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VIDA ISA
I opened a VIDA ISA and initiated a transfer of a past years ISA to them. Unlike ZOPA where I had done the same before and I could see the progress of my request , I cannot see anywhere on VIDA that it has in fact been requested by myself. Has anyone done a transfer to VIDA and if so how could you see the progress? Thanks
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ISA Query
I put 20k into a Santander isa account last year, can I put another 20k into the same isa for this year?
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Multiple years ISAs in one account
Hello. I have a query about some technicality. If I am transferring into a new ISA account provider my two past years of ISAs (40k+interest) and then I will also add this year's 20k allowance, once there is 60k+ in the account, all years of ISAs will blend into one total amount and going forward it will be impossible to…
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Trading 212 slow ISA transfers IN
It feels like there is only one person handling ISA tranfers IN, they work part-time and have frequent time off! Initially you get stuck in queue for over a week, then it has to be reviewed for several days, then wait over another week for the provider to send the funds. Not at all as efficient as mainstream providers…
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Tembo Cash ISA
Hi. Anyone here had a problem funding a new Tembo Cash ISA by transfer in? It's been 2 weeks now since the start date that they gave me. Initially they said that it was either my fault as I had given them an incorrect date of birth or the existing provider having incorrect infirmation - not so. It is no longer possible to…
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HSBC's GIC ISA Uninvested Cash Account – A Bit of a Head-Scratcher
Hi, I'm new here. I just wanted to share my recent experience with HSBC’s Stocks & Shares ISA (the managed one via their Global Investment Centre) in case it helps anyone avoid the same confusion I ran into. I opened the ISA in September 2024. The setup was smooth, and the online process seemed pretty straightforward. I…
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Trading 212 'Invalid Credentials'
I keep trying to create an account with Trading 212 so i can put money in a cash ISA for 24-25. I follow their login rules but keep getting 'Invalid Credentials' and get no further. Has anyone else found this? They don't reply to emails (2 sent so far). Maybe this should be a warning sign...
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ISA Transfer Error
Hi all, I have recently decided that a flexible ISA would work best for me and have opened a new flexible Cash ISA with Trading 212. As the interest rate is of the new ISA is better I wanted to transfer my First Direct Cash ISA funds into it In the process of setting up the new ISA, I couldn't see my ISA when I linked the…
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cash isa
every year we are allowed £20,000 tax free. what happens at the end of a year and the interest rate is not competitive and i transfer that isa to another company, will that be classed as my tax free allowance for the new year or will i be able to invest another £20,000 and have tax free allowance on that ?
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Trying to decide which ISA to move to
I am trying to decide which ISA to move our money to, currently in a nationwide one with a low interest rate, there seem to be so many choices.... Trading 212 Plum Moneybox Paragon Monument I am erring towards Trading212 as they seem to have a good initial base rate . I am not keen on the ones with the 1 year bonuses as I…
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Transferring out of Moneybox ISA
Please could anyone who has successfully done this add here any institutions that had moneybox on their list as possible ISAs they would accept from?
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ISA overpayment
I have accidentally opened 2 x ISA accounts in 24/25 tax year totalling £26,000 which is over the £20,000 allowance. What do I do about it? One doesn't mature till Aug '25 but if I close, it will attract charges.
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Moneybox--Where Is My Cash Held
Opened a cash isa, transfer in and manual payment all went smoothly so all up and running. I understand my cash is held with various banks---on the app is there anywhere showing what Banks my cash is with and the split?.
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ISA 1yr or 2 yr Fix?
Hubby and I have ISAs due to mature in a week or so. Given the current climate, would you go for a 1 or 2 (or even 3!) year fix?
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Cash ISA 17 yr old
My daughter is 17 yrs old and has a Junior Cash ISA. In March I tried to open an Adult Cash ISA and was told by her provider that this couldn't be done until she was 18. I therefore added to her JISA and subsequently added more after 6th April. However I have now seen the following on the Gov.uk ISA website "If you were…
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ISA transfer
I currently hold £89,000 in a Shawbrook Isa but this is paying 3.7%, my plan is to transfer £80,000 to another Isa provider (keeping the new account under £85,000) and then I would move the remainder into one of my existing Isa`s. I have just read on the Shawbrook website that they do not allow partial transfers, the whole…
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Isa query
I have an 18 month term Isa maturing this October and was wondering what my best options are. Whether it is possible for me to transfer it into a new Isa now without paying early release charges.
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Problem Transferring deposit to Moneybox ISA
Just trying to set up a new Open Access Cash ISA with Moneybox. My bank isn't recognising Moneybox as the company name when I try to set up a new Payee and when I proceed anyway it brings up the name Starling Bank as the Payee. I did a quick search and found a Starling Bank plc had been fined £29m in 2024 for 'financial…
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plum cash isa ..help
hi all, ive just opened a plum cash isa which gives its rates as 5.04%...so ive put some fresh money into it...however ive read on a couple of articles and also on the plum site the following:- *Rate includes a Plum bonus of 1.50% AER (variable) if kept for 12 consecutive months and is for new customers only. The interest…
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ISA consolidation.
Hello. I am helping an older relative get some of their finances in order. They have 4 x separate fixed rate cash ISA's with Nationwide that have various maturity dates and various fixed rates. A couple are classed as Bonds when we look at them (Fixed rate cash ISA's still but description says Bond). Stupid question - but…
