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Real Life MMD: Do I need to spend more on Xmas pressies?
Money Moral Dilemma: Do I need to spend more on Xmas pressies? I do a lot of my Christmas shopping throughout the year, always trailing the shops’ clearance sections for bargains. However at Christmas time when my family and I usually set a present budget, I've been bargain hunting through the year and have bought most…
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'Do you support Wednesday's strike?' poll
Poll started 22 November 2011, click here to vote Do you support Wednesday's strike? On Wednesday, 23 public sector unions will strike over changes to their pensions. This is likely to impact many areas including schools, some NHS operations and passport checks (more info in BBC Q&A). Which of these is closest to your view…
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Real Life MMD: Should I pay extra tenner for hotel blunder?
Money Moral Dilemma: Should I pay extra tenner for hotel blunder? I'm going to a stag and hen do next year for two friends who've decided to stay at quite an expensive hotel for the weekend, and want us to pay them for it in early December. But because less people are coming than they thought, they'll lose part of their…
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Real life MMD: Should my friend keep the cash for my dress?
Money Moral Dilemma: Should my friend keep the cash for my dress? My friend sold a dress on my behalf in her store for £30. When I asked her for the money (which I felt awful having to do), she said she would give it to me next time she saw me. On four occasions I asked and each time she forgot. I was made redundant…
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How good is your money maths?
Poll started 22 November 2011, click here to vote How good is your money maths? Every few years we ask this poll – to see how good people are at figuring out a basic, but not straightforward money sum. Which of these scenarios about the stock market gives the best return? A. It rises 10% a year for 4 years then drops 10% a…
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How would you rate your home phone/broadband provider(s)?
Poll started 15 November 2011, click here to vote How do you rate your telecoms provider? The best telecoms providers for price can be the worst for customer service. So we want to know about MoneySavers experiences with home phone and broadband providers (not mobile broadband). If you have a bundled package, vote twice…
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Real life MMD: Our dog ruined the neighbour's curtains - should we pay?
Money Moral Dilemma: Our dog ruined the neighbour's curtains - should we pay? Our friends offered to look after our dog while we were away on holiday "to have a trial run on what it's like to own a dog". The dog was kept in his cage when left alone (he's used to that) but fireworks distressed him and he managed to pull…
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'Which Prime Minister would you resurrect?' poll
Which Prime Minister would you resurrect? Poll started 8 Nov 2011, click here to vote If you had to draft in one of the last ten Prime Ministers (in their prime) to help out right now and put Britain back into shape, who would it be? Gordon Brown Tony Blair John Major Margaret Thatcher James Callaghan Harold Wilson Ted…
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Real Life MMD: Should I tell other workers they didn't get full maternity pay?
Money Moral Dilemma: Should I tell other workers they didn't get full maternity pay? I am about to have a baby and discovered that the small firm I work for doesn't currently give the legal minimum pension pay and holiday entitlement to employees on maternity leave. I raised the issue and it's now updated the company…
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'Have you tried to reclaim PPI, Council Tax, a Tax Rebate & more?' poll
Have you tried to reclaim PPI, Council Tax, a Tax Rebate & more? Poll started 1 Nov 2011, click here to vote Which of the following have you tried reclaiming? Please tick all that apply. Payment Protection Insurance (PPI) – loans, cards or mortgage Wasn't eligible Done it & won Done it & lost Plan to do it Bank or Credit…
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Real Life MMD: What gift should I buy for my nephew's wedding?
Money Moral Dilemma: What gift should I buy for rich nephew's wedding? My nephew is getting married soon, but I can't go for health reasons. With that in mind, I don't know how much to give as a present. They are both in highly paid jobs, more than me, and my sister, who is also paid well, and her family are giving £200. I…
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Real life MMD: Should she sell a family heirloom?
Money Moral Dilemma: Should she sell a family heirloom? My friend was left in debt after a messy divorce and children to provide for. Her house desperately needs work and though she's been saving hard, it's a struggle. 20 years ago, her grandmother passed down her engagement, wedding & eternity rings. My friend never wears…
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Should the UK leave the EU poll
Should the UK leave the EU Poll started 25 Oct 2011, click here to vote MPs have voted against having a referendum on Europe, so we've decided to do our own... Which of these is closest to your view? The UK should leave the EU The UK should only be in a free-trade relationship and not be bound to/impact on wider policies…
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Real life MMD: Should I ask my ex for the ring back?
Money Moral Dilemma: Should I ask my ex for the ring back? I recently broke up with my fianc!e and she is refusing to return the engagement ring. I feel this is now my property and should be able to sell it to recoup some of the cost (about £3k). Click reply to have your say Previous MMDs: View All [threadbanner] box…
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Are you a saver or in debt?
Are you a saver or in debt? Poll started 17 Oct 2011, click here to vote Excluding mortgages and student loans … are you overall in-credit or overdrawn (ie, do you have more money in savings than you have on credit cards or loans)? Which of these is nearest to your situation? In debt: over £100,000 more debt than savings…
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Have you turned your heating on yet?
Have you turned your heating on yet? Poll started 10 Oct 2011, click here to vote We've had the heat wave and now it's getting chilly, so have you turned your home heating on yet? Which of these is nearest to your situation? I live in Scotland Yes: It's on all year Yes: Within the last month Yes: But only briefly when its…
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Real Life MMD: Should I let bro-in-law do the architecture?
Money Moral Dilemma: Should I let bro-in-law do the architecture? I am looking into building a house extension. My brother in law, who I get on well with, is nearly qualified as an qualified architect and he offered to do the drawings for me. He has now come back quoting £840 (other architects' quotes ranged from £450 –…
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Do you think my money saving idea is good? opinions please.
I have actually posted it on the right board this time, I think. I am planning to live on as if I was on jobseekers allowance and just save the rest of my income. This should be doable as all I buy is food and the odd treat. JSA is £50 pw for me so I am planning to take £200 a month out of my account to spend and for…
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Real Life MMD: should I buy the new baby a gift?
When my nephew got married 2 months ago, he didn't invite any of us aunts and uncle from his mother's side. We hadn't fallen out and were not sure of the reason. His bride was pregnant and they said it would be a quiet do although about 50 guests were present as it turned out. We nevertheless sent cards, gifts and cheques…
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Real Life MMD: Should I pay for half the tv?
Hi. Well I hung a carrier bag of water out of my bedroom window because, well I thought it would be funny if my housemates in the room below grabbed it and got wet. But one of them pulled it in, and I mean hard, they broke the string that I was holding it with. Anyway, somehow, somewater got onto the tv and is now kinda…
