ISAs & tax-free savings

Hi all, I use AJ Bell for my Stocks and Shares Isa and the price inaccuracies are unbelievable. Home Screen gives different prices to the ISA screen, this morning it has been showing one share at £2.20 when in fact it was £1.82, the graphs are always out of date or non existent and the App has showed as many as 5 different…

I have fallen out with my IFA, and as I am 74 and do not really need growth, . would now like to transfer my stocks and shares ISA to a cash ISA paying a monthly income it is under (not sure if that correct terminology) Quilter. How do I do it without losing my ISA kya fr status.

Hello all you lovely frugal people. For the first time in my life I have have the option of using some savings to offset against my mortgage and I wanted to run something past you all to see if I have misunderstood or over simplified things (very possibly). A quick overview of my position. 5 Years ago I took some extra…

I SEEM TO BE GOING AROUND IN CIRCLES trying to find a bank to accept m late wife's Marcus (Goldmans Sach) isa .They tell me that it can be transferred to a new bank ,but has to be closed and they send me a cheque-which I then use to open another Isa -which is sort of tagged to the original date.I dont want to lose the tax…

I found a few posts in this forum about people successfully transferring their Trading212 cash ISA to CHIP but having issues initiating the transfer. I am using the CHIP app and have got to the question about who provides the ISA that I wish to transfer in. Trading212 is not on the list, so I have to choose the option…

My wife’s ISA interest is being paid by Barclays in the form of a cheque. As paying in the cheque via our iPhones or iPad has never worked, it’s a huge inconvenience with no Branches open near us. I assume she mistakenly chose this option when she opened the ISA. Can we change this arrangement to paying it into another…

I cant find an answer to my specific situation on any website that deals with ISA ''transfers'' so I'll ask it here: I have 2 ISAs; 1) Hargreaves Lansdown 2) IBKR I recently opened my IBKR ISA about a year ago. I've had my HL for 4 years. Reason I opened IBKR ISA is because the fees are much cheaper and investment markets…

Has anyone else opened one of these Fixed rate ISAs recently and transferred in? I did a transfer request about 10 days ago online (via link in RBS app) but haven’t received any acknowledgment from RBS or anything from the existing provider (Nationwide). It seems a bit odd as normally you do get transfers acknowledgment. I…

I've got 4 different ISA pots with Zopa. One is a new fixed pot which ends next year, the other 3 are instant access pots only earning 3.5%. I want to transfer these 3 pots to a new ISA account I have with Natwest. I could attempt to combine these 3 pots into 1, but it will leave some as yet unpaid interest in 2 pots if I…

For my father, he received the following letter from Nationwide. HM Rules state that if you don't subscribe to your ISA for a whole Tax year or more you're required to complete an ISA renewal before you can start making subscriptions again. We have not received a response to our letter therefore to ensure that the ISA…

Hi i am new to ISA savings and a little confused. My fixed rate ISA matured in august 2025 and I have recently transferred £20k to a new fixed rate ISA with a different provider ( using the transfer in process). Am I right in thinking that I can open a further ISA for this tax year and deposit another £20k with a different…

Hi - I will soon get a lump sum from my public sector pension, partial retirement - around £75,000. I have never had such an amount of money in my life so could someone please guide me what to do with it please? I will use around £16k for house updates so that leaves £60,000. I am quite risk averse and would like to always…

I will have some ongoing € commitments and I would like to limit my currency exposure. Is it possible to hold EUR denominated income funds in an ISA, receive that income in EUR and then transfer EUR to a EUR account such as WISE/Revolut?

I had a two-year fixed rate cash ISA with Natwest which matured in July this year. At maturity it converted into a low rate easy access ISA. I then opened a new Natwest fixed rate cash ISA and transferred the full balance from the easy access ISA to it. I didn't add any cash (my 2025/6 ISA allowance is elsewhere). Very…

I have a question please? Assuming that i earn £12575 or less. If i accumulate £1800 in savings interest in addition to £1000 savings interest from an ISA will i pay tax?

HI, I'm new to this forum and also not very good with ISA rules. Please can you help? I have an existing easy access ISA with the NatWest which I haven't used for a few years (it just collects interest each year) and opened another recently with YBS in order to transfer some funds to keep the maximum in the NW ISA to below…

Hi all, can someone help me discover when the "year" runs for putting savings into a Skipton LISA? Is it the financial year, calendar year or the anniversary of the account opening. Thanks 

I haven't lived in the UK for about 10 years, but have been paying into a savings account all the time I've been out. By July 2025, when I moved back to the UK, I had about 250k in an easy access account. I started a PAYE job in July of this year, and got given the tax code 669L, I assume to reflect the interest HMRC…

Hello, I'm a little confused: I have an ISA (4.75%) which matured at the end of the day yesterday (6th Oct). Yesterday, I applied for this to move to a new provider 'at maturity' as I was advised by the current provider to wait until the date and do this (although I have since realised I didn't need to wait). However, the…

I need to transfer my Cash ISA and Teachers Building Society and Harpenden Building Society both have good rates. Can anyone recommend either?