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Shawbrook ISA maturity - fund available date
Hi, I have a fixed ISA maturing with Shawbrook on the 6th August. We're using the matured funds to partly buy a van, and are planning on flying to collect the van once we have the money. It's too early to choose maturity options but I wanting to book flights etc and we're short on time slots to travel. If the ISA is…
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Trading 212 ISA bank details
Do you think it’s safe to give Trading 212 my main bank details? They ask that you either link your bank account or give your bank acct number and sort code before you can pay into their 5.2% ISA that was mention in Martin’s email a couple of weeks ago
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ISA help , multi ,transfer etc
Hi I am looking for help. i have saving I would like to put into Isas. at moment I have a S&P isa for years now. And no other. if I open one today a 1 year fixed and max out . When April comes can I open another put in 20k and transfer this years one, once years up in July next year. So one with have say 40 k with interest…
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ISAs for Dual Citizenships UK+USA? - Im worried I'll lose money
Im looking at a potential move to the USA in coming years and therefore will become a tax resident there. I currently have a selection of ISA accounts and pay into my S&S ISA regularly as someone self employed its one of many ways Im preparing for my retirement. I have however just been reading about the rules on not being…
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Transferring from Virgin to Trading 212
One of my virgin ISA rates expires on the 24th July and I’d like to transfer it to Trading 212 based on them having the highest interest rates. I’m sure my virgin account has a penalty to withdraw of 60 days interest, the product is 1 Year Virgin Fixed Rate E-ISA issue 606. When it expires they’ll automatically move the…
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Understanding stocks & shares ISA
I opened my first ever S&S ISA just a month ago with Trading 212. My understanding is that I can pay a maximum of 20k into that ISA and once the money is in, then whatever profit I make within that ISA is tax free, no matter how much, even if it went up to 1 million? Next year I can open another ISA and pay another 20k…
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Multiple Cash ISAs - unsure what to do.
I currently have 2 Cash ISAs open - Zopa, Trading 212 and Chip [all easy access CISA] Only the Zopa CISA is actively being funded and I've been paying regularly into it since December 2023. It now has £19000, I actually maxed it out before the 6th of April 2024 when the new rules kicked in, but I had to take out some money…
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PLUM doesn't offer bank statements?
I need to provide proof of funds to a solicitor as I'm buying a house, but I can't get a bank statement from PLUM. It says: "For the time being the statements for your Cash ISA are not available. Our team is working on that to make them available as soon as possible." Meanwhile my solicitors wont accept a screenshot...…
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Lost personal details
Not quite sure what to do about this in the way of protecting us from any possible fraud. To transfer my OH 's matured ISA from Virgin to new BS , I needed to send a cert copy of POA , application form for new BS POA registration , cert copy of mine and OH's passports, bank details for withdrawals + id's showing our…
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Zopa to T212 ISA Transfer
Hi All I'm combining a couple of different ISAs (One cash and one S+S) by transferring them in to a new Trading 212 Cash ISA. I've received confirmation from Zopa today that my account has now been closed. I am unable to see my ISA in the ZOPA app and the statement shows 'ISA Transfer out'. Checking in the T212 app, no…
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Very basic ISA transfer question
I’ve never transferred an ISA before but one product term ends in a few weeks so I understand I need to transfer to another provider (which offers more interest) rather than withdrawing, to avoid losing the ISA allowance. My question is, when transferring, assuming you have the max £20k can you choose the amount to…
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Trading 212 Cash ISA - Impossible to transfer ISA out!
A WORD OF WARNING! T212 makes it easy to accept a transfer in. But Transfers out are almost impossible. Every ISA provider demands an account number, sort code and (optionally) a reference number to accept an ISA transfer in. T212 doesn't give you a sort code or proper account number. Their 'account number' is just…
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Interest from ISA?
I put £20,000 in my first ISA, taken from my Santander savings account, and have just had the first months interest paid, taking the balance over £20,000. I thought I would have had to wait a year. Should I withdraw the interest or will I get interest on the interest?
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£20000 allowance gone because of transfer?
One company transferred 25k from old ISA provider to it. I had not deposited anything extra this 2024 tax year yet into either company cash ISA, but new company is now saying I have used up tis years £20K allowance so cannot deposit any more money into it. Not sure if I can still deposit into old company cash ISA still for…
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Trading212 customer service
I opened a Trading212 ISA account and on July 3rd , in error, requested Barclays bank bereavement team to send funds from my recently deceased fathers account to Trading212. The following day I received an email from the generic info@trading212.com account explaining that they didn't accept funds from 3rd party accounts…
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NS&I Junior ISA - Terrible Customer Service
Opened a NS&I Junior ISA for my 2 boys last month and have had nothing but issues since. Their processes don't work, their customer service people are nice but don't seem to know much and don't allow customers to speak to the Junior ISA Team who are a 'backroom team' so there is lots of putting you on hold while they relay…
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Cash ISA Transfer - Loss of interest during transfer
I've recently transferred a Cash ISA from Cynergy Bank to Trading212. As part of the Cash ISA regulations there should be no loss of interest to the customer when this occurs. The old provider should pay interest up to the point the new provider starts paying interest. The transfer completed on the old account on Friday…
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How will Trading 212/Moneybox etc react when BOE cut base rate?
I know no-one really knows but do people think, when the BOE cut the base rate which could be as soon as 1st August, will these top paying variable rate ISA providers pass the full cut onto customers straightaway? In the case of Trading 212, if BOE cuts rates by 0.25% and they pass that on then their rate will drop to…
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The Right Time to Invest in This Year's ISA
Having not yet invested this years ISA allowance and given the recent political changes, should I invest now or wait??
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Providers that allow you to hold multiple ISAs within the same tax year
I have a fixed term bond maturity shortly and want to put the money into an ISA. I have already invested £7k with Aldermore. I’ve tried to open ISAs with Newcastle and WestBrom but they both ask the question “have you already invested in an ISA for this tax year” and if you answer yes it says you have to transfer the funds…
