Marriage, relationships & families

This week's MoneySaver who wants advice asks… My daughter and son-in-law were heavily in debt 20 years ago. I paid almost £6,000 off one of their credit cards and gave them substantial sums to help elsewhere. They've since divorced and their home is now on the market. I've since found out her ex-husband controlled…

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Where someone’s gone into a care home and their house is sold to fund the care, where’s the best place to put the money from the house sale? If the money from the house sale goes into a regular bank account I understand I’d then need to do a self assessment for the relative in the care home to declare the interest and pay…

Hello, After a 6 year divorce with my ex and having co parented to some degree for almost 5 years. I am experiencing difficulties with my ex. Mainly regarding safety and welfare of the 2 younger ones. When I have brought up concerns and said that if things don’t stop at his home I will have to review whether I deem it…

Hello everyone. I find myself in a position I never anticipated. My spouse and I are getting a divorce, and we are expats living in Europe. The emotional toll is heavy enough, but the administrative side is truly terrifying. I have no idea how asset splitting, alimony, or legal custody work under the local laws here. I am…

Hi all, I've previously messaged about an elderly friend moving into a nursing home. At that time, it was agreed that it would be best for the council to manage her money, as we are not blood relatives. She has been there at least 4 months now. Today, I received a call from the nursing home asking if I could add some money…

An elderly relative (85) who we thought new what she was doing in the last year had several faals and A&E addmissions. We then found paperwork 'stored' all over the large house, and letters from financial institutions that she had ignored. She had lost many £k's as a result. When she and husband sold their previous large…

Does anyone have any idea how long it takes to receive the Inheritance Tax Reference for the IHT400 form? I applied online over 3 weeks ago and still nothing. I have tried phoning the IH helpline, and both times I have been on hold over 30 minutes, and then been disconnected 😔 Thanks

after a marriage breakup me and my wife remain on good terms and have both agreed we don’t want a divorce but from both our parts it’s important we split the finances fairly. We have agreed on a fair split and are thinking of using a prepared separation agreement template (from the law depot) then we will both take legal…

Not sure if posting in correct place.. In process of taking Equity on our house. Both in our late 70's in good health etc. We have been advised to have a Power of Attorney. Which should we do with one of our children in their 40's/50's., advice please.

as the title, I just want to add an additional beneficiary to an existing will. Contacted one solicitor and he wants £750 plus vat. I think he wants to draft a new will, but I don't believe this is needed.

Our son has just got engaged. Do we give an engagement gift? I don;t want to give money. They have their own flat which isn’t that big so I think an ornament type gift is not appropriate. I would like them to have something though! I looked online and saw a candle stick type wooden thing, but if I splash out on that and it…

Hi, i am after some advice about my parents assets and how we can avoid as much inheritance tax as possible! I am complete beginner at this so please bare with me. They have a mortgage free property and some savings. They have asked me to look into this, when the time arrives how my and my brother and sister can deal with…

Has anyone tried to trace a lost relative in the UK before? I googled how to find a relation that you had lost contact with many years ago in the UK and the website "missingpeople.org.uk" came up, which is a charity that offers a free finding service. Anyone heard of this organisation? Anyone got experience of finding…

Posting on behalf of a friend (my OH's friend/s) who needs urgent legal/financial guidance before confronting her husband. The Situation: Marriage: Married 10 (this year) years, 3 young children. Family lives abroad. Finances: She has rarely worked (1 year part-time total) to raise the kids. She has no income and only a…

Hi, I am looking for advice on care homes and funding solutions, or to be pointed in the direction of somebody who can assist me and my wife. The situation is this: My wife’s grandad is 94 years old, in heart failure, and showing signs of dementia that is rapidly escalating. My wife had been caring for him by helping him…

This week's MoneySaver who wants advice asks… A friend lost his job and asked to stay at my place for two weeks. I agreed, as long as he contributed to household bills and food shopping when he got a new job as my costs would rise. He and all his belongings ended up staying for three months. My rent and bills come to…

My daughter is 19 and she met someone online about 3 weeks ago and she's been meeting him in town but the things she said about him (I won't say what) seemed that he had something to hide but she couldn't see this. Yesterday she messaged my other daughter to say she's going to visit him at his house so I asked where he…

Both in their 70s. She is healthy and fit, he's had 2 strokes and sciatica and is recently housebound. He's very controlling and selfish, she's coped with this for many years by having friends and activities outside the home but now she's struggling with looking after him because he seems to be all me me me and doesn't…

Not sure how I’m going to handle this. My granddaughter will be 21 in a few weeks. (Just for background she is slightly autistic, so has sensory issues, and has a 4 month old baby). Her mum, my son’s ex wife, is organising a party for her. I’ve given her a dozen bottles of Prosecco as my contribution to the party. When her…

Hi there, I am in the process of purchasing a property with my partner of 30years. We are not married or anything else official. We have no will, yet, and we're wondering as of right now, what would happen to our house if one of us dies? The property is being bought outright so no mortgage etc to worry about. Am I right in…

This week's MoneySaver who wants advice asks… My father died recently, leaving half of the family home to me and my two sisters. My mum still lives there and owns the other 50% - she and my dad paid off the mortgage a few years ago. One of my sisters also lives there, rent-free. Should my other sister and I - who both have…