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Are you a saver or in debt?
Are you a saver or in debt? Poll started 17 Oct 2011, click here to vote Excluding mortgages and student loans … are you overall in-credit or overdrawn (ie, do you have more money in savings than you have on credit cards or loans)? Which of these is nearest to your situation? In debt: over £100,000 more debt than savings…
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Have you turned your heating on yet?
Have you turned your heating on yet? Poll started 10 Oct 2011, click here to vote We've had the heat wave and now it's getting chilly, so have you turned your home heating on yet? Which of these is nearest to your situation? I live in Scotland Yes: It's on all year Yes: Within the last month Yes: But only briefly when its…
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Real Life MMD: Should I let bro-in-law do the architecture?
Money Moral Dilemma: Should I let bro-in-law do the architecture? I am looking into building a house extension. My brother in law, who I get on well with, is nearly qualified as an qualified architect and he offered to do the drawings for me. He has now come back quoting £840 (other architects' quotes ranged from £450 –…
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Do you think my money saving idea is good? opinions please.
I have actually posted it on the right board this time, I think. I am planning to live on as if I was on jobseekers allowance and just save the rest of my income. This should be doable as all I buy is food and the odd treat. JSA is £50 pw for me so I am planning to take £200 a month out of my account to spend and for…
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Real Life MMD: should I buy the new baby a gift?
When my nephew got married 2 months ago, he didn't invite any of us aunts and uncle from his mother's side. We hadn't fallen out and were not sure of the reason. His bride was pregnant and they said it would be a quiet do although about 50 guests were present as it turned out. We nevertheless sent cards, gifts and cheques…
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Real Life MMD: Should I pay for half the tv?
Hi. Well I hung a carrier bag of water out of my bedroom window because, well I thought it would be funny if my housemates in the room below grabbed it and got wet. But one of them pulled it in, and I mean hard, they broke the string that I was holding it with. Anyway, somehow, somewater got onto the tv and is now kinda…
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Which loyalty points wear the crown?
Which loyalty points wear the crown? Poll started 4 Oct 2011, click here to vote Which of the following loyalty schemes do you care most CARE ABOUT collecting? Tick all that apply ... AA Reward points AAdvantage miles Airmiles Asda points BHS Rewards BMI Airmiles British Airways Miles Boots Advantage Co-op Travel Rewards…
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Real Life MMD: Should the cash go to my kids or pay off debt?
Money Moral Dilemma: Should the cash go to my kids or pay off debt? For the first time I'm getting money for the kids from their dad. When he wasn't giving me any money I spent the majority of mine on the children's shoes, glasses, food etc, and have racked up a bit of a credit card debt. I feel very guilty, but is it okay…
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Are there too many gas & electricity choices?
Are there too many gas & electricity choices? Poll started 26 Sept 2011, click here to vote Politicians have finally stumbled upon the public anger about energy bills and are looking at remedies. One of the main criticisms is that some people, those who switch and understand the system get much lower bills than those who…
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Real life MMD: Should she pay for my horse?
Money Moral Dilemma: Should she pay for my horse? I have a horse and recently found someone who was happy to help me look after her in exchange for rides. It was verbally agreed I would pay the day to day costs, but that she would look after my horse one day per week. After a couple of months she fed my horse something…
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Would you take too much change?
Would you take too much change? Poll started 20 Sept 2011, click here to vote You buy something in a shop for £17 and pay with a twenty quid note, but the shopkeeper gives you £13 change instead of £3. What would you do? I'd always tell them and give the extra change back I'd tell them if it was a small store, keep it if…
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Real life MMD: Should she charge for cleaning?
Money Moral Dilemma: Should she charge for cleaning? My friend was living with a couple, who decided to move out to get their own place, so she had to find another place too. Just before moving, my friend spent all weekend cleaning the flat to a professional standard. The couple didn’t show up to help, and if they get…
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Does money make you happy? Poll discussion
Does money make you happy? Poll started 13 Sept 2011, click here to vote It's said money can't buy you happiness. So let's test if a higher salary equals a more content life… Pick your salary bracket and rate your happiness 10K and under 1 Very Miserable 2 3 4 5 6 7 8 9 10 Very Happy 10-20K 1 Very Miserable 2 3 4 5 6 7 8 9…
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Real Life MMD: Should I accept this "bribe" to remove feedback ?
Essentially bought an electronic testing item on amazon from an 3rd party seller. It was selling with a a discount showing at approx 50% off normal retail price (£100). The item promptly arrived and works fine with all normal packaging, cables, case etc. When I checked the back however there was a blank space where the…
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Real Life MMD: Should my brother get his share of Mum's will?
Money Moral Dilemma: Should my brother get his share of Mum's will? My mother has written a will leaving everything equally to her 8 children. Two years ago my brother asked her for a £5,000 loan for a car, promising to pay it back when he could. Mum was taken aback, but wrote a cheque. Since then, he and his wife have had…
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Is it time to end the 50% tax rate? Poll discussion
Is it time to end the 50% tax rate? Poll started 05 Sept 2011, click here to vote In April 2010, those earning over £150,000 got a new 'top rate' of income tax at 50% as well as losing other tax benefits. The Chancellor, George Osborne, has asked the Inland Revenue to investigate whether it's actually raising the UK any…
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Real Life MMD: Should I help debt agency find colleague?
Money Moral Dilemma: Should I help debt agency find colleague? Over the past year I have received many calls and messages from a debt management company for a work colleague who used to have my extension number, but now works in another department. I’ve passed on the messages to my colleague and asked her to return the…
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Can you buy cheap school uniforms? Poll Discussion
Are you allowed to buy cheap school uniforms? Poll started 23 August 2011, click here to vote Does your child's school let you buy from supermarkets or are you restricted to a specific shop? Which of these is closest to your situation (you can vote in each category if you've children at different schools)? My child goes to…
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Tell Ed Balls MP your views on consumer banking
[title=http://images2.moneysavingexpert.com/images/dp/wtd_underline.gif] What's this all about?[/title] As part of its banking reform campaign, consumer group Which? would like to hear your views on consumer banking at an event on Thurs 8 September in central London called "A fresh approach to banking: Designing a system…
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Real life MMD: Should I reclaim the car?
Money Moral Dilemma: Should I reclaim the car? My daughter has three kids and is training to be a midwife. She needed a car to get to uni. Unlike my daughter, I had a good credit rating, so took out the loan at a low interest rate. She paid me back regularly until she had a nervous breakdown. Her husband now looks after…
