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MoneySaving polls

A dedicated place to discuss the weekly polls you see on the MoneySavingExpert.com homepage.

MONEY MORAL DILEMMA: Should Hilary buy Chelsea's fags for her?
Here's this week's hypothetical situation for you to cogitate on: Should Hilary buy Chelsea's fags for her? Hilary is nipping off to Spain for a long weekend; her daughter Chelsea wants her to buy 40 packets of cigarettes as they're a fraction of the price over there and she'll save serious cash. Yet Hilary hates smoking…
Would a change in government change your finances?
Would a change in government change your finances? This isn't about party politics, it's about whether any party in power really changes things for your pocket, regardless of whether that change is good or bad. Which of these is closest to your view? A. No difference. It's all the same just in different colours. B. Limited…
MONEY MORAL DILEMMA: Should Victor use his local pharmacist?
Here's this week's hypothetical situation for you to cogitate on: Should Victor use his local pharmacist? Victor's a pensioner, who often needs over the counter medication. His local pharmacist is much more expensive than the supermarket he uses that's a few miles away. Yet there's been an article in the local paper saying…
What could you live without?
Poll Title: Poll Started 1 May 2007: What could you live without? If money were tight and you had to live without one of the following 'necessities' of a modern lifestyle...which would you choose? A. TV B. Mobile Phone C. Internet/computer D. Foreign holiday Click reply to discuss or vote here.
MONEY MORAL DILEMMA: Should Frodo give Sam the money?
Here's this week's hypothetical situation for you to cogitate on: Should Frodo give Sam the money? Frodo collects cash off his friends Sam and Pippin and buys them a ticket to see a folk gig; yet something comes up so Sam can’t make it and asks Frodo if he knows anyone who wants a ticket. Frodo advertises the ticket around…
Do sweat shops make good cheap product?
Poll Started 24 April 2007. Do sweat shops make good cheap product? You love shopping in your favourite cut-price clothing retailer or supermarket, but a verified report comes out that the reason it's so cheap is because it's paying 10 to 14 year olds only £1 a day in the developing world to make the goods. Which of the…
Would you use a neighbour's broadband?
Poll Started 17 April 2007. Would you use a neighbour's broadband? You're connected at home but don't have wireless access. One day your laptop detects a strong signal from a neighbour's wireless router which you can access the web via. Which of these is nearest to your attitude? A. I'd use it happily, without telling them…
MONEY MORAL DILEMMA: Should Harry pay Ron’s speeding fine?
Here's this week's hypothetical situation for you to cogitate on: Should Harry pay Ron’s speeding fine? Harry's jetting off on holiday on a 5am flight. To help him out, Harry’s friend Ron kindly agrees to drive him to the airport. Yet, Harry wanted a lie-in, so they’re running late and cutting it fine. En-route Ron is…
Do you tip in restaurants?
Poll Started 10 April 2007: Do you tip in restaurants? If you go out to eat, and there's no service charge added to the bill, which of these is closest to your usual, personal tipping policy? A. I never tip B. I only tip on rare occasions of exceptional service C. I tip less than 5% D. I tip less than 10% E. I tip roughly…
MONEY MORAL DILEMMA Should Sandy pay off Danny’s debts?
Here's this week's hypothetical situation for you to cogitate on: Should Sandy pay off Danny’s debts?? Danny and Sandy have just got engaged. Sandy's very careful with her cash and has got some savings, but Danny's systematically run up some electrifyingly large debts from suping up his car. While we all know Danny better…
What would you do with a dodgy note?
Poll Started 3 April 2007: What would you do with a dodgy note? You discover you've been passed what you think's a fake £20 in your wallet/purse and aren't sure where it came from; which of the following options is closest to what you'd do? A. Bin it. That's life! B. Take it to the bank C. Take it to the police D. Try to…
MONEY MORAL DILEMMA: Should Rachel return the dress after wearing it?
Here's this week's hypothetical situation for you to cogitate on: Should Rachel return the dress after wearing it? Rachel is over the moon; she's found the man of her dreams, Ross. He popped the question and so they had a big formal occassion, in which Rachel went to her local department store to buy a gorgeous £200 dress,…
Fantasy Chancellor
Poll Started 27 March 2007: Fantasy Chancellor Gordon Brown delivered his latest Budget last week; an annual event usually capable of causing controversy and frustration. So if you had to replace him with one of the following celebs to be Chancellor, who would it be? A. Ruth Badger B. Karren Brady C. Simon Cowell D. Paul…
MONEY MORAL DILEMMA: Should Darth take money from his kids accounts?
Here's this week's hypothetical situation for you to cogitate on: Should Darth take money from his kids' accounts? Widower Darth is having a dark time, he's badly in debt and really struggling to keep the family's head above water. Both his seven year old twins, Luke and Leia, have savings accounts with around £1,000 in…
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MONEY MORAL DILEMMA: Grant's been overpaid, should he keep it?
Here's this week's hypothetical situation for you to cogitate on: Grant's been overpaid, should he keep it? Grant's been working at Phil's small garage for nine years. Barring the odd disagreement, the two have always got on well. Yet in his final paypacket he's been paid for the full months work, yet he's only actually…
Flights v Green Rights?
Poll Started 20 March 2007: Budget Airline Passenger Tax Air passenger tax on economy European flights doubled from £5 to £10 this year, yet environmentalists argue we still fly too much, especially on short and domestic flights; and part of the problem is we can still fly for pennies. Which of these is closest to your…
MONEY MORAL DILEMMA. Is it time to cut Tracey off?
Here's this week's hypothetical situation for you to cogitate on: Deirdre and Ken have a daughter called Tracey. While she's now in her 30s, they still support her. While Tracey is fiercely independent, her judgement is poor and she casually racks up bills and debts, often for drink and recreational drug use. Deirdre and…
What's your place in the money info pyramid? Poll Discussion
When it comes to money, there's often an information pyramid. Are you at the top, the person 'everyone asks' questions about cash, the font of all wisdom? Or are you someone trying to learn and move up? And does how often you use this site impact your position? Which of these is nearest to your situation? A. Top of the…
Illegal and immoral, but would you?

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MSE News

Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savings
The base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.

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