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Are you overdrawn?
Poll started 13 February 2007: Are you overdrawn? Are you overdrawn? How do you manage your current account? Is it a place to store cash or simply another way to borrow? Which of these is closest to your overdraft situation? A. Never overdrawn B. Rarely overdrawn C. Overdrawn at some point most months D. Overdrawn nearly…
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MONEY MORAL DILEMMA: Should Scott take Charlene's ad?
Here's this week's hypothetical situation for you to cogitate on: Should Scott take Charlene's ad? "Scott is the owner of a successful newsagents in town. His best friend Charlene has recently found work marketing photographic portraits after months of unemployment. Her employer offers a 'free' makeover for every customer,…
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Salt & Vinegar v Cheese & Onion! Which are the ultimate crisps?
Whilst it's nothing to do with MoneySaving, I'm a major crisp fan but only Salt & Vinegar, Worcester Sauce and Pickled Onion count. To settle a serious discourse between myself and philistine Cheese & Onion and Ready Salted fans, I need your votes. If you were marooned on a desert island with only one crate of crisps,…
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MONEY MORAL DILEMMA. Should little sis get a holiday too?
Here's this week's hypothetical situation for you to cogitate on: Should little sis get a holiday too? "When Jessica took her GCSEs her parents promised her cash for a holiday if she scored straight As. Jessica's very bright and sailed through her exams, getting the grades no problem without too much problem. "Yet now it’s…
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Are you a secret spender?
Poll Started 30 Jan 07. Are you a secret spender? Do you lie to your partner about what you've bought and how much it cost? A. (Women) Yes, I always hide my spending B. (Women) Sometimes I shave a few pounds off the price of big items C. (Women) No, I’d never tell porkies to my partner D. (Men) Yes, I always hide my…
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Poll discussion: A MoneySaver walked into a bar... Champagne Joke Contest
”A MoneySaver walked into a bar..” Poll Started 22 January 07. Two weeks ago Martin launched a champagne contest for the funniest joke starting with the above phrase. Please vote for your favourite out of his shortlist: A.) with a crocodile under his arm. He asks the barman, "Do you serve Bank Managers?" "Certainly,"…
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MONEY MORAL DILEMMA: Should Carol take Sharon on?
Here's this week's hypothetical situation for you to cogitate on: Should Carol compete with her best friend? "Carol and Madge have always worked together, they applied together and have been best friends since school. Unlike Carol, who's great with her cash, Madge's a financial nightmare; she's heavily in debt and is…
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Do old dating traditions still apply?
Poll started 16 January 2007. Do old dating traditions still apply? If a woman and man go out for dinner on a first date, who should pay? A. The man (I'm female) B. The man (I'm male) C. The woman (I'm female) D. The woman (I'm male) E. The woman should offer but the man still pay (I'm female) F. The woman should offer but…
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MONEY MORAL DILEMMA: Should Jack claim cashback at his company's expense?
This week's Money Moral Dilemma Jack works as an event planner. As part of his job, he often has to make purchases and already does it via a cashback card, so he gains before he claims back. Now he's realised that often he could buy the same things at the same price, through web cashback sites too (see Cashback sites…
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MONEY MORAL DILEMMA: Should Lisa exchange her gaudy expensive engagement ring?
This week's Money Moral Dilemma After four years together, Michael proposed to the love of his life, Lisa. She said yes immediately, and he handed her a huge diamond ring. It had cost two months of his salary, a stretch, but he thought she was worth it. Unfortunately, while Lisa loves Michael she immediately hated the…
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How big are your balance transfers?
Poll Started 9 January 2007: How big are your balance transfers? Balance transfers allow you to shift debts from one credit card to another, hopefully getting a much cheaper rate. But what’s the average amount you shift each time? A. I’m debt free B. I’ve got credit card debts, but have never balance transferred C. I've…
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MONEY MORAL DILEMMA: Should Richard have a ring of truth?
This week's Money Moral Dilemma Sadly Richard's grandma has passed away, so he and his cousins (from the rich side of the family) have been given an equal share of everything. As the house is being sold and the proceeds divided, all the cousins agreed to go through it, taking any mementos they wanted. Richard took a…
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How good is your money maths?
How good is your money maths? While being good at maths isn't a prerequisite for MoneySaving, it certainly speeds things up. So go down the following money maths questions to see which you can do. WHICH IS THE FIRST YOU CAN'T WORK OUT IN YOUR HEAD (ANSWERS IN OPTION F). A. Final price if it's 10% off £100? B. Final price…
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Things can only get better?
Poll Started 27 December 2006: Things can only get better? Do you think 2007 will be a better year for you financially than 2006? Which of these is closest to your view? A. Much worse B. Worse C. Same D. Better E. Much better Vote here or click reply to discuss
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Is Recycling Christmas acceptable?
If someone sent you a Christmas card that had already been sent to them (this year or last year), with a new note inside explaining that it was deliberately done to help the environment, how would you view it? Which of these is closest to your response? A. It's fantastic. It's a good way to help the planet B. I'm lukewarm.…
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MONEY MORAL DILEMMA. Should Jenny kick them out?
This week's Money Moral Dilemma Jenny's a landlord with a buy-to-let property and a single parent family has been renting for nine months. They've always paid on time and been model tenants. Unfortunately, three months ago the tenant lost her job, and hasn't found another. She hasn’t been about to pay the rent for two…
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Should loft law be left as is?
It's proposed that planning permission for loft extensions and other house conversions should be made much easier to get. Great news if you want to do up your house, but bad news if you want to object to the disruption and hassle of your neighbours doing theirs. Which of these is nearest to your view? A. Easy planning…
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MONEY MORAL DILEMMA: Should Janet pay for John?
This week's Money Moral Dilemma Janet and John are at the early stages of dating. She's earning a six figure city salary, he's works for a homeless charity. She loves fine dining, so books top restaurants which can cost £100 a time and insists on paying as she knows he can't afford it. He feels uncomfortable with this, but…
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MONEY MORAL DILEMMA: Would you lend to a friend in need?
This week's Money Moral Dilemma Jane's best friend since childhood has always been terrible with cash; and now she's got into serious debt and is in danger of losing her home. She's asked Jane for a loan of £10,000; money she can afford to lend without a problem, but can't afford to lose. They've always been through thick…
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Would you miss Christmas if you could?
Poll Started 4 December 2006: Would you miss Christmas if you could? If you could go away on holiday and miss all the Christmas and other seasonal shenanigans would you? A. Yes B. No Vote here or click reply to discuss