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Increase of Student Loan repayment from review of UK RPI / Price Level Index for people in Australia
Hi My daughter, living in Australia, has had her monthly repayment figure increased by £41 because of the annual review of the UK RPI and the Price Level Index (which I understand relates UK and Australian costs / prices) In my daughters case this is a 100% increase ! This seems harsh because a) RPI changes are usually…
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Account issues.
If your bank closes your account and the balance reads nil, can they reactivate at a later stage or is it written off?
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Amigo borrowers have until 5pm today to vote on their preferred redress scheme for mis-sold loans
Thousands of Amigo borrowers who were mis-sold loans they couldn't afford are being given the opportunity to vote on two different redress schemes: one that will see borrowers get back an estimated 41p per £1 owed and allow the company to continue operating, and one that will see borrowers get back 33p per £1 owed but will…
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Money Draw Down
HiHave a property which I bought around 6 years ago. I'm assuming it's worth between £110000 to £115000, at the moment. Its owned out right. I paid cash when I bought it. I'm trying to work out the easiest and cheapest way to draw down some money. I'm 67 and my Wife is 62. Any advice would be most welcomeIan
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Student loan pre 2021
I have £3k left to pay on my student loan. Should i pay it off before the 12% increase in September 2022? I earn 40k a year and my interest on the loan atm is 1.5% Thank you!!
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Volkswagen Finance > Settled
Hi, Quick question - I had an Audi that was on a balloon agreement through VW Finance. I settled the agreement in full but the account still shows as being live on my credit report, I waited until it showed as being last reported (after the settlement date). The problem I have is that I want to go for a mortgage but this…
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Provident claims compensation
I have just received an email saying my claim has been successful and to log on to the portal and read the letter with a offer on it, I thought to myself great I will be getting some money back, to my shock the total amount is between £3.97 and £5.96, the total of the loans was £890.00. It says that 2 of the loans were…
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Identity Fraud
Someone opened an account with Sainsbury's Bank fraudulently in my name. They took out a loan of £25K. I have contacted Sainsbury's Bank and they have acknowledged this was fraud. Therefore they agree that I am not liable for the loan. I have no idea how the scammer convinced Sainsbury's Bank that they were me and live at…
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Klarna will share your buy now, pay later borrowing data with Experian and TransUnion from June
Shoppers using Klarna's buy now, pay later (BNPL) services will have their repayment data shared with two of the UK's biggest credit reference agencies from 1 June, so how you manage your repayments could affect your ability to get credit in future. Read the full story here: 'Klarna will share your buy now, pay later…
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Provident refund to be paid to debt collection company
Hi I recently was successful in claiming compensation from provident for missold loans but they are applying the compensation to one of the loans still held with a debt collection company - surely if I was missold the loan I wouldn't still be liable or would I????
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Loan confidentiality (letters in the post)
Bit of background first, my username which I selected ages ago points to my problem, had a gambling problem for a few years now but on the day the football season ends I am 100% signing up to Gamstop, I'm so ready for it and have come clean with my parents (who I unfortunately still live with again thanks to gambling). I…
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Coast Finance Charge on mortgage
Wrote to welcome years ago for a SAR never received anything havet paid or spoke for 10 years apart from letters from coast, which I have never responded to nothing on crecit file regarding welcome so sold house and day before completion was told had welcome on land registry 5 months and Solicitor’s still not sorted as…
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Welcome Finance secured
Wrote to welcome years ago for a SAR never received anything havet paid or spoke for 10 years apart from letters from coast, which I have never responded to nothing on crecit file regarding welcome so sold house and day before completion was told had welcome on land registry 5 months and Solicitor’s still not sorted as…
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Coast welcome secured loan
Wrote to welcome years ago for a SAR never received anything havet paid or spoke for 10 years apart from letters from coast, which I have never responded to nothing on crecit file regarding welcome so sold house and day before completion was told had welcome on land registry 5 months and Solicitor’s still not sorted as…
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Self-Employed Accounts Student Loan Maintenance Application
As a self employed person when submitting accounts to see how much our child qualifies for do I put down Gross Income or Net Profit?
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Constant Loan/Debt Collection Letters To Wrong Address?
Hi All, Sorry if this is in the wrong place but I've recently started receiving letters from a loan/debt company for someone I don't know. (Maybe they entered wrong address details I only realised it was a debt company by the return address on back of letter) I lived at my address for years and this has only just started…
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Student loan debt but never attended
This is gonna be a strange question but I thought it’s worth asking anyway. I left college and started Uni in 2011, obviously getting a student loan but I left after a week. Being young and stupid I never officially withdrew as I thought it would’ve worth it to me to keep the grant I got every few months (stupid I know).…
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Almost 80,000 QuickQuid borrowers will get back half of what they're owed for mis-sold loans
Around 78,500 QuickQuid and Pounds to Pocket borrowers, who were mis-sold loans they couldn't afford, will receive refunds of some of the interest and fees they were charged at a rate of 53.5p to every pound owed, it's been confirmed. Pay outs are expected to be sent within the next two weeks... Read the full story here:…
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Student loan- should I take it or leave it?
I am entitled to £11k student loan for the past academic year. I did not previously claim the loan as I am working and don’t need the money. So I saw no point in paying interest unnecessarily. But with the cost of living crisis looming I am now wondering if I should take it ‘just in case’. My husband died a year ago and…
