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ISA Question
Hi, I opened an ISA account and deposited to the limit, however I don't like the platform I've chosen. Am I able to transfer my money back to my personal account and then close the ISA, then re-open a new one, or do I have to transfer it now? I can transfer the funds back easily but I'm worried I'll lose my ISA allowance…
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How to contact TSB about an account if you don't know account number?
Does anyone know of a way of contacting TSB if you don't know your account number? Bit of background 1st. Wife had a C&G account which was converted to TSB in early to mid 2000's. She has her original C&G account number but has never known her new TSB account number. She has received a few letters from TSB over the years,…
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ISA investment and Financial year
Can anyone answer the question for me please? I opened a new ISA in March 2025. I invested the maximum amount of £20,000. My question is can I open a new ISA because we are now in the new Financial tax year April-March or will I need to wait until 2026 to purchase another ISA?
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ISA Transfer
Apologies in advance if this is a dumb question. I have a fixed rate cash ISA which is due to mature in Nov. this year. I was wondering if I were to open a new fixed term cash ISA, currently at 4.2% for 5 years, could I transfer my original ISA into the 5 year ISA in Nov? If so, what would the interest rate be for the ISA…
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Halifax Cash ISA now expired and in a an Instant ISA Saver account
My 2 year Halifax Cash ISA came to an end and Halifax have moved funds automatically to an ISA Save account a couple of weeks ago. My intention was to take out another ISA for 2025 but now wondering if being my old ISA has lapsed, I can no longer use the previous allowance in addition to my allowance for 2025. As an…
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Order of using flexible cash ISAs
Hi. If I have last year's flexible cash ISA with provider A and this flexible cash year's ISA with Provider B, can i withdraw funds from the Provider A ISA this year before withdrawing any funds from Provider B this year? Or do i always have to withdraw from Provider B until that money is all withdrawn and then I can…
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ISA limits
I have a new cash ISA in the last tax, for £20k, can I increase this in the new tax year (6th April 2025 to 5th April 2026), say by £6k so I would have a total ISA OF £26K. Which still leaves me will an ISA allowance to use for the tax year of £14k.
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Market Harborough B/Society ISAs
Just had an email from Market Harborough BS trying to sell me a new ISA for the new tax year. There are 2 available.....2.2% easy access & 3.5% notice. Why do they bother ? They must realise that they aren't competitive in any way.
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Have I inadvertently tied myself to Kent Reliance for life?
Earlier this month, I opened an Easy Access cash ISA with Kent Reliance, fully funded from a matured ISA account with another provider. I already have a fixed rate cash ISA account with KR - due to mature in November this year. KR have written to me confirming the opening of the new account and on the Summary Box page,…
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Trading 212 Cash ISA Help
Hi, I have just opened an account but haven't yet transferred anything. I have a few questions: Can anyone recommend this company please? From what I've read, interest is paid monthly so I can take that out at any point? Is the cash ISA protected by FSCS? I've read that someone said it isn't and that it's something else (Q…
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Flexible cash ISA spread across different providers
Hello. I am new here (Removed by Forum Team). I have looked on here and there is some stuff related to my question. I had a "run in" wit Paragon last night. I had an email from them telling me I could not have a flexible ISA this subscription year with an additional provider. They say I had signed a declaration to say I…
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance.I'm wanting to gauge when that might be as I'm…
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VIDA ISA
I opened a VIDA ISA and initiated a transfer of a past years ISA to them. Unlike ZOPA where I had done the same before and I could see the progress of my request , I cannot see anywhere on VIDA that it has in fact been requested by myself. Has anyone done a transfer to VIDA and if so how could you see the progress? Thanks
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ISA Query
I put 20k into a Santander isa account last year, can I put another 20k into the same isa for this year?
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Multiple years ISAs in one account
Hello. I have a query about some technicality. If I am transferring into a new ISA account provider my two past years of ISAs (40k+interest) and then I will also add this year's 20k allowance, once there is 60k+ in the account, all years of ISAs will blend into one total amount and going forward it will be impossible to…
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Trading 212 slow ISA transfers IN
It feels like there is only one person handling ISA tranfers IN, they work part-time and have frequent time off! Initially you get stuck in queue for over a week, then it has to be reviewed for several days, then wait over another week for the provider to send the funds. Not at all as efficient as mainstream providers…
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Tembo Cash ISA
Hi. Anyone here had a problem funding a new Tembo Cash ISA by transfer in? It's been 2 weeks now since the start date that they gave me. Initially they said that it was either my fault as I had given them an incorrect date of birth or the existing provider having incorrect infirmation - not so. It is no longer possible to…
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HSBC's GIC ISA Uninvested Cash Account – A Bit of a Head-Scratcher
Hi, I'm new here. I just wanted to share my recent experience with HSBC’s Stocks & Shares ISA (the managed one via their Global Investment Centre) in case it helps anyone avoid the same confusion I ran into. I opened the ISA in September 2024. The setup was smooth, and the online process seemed pretty straightforward. I…
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Trading 212 'Invalid Credentials'
I keep trying to create an account with Trading 212 so i can put money in a cash ISA for 24-25. I follow their login rules but keep getting 'Invalid Credentials' and get no further. Has anyone else found this? They don't reply to emails (2 sent so far). Maybe this should be a warning sign...
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ISA Transfer Error
Hi all, I have recently decided that a flexible ISA would work best for me and have opened a new flexible Cash ISA with Trading 212. As the interest rate is of the new ISA is better I wanted to transfer my First Direct Cash ISA funds into it In the process of setting up the new ISA, I couldn't see my ISA when I linked the…