably…
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Need to declare Diabetes to DVLA?
Hi, Do I have to declare to the DVLA that I am diabetic even though I have never had a formal diagnosis of it? Ive been diabetic since age zero but only found out when I was 50 years old.It was during covid and I couldn't get to the shop and so ate only apples for 3 days ..and it made me feel so, so much better....I…
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R1234yf and R134a air-con canister fitting.
Hi.I understand the difference between the two types of gas, and my current car uses the more recent R1234yf. I have topped up my previous R134a car successfully using a kit, so understand the process. My current car had a full air-con gas replacement a couple of years back, at a reasonable £50 or so, but the same task now…
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Insurance groups
For the last few years I have been using a 2005 Peugeot 206 1.4l (inherited from my Dad), which was Insurance Group 11. I renewed the insurance this year just before I bought a 2011 Skoda Octavia (1.6 MPI petrol engine), which is also Group 11. I phoned to change my insurance from the Peugeot to the Skoda. I was expecting…
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Part exchange advise please!
All sorted. Good result 😀
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Third Party Insurance for Courtesy Car
I have booked a car service at a dealer that offers a courtesy car for me to use while my own car is being serviced. The courtesy car insurance they provide has £750 excess by default, or I could pay £20 to reduce the excess to £50. Are there any third-party excess cover options for courtesy cars that may be cheaper? Would…
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car refund
HI my daughter recently bought a car from a VW dealership. She paid the deposit, signed all the relevant paperwork and following day sent the remaining cost of the car. She was then told she could collect the car after it had been inspected. The following day she received a phone call to say she could no longer have the…
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Martin's rule of obtaining car insurance quote 26 days before renewal
Hello, I've heard Martin mention that the best time to get insurance quotes is 26 days before your renewal date. My question is: since most insurers only send out their renewal offer about two weeks before the renewal date, how can I effectively compare quotes from comparison sites with what my current insurer will…
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QDR Solicitors non-payment of fuel advice required
Hi. The registered keeper of our car has just received a letter from QDR solicitors about non payment for fuel. It's a petrol filling station we routinely use so entirely possible one of the people with access to the car has made a mistake here and driven away without paying or had problems with payment which wasn't picked…
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Ford Focus, Mondeo or Vauxhall Astra Estate?
Hi all, I need to swap my Vauxhall Astra 1.6 petrol hatchback (63 plate) for an estate so it can accommodate my two large dogs. I am considering another Astra or swapping to a Ford Focus or Ford Mondeo. My current Astra is lovely to drive and is really comfortable, but it's cost me a fortune in repairs, etc. I have owned a…
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Looking to buy a 996 911 Porsche but not sure which one?
I’ve always wanted one of these having driven one a while back and never quite forgot the way it looked and how to drove. It was a 2004 40th anniversary edition. It felt very engaging and you could almost feel the road even at lower speeds I’m fortunately now in a position to buy one but there are a plethora of 996 models…
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DVLA fitness to drive notification
I completed a fitness to drive form for the DVLA due to a recently diagnosed medical issue. I got a response by email saying not to reply to the email as it would not be acknowledged but that they would be in touch with progress shortly. It was a week ago that I applied but I wondered if anyone had any experience of the…
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AA. Real down cover - can I cancel to get a better deal
I’m Currently with the AA for break down cover. My renewal price came through and was extortionate. I’ve called them and they’ve reduced it to £140. New members can get the same cover for just under +£90. I said I’ll just cancel and take out our new joint cover in the other persons name - the lady said I can’t do that and…
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Parking large vehicles
I believe HGVs are not allowed to park in residential areas, but are there and specific rules for large vans?They can block your view when parked, I have an old friend complaining about one of our large minibuses parking close to the entrance of a gym. He parks partially on the pavement, but close to the entrance.
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GAP insurance and Finance Company, and me stuck in the middle :(
I am in need of some advise, maybe somebody has been through the same situation I am in currently. It was my first time taking out a lease car, and I was advised to get GAP insurance should the worst happen, a few months into the lease and the car was in an accident and sadly was classed as a total loss, my Insurance…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
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