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Separation from common law partner with 50:50 home ownership as Joint tenants
Hi, Looking for some advice on to proceed. My partner and I have separated, we jointly fully own the property we live in as Joint Tenants since July 2021. I have served notice of intent to change this to Tenants in common today and will be sending the SEV form to the land registry tomorrow. I can afford to buy the house…
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Where to get divorce financial advice (and reality check)
Hi, my wife and I are considering separating/divorce- age 55 and 56. Both with non resident adult kids from previous relationships. We both work full-time earning £38k and £54k and have a house with a £140k repayment mortgage and likely equity of another £140k. We both pay extra into public sector pensions as we came…
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Divorce and Assets
My daughter wants to divorce her husband. They separated 2 years ago although did live together very briefly during that time due to them having no alternative accommodation. They sold the marital home almost a year ago and divided the proceeds and have each bought their own house. They have remained friends as they share…
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Aged mum, widowed daughter & a family group holiday
I need advice on how to deal with a situation, which may never arise but after the Christmas holidays think it's more than likely it will. As I've alluded to in previous posts my husband died suddenly back in October. I'm still working through the emotional quicksand as well as dealing with all the legal/practical stuff.…
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Power of Attorney - who gets told, and what?
My partner and 2 siblings recently were appointed Attorneys of their mother's Financial and Health. Mother is now diagnosed as having Dementia. One sibling has mum's bank statements and has noticed a very recent payment (after the LPA was granted) to the office of public guardian which looks like she has changed one of her…
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Power of attorney - only child
Hi As my father grows older and his health continues to decline, I would like to start the process to obtain power of attorney over his health and finances. I see there are many companies charging for this, but I'm also told it's fairly straight forward to DIY it. As the only child and no partner, can anyone advise a good…
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Adult with learning disabilities making provision of parents both die
We have an adult son of 38 with autism and LD who requires 24 hour care and supervision. With the Covid situation we haven’t been able to move ahead with plans for him to move to supported living so may be at home for a time yet. I’m his appointee for his benefits but we don’t have any official stuff in place for his care…
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power of attorney and making a will
I have full POA over my mother, who is 94 and very frail. We can't find the will she made 30 years ago (which leaves everything to me). As her Attorney, can I make a will for her that leaves everything to myself? I don't think anyone in my family would challenge this, but I'm concerned it might not be passed for probate.…
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Claiming a spouse's pension on separation/divorce
During a particularly competitive board game this Christmas, where I blocked my husband's next "killer move", he joked that my actions could be seen as grounds for divorce. I said "you go right ahead, as I'd end up better off than you, as I'd have half your pensions" (he's currently in receipt of two of his work related…
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Impartial opinions sought on family Christmas matter
Hi and Christmas greetings to you! This is a request for impartial opinions from outside the family please. So, if a son, with car, asked his 75 year old mother to catch a train on her own - with suitcase and presents- to travel 25 miles to stay with him on Christmas Eve, what would you think. To give some context, the 75…
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How to choose the best psychologist
I have social anxiety, maybe mild depression and maybe mild Asperger’s Mild depression mainly because I don’t have a girlfriend/married tried everything to find one, I don’t know how a psychologist can help me find one though, or any other way I can?, even though that’s most important, for me due to my social anxiety I’m…
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Small Claim part paid
Not sure this is the right category for this… I recently created a small claim online against my ex who owed me his half of a holidays flights and hotel. he has paid part of the claim directly into my bank account. im not sure what to do next. I don’t accept the part payment and require the full amount. How do I tell the…
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Christmas board game deals round-up
What are the best board and card games to play with family at Christmas? Have you spotted any deals recently? And which classic games can you play free online or repurpose for Zoom?
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LPA - who pays top-up care fees?
Sorry if this isn't the right place for this post, not really sure what category is most appropriate. It's looking like it's time to set up LPA for my very elderly step-father. We are thinking one of his sons and one of his step-daughters to do it jointly. My sister seems to think that anyone who is named as having LPA…
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Hairdressers or Barbers for teen son’s haircut
My husband wants our son (13 years old) to go to his barbers for his haircuts from now on but I think he should keep going to my hairdressers because she knows how to do it properly. Who’s right here because we’ve had a argument about it? What do your teen son’s do? My sons hair is slightly longer than most boys hair so…
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Divorce - retaining equity in marital home - how to share house price growth?
Hello, my wife and I are getting divorced. It is all amicable and we have managed to get nearly everything agreed without the need for involving solicitors. The thing we cannot work out is how to fairly share any growth in the price of our family home. We think there must be lots of other people who have managed to…
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Share cash in, any tax to pay?
Years ago now I was gifted some shares when the building society I had savings with became a bank, therefore I had a few shares that cost me nothing, I have just cashed them in for £400.00, would there be any tax to pay?
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TAX RETURN - Who is Liable?
Hi, I was wondering, if I was to manage an Air Bnb listing for a property that isn't mine, would I need to submit the tax return or the owner? The Air Bnb account would be under my name and the payouts would go to my account where I would then split the earnings 50% and give what is owed to the owner but if the account and…
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A will query
Hi, i am single with no kids & have a will made out to my brother that when i die to sell everything & to distribute my estate across several charity's & people of my choosing as a percentage to each one minus any expenses he would encore of up to £1000-00 per charity/person. He is now nearly 80 & i dont want to burden him…
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Would you consider a 'no-presents pact' this year?
Martin Lewis's blog Is it time to ban Christmas presents? was first published in 2009 but has just been updated. It examines the benefits of forgoing presents altogether. Would you and your family consider it? Perhaps you do this already?
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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A place for dads with kids of all ages to discuss parent MoneySaving matters.
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