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Paying Road Tax Early
One of our vehicles is due to for renewal of road tax on 1st May. I understand that this can be paid two months in advance. To avoid the increases in April, I've considered paying this today (yup, I know it's just an additional £5) When attempting to do so online today (using the V5C), the DVLA website indicates that the…
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VAT on road side charging - possibly dropping to 5% from 20%
Recent ruling in the tax First Tier Tribunal allows for VAT to be charged at 5%, the domestic rate, and not 20%. https://www.accountingweb.co.uk/tax/hmrc-policy/va... No doubt HMRC will want to appeal the ruling.
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Switch from ICE to EV
At the moment I have an ICE car (petrol) and I expect it will be running for at least another 5 years. I also don't drive that much at the moment (mainly in and around town, and the occasional longer trip), about 5k miles per year. I know my next car will be an EV, but I find it difficult to pinpoint that moment in time…
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Body work repairs
Hi I recently cleaned my car and I was shocked at so many scratches and rust. The two main ones were caused by other drivers on two occasions. Car is 14 years old. Does anyone know roughly what a body shop/garage would charge to repair these? I’ve done home/DIY body repairs previously but I no longer have the open space…
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Car service reality check - Warranty cover
My car (kia, so 7 year warranty) is due its annual service. Because of health issues it has only been driven about 500 miles since last service. The car is entering it's last year under warranty cover and I am considering changing cars in the coming months. Dealer is quoting just shy of £300 for service to maintain…
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Car insurance excess question.
I bumped into a parked car this morning on my way to work, I left a note and the owner called me and we exchanged details and I've notified my insurance. I'm a bit confused about the excess. My car didn't suffer any damage really, however the other car had some damage. Will I have to pay the excess once the owner claims on…
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Car and Insurance for teen
My son, 17, has just passed his driving test. What is the cheapest way to get him on the road? He was insured to drive his Granny's car, but once he passed his test the cost shot up too much for her to afford it. Would we be best getting a car for me, that he could drive? What cars have lower premiums? We don't have a lot…
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'Cancelled or void insurance.
Hi all, im about to insure my car and when seeing the 'have you had any insurance void or cancelled before' question.... its hit me that when I got life insurance back in 2023 I forgot to disclose a minor medical condition. I contacted Legal&General about this and they sent me a reply on their app (I didn't have the app),…
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Car from Cinch, false service history
Bought a car from Cinch in October, three month warranty. Recently started going into limp mode and struugling to get over 50 mph. Took it to a garage this morning (garage is owned by a good friends dad, I trust his opinion.)…with the state of the filters etc, it looks like its NEVER been serviced. The documents state five…
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GreenFlag - cancel auto-renew
I have just taken out another years cover with Greenflag - as a new customer @£50 pa Had I allowed "auto-renew" - it would have cost me £65 So cancel Auto-renew and save money
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Mazda 2016 1.6 diesel issues
Hi. This is a long on complex issue. I purchased a 2016 1.6 Mazda Diesel in October 2023, it has a DPF light on when viewing the car but I was assured this was because it had stood idle for several months but I was assured it would be sorted before collection before if I went ahead with the purchase. This should have been…
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PCP Breach
My daughter has a PCP agreement with Volkswagen that she has had for 18 months and never missed a payment, its her second agreement with them. Just before Christmas when we were away her ex partner took her car without her permission and was stopped by the police. To cut a long story short the car was impounded and she had…
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My car warranty runs out in April and the MOT will become due.
My car warranty runs out in April and the MOT will become due. I'm wondering if I have the car MOT'd now a month early and they find a failure then this would still be inside the warranty period. An I missing something
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Diesel car, worth considering?
My car has been written off (not really salvageable) and I am still waiting to hear from the insurer. I was looking at cars and spotted a diesel car (2016) at a good price and checking all of my boxes (i.e. cheap to run, low road tax, reasonable mileage), but I wonder if it is wise. For example, at the moment it is ulez…
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Personal Lease Insurance
I have a new car ordered under a personal lease agreement with Kia. 2 issues seems to be causing me a headache for obtaining insurance: In the T&Cs it states… "You will also have to ensure we are named as owner and loss payee under the insurance policy"…Insurance comparision websites dont seem to draw out this point, even…
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some basic questions regarding hybrid cars
We are looking at replacing our existing car with either a full EV or possibly a hybrid model. The operation of a full EV is pretty easy to understand but I have a few questions about hybrids please. I understand the principle that you have a battery driven electric motor and also an ice engine that cuts in to recharge the…
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Advice Sought for MOT / Insurance Problem
Here’s a conundrum about which I will be grateful for advice & opinions please. We drove our UK vehicle to Italy and left it there whilst undertaking a 6 week holiday to Australia, flying via Doha on Qatar Airways. We have all the right bookings in place to fly back into Rome, collect the car, drive back to UK and take it…
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Personal car lease on SMP
Hi, I'm due to go on maternity leave/pay from July (I have a car allowance that I get to keep) & I have a car on personal lease that is due to end in November. Does anybody know or had any experience with getting approved for a new personal lease whilst on maternity pay? Google doesn't give me a very clear answer - some…
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Breakdown Cover - who would you recommend?
Its that time to renew breakdown cover, my current provider doesn't cover older cars and my car now falls into that bracket so time to change. Who would you recommend? It needs to be personal cover that covers cars, vans and motorbikes.
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Car finance on PCP but no V5C in my name
I plan to purchase a new car on a PCP deal via a broker as offering better monthly payment deals and lower deposit than main dealer. A concern I have is that when it comes to the vehicle V5C the company who will be supplying the vehicle to me says they will retain the V5C in their name as registered keeper and owner and I…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
618 discussions
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