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MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

MoneySaving Dads - get the MoneySaving help you need
What's the new board for? Have you just found out you’re going to be a father and have no idea what nappies cost? Dad of several and don’t know how to afford all the school dinners? If you’re a dad and a MoneySaver this is the place to discuss your MoneySaving issues. For general questions not related to MoneySaving please…
Money Moral Dilemma: Should we keep our teenage son in the dark about his Child Trust Fund?
This week's MoneySaver who wants advice asks... We saved for our son's university education in a Child Trust Fund, which is now worth over £100,000. He turns 18 later this year, but he's recently stopped studying for his A-levels, hasn't applied to any universities and says he wants to take some time off. He's currently…
My ex-wife asked for money for a School Trip but already received significant support. Was I right?
Hi MSEs A long post for context so please bear with me. I’m the NRP for our daughter, for context I have her 85d year and most of the school holidays. We always take her on a family holiday each year go on plenty of trips, she gets clothes, presents etc and is very well looked after. I pay CMS on top of that with £700pm.…
Very good income but wife constantly saying we can't save
Our household income is around £120k before tax. We have a mortgage payment around £1200, which leaves around £6k net take home each month, we have no car payments, no loans to pay off, cheap phones contracts and no expensive TV package. We have 2 children who go to a couple of sports club and cubs and beavers, each year…
Money Moral Dilemma: Is it wrong to invest my children's savings in a property for them?
This week's MoneySaver who wants advice asks... I have two kids who each have a child savings account, and I've saved a total of £10,000 for them. I have three buy-to-let properties, and am thinking about investing their money in a fourth, as it will work it harder for them. I'm aware it's their money, not mine, and they…
My Brothers partner is off the rails, they have young kids, advice please
My older brother (in his 40s) has been with the same woman for over 20 years. They have two young children (5 & 7). His partner is suspected to be bipolar, she's always had issues with our family for as long as I can remember going back 15 years or so, falling out with people over the most ridiculous of things, and hasn't…
Dining out - bill paying
Hi just curious how others deal with the saga of bill paying at the end of a meal with friends especially if other have unequal amounts of food and drink. Out last night with 2 friends known for about a year, it was one's birthday. Bill came to £95. My mains was just £16 and i had that ready as cash (I paid for drinks…
Should my wife and I spend all our savings?
Hi, my wife and I are both 77. We have savings of 80K which has taken most of our married life of 57 years. Sadly we have no company pensions only the sate pension to keep us going. Our mortgage we paid off 20 years ago ( instead of quality holidays others chose). We have no debts we do not believe in HP. Sadly due to the…
Friend of my son 'may' be having games addiction/financial issues.
Hi all. Son meeting up with his ex-schoolfriends again. One of them who had remained in the area and living at home (we are talking only 20 years old) is causing his friends some concern. He works, but has no money... For example, a group of them had just planned a visit to a theme park, but he seemingly couldn't rustle up…
Are you drinking too much - Save money - Give Up
I gave up drinking alcohol 9 months ago. I had turned into a secret drinker - hiding it from my wife and family. Spending £100 a week!!! Pretty proud of myself now - so I have made a youtube video. (self made - no money in it:)) It tells you how I did it and I recommend the book by Craig Beck 'The fastest way to stop…
DWP
My dad passed away a few years ago, I am paying a £2500 debt to DWP because my dad had been overpaid when he was in hospital, they say because I was executor to his will it was my responsibility for the debt is this correct do I owe DWP. Thanks
I don't know if I should be paying CSA
So, I have been paying CSA to the mother of my daughter for nearly 2 years now although I wonder if I should be paying it all. My daughter stays with me at least 4 nights a week every week, this week is going to be 5 nights and my daughter often stays with my parents 1 night a week nearly every week as well. Why am I…
Increase in child custody from 40/60 to 50/50
I currently have a little boy aged 7 years old. He is 8 in June. I split with his mum who is my ex wife in 2018 and we divorced 2 years later. She is now with someone else and has another 2 children and I am with someone else and remarried last year Since splitting up clearly my little boy was a young age and over a 10…
Daughter going to Uni
Hi I’m a single Dad of 3 and my eldest has been accepted to Uni in September 2025. Currently I receive UC and also child benefit. From what I understand, these will stop for her. She will be living at home (as Uni is 30 miles away and will drive). I need her to contribute to bills etc. but what do other parents in this…
Parents forum
Are there any UK focused forums for parents with more then 2 posts per day ? mumsnet/netmums is all very well but for obvious reasons I wouldn't want to join. Is there nowhere gender neutral I can ask some questions about schools etc ? Even here, why is it split into mums and dads?
First Time Parent - Savings Account advice
Hi everyone, Hope you are well. I've recently been lucky enough to welcome my first child into the world, however he was a few weeks early and has rocked the boat on my plans of getting some things in place prior to his arrival! I was just wondering if anyone had any advice in terms of a savings account / ISA that I could…
Tax Free Childcare and related benefits with low income partner
I am full-time employed on as a higher rate earner, and my wife has been off work for over year looking after our 1 year old daughter. Before that she was self-employed earning ~2000 GBP per year in first year, and ~4000 GBP in second year, likely would be >4000 GBP if she started work again now, but hard to estimate. I…
Get the money back first
Keep it amicable with him but only needs must contact / conversation, get the money back and then cease contact with him. explain this to your daughter and if she doesn’t agree then ask her to repay you the money herself - I’m sure she will agree then.
Money Moral Dilemma: Should we cease contact with our daughter's ex-husband who owes us money?
This week's MoneySaver who wants advice asks... Over several years, we lent our daughter's now ex-husband £20,000 for various business ventures, all of which failed. They got divorced this year but we've maintained contact to recoup our money. He's making monthly repayments and has, to date, paid back £6,000. However, our…
Thank you
Thanks everyone
Financial Disassociation
Afternoon all, I have recently come out of a pretty nasty divorce. The long and short of it is the ex wife has got the property but as she can't afford it, I've had to remain on the mortgage - Court Ordered. Yeah I know, not ideal. The question I have, which may be a daft one, relates to financial disassociation. The joint…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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MoneySaving dads

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