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I listed an SP40 from 2021-2024 despite doing a Speed Awareness Course
Back in 2021 a speed camera snapped me going over the speed limit. I was given the chance to take a speed awareness course as it was my first offence. I thought I then had to update my insurer about this and for the next 4 years I took out car insurance on the basis that I had points for an SP40 offence on there. I learned…
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car insurance and claiming
Hello, Just after some advice on what to do? I had a small bump in the car, my damage was my wheel arch dent and scratched, the other car scratched passenger side door. ironic a passerby shouted not worth claiming. The other car was what i believe to over react, when i got out the car said im informing the police, you were…
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Cancellation insurance for under 18 on school expedition.
Hi, my daughter is signed up for a World Challenge expedition to Eswatini (Swaziland). WC provide provide health and evacuation cover but advise we arrange our own cancellation and belongings insurance. My daughter is currently 16 and will be 17 at time of travel. Need cancellation cover for about £4k. I’m not overly…
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comparethemarket no quotes??
I pay £450 a year for my insurance on hastings direct, I looking at comparethemarket and only get one quote of £3,000. Has insurance doubled? or x3 for everyone? I have 20+ years no claims, an nothing else like convictions, age 40. The car is 2011 2.0L. Nothing special. Anyone else had this? Is this a error?
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When Should I renew my Car Insurance?
I've done the get quotes 29 days before renewal and decided on the quote I am going with so when should I actually pay for the insurance? My renewal is due on the 30th March.so wait until then or earlier?
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Travel Insurance - Cancellation only without the medical treatment!
We're booking a holiday on the Isle of Wight, and we live in Birmingham. The quotes I am getting are disproportionate to the amount we are spending - all we need is cancellation insurance for a ferry crossing and our accomodation, but all the quotes I can get include insurance for medical and repatriation costs which,…
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Small fault bump impact on car insurance and best solution?
Hi all, Just had a very unfortunate very minor bump with another car and they got a quote of about £600 for the repairs (small scuffs and headlight crack). I have a long claim free history, £125 excess and premiums are around £150. Ultimately I believe the claim has to be legally reported even if I was to pay for the…
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Driving Licence
My Brother in Law sent his Driving licence for Renewal (75years) to in to DVLA begin of Jan 2026 End of Feb he rang Swansea to make enquiries' as to new ones whereabouts but the Staff refused to talk to him as they said his Post Code doesn't exist, he has only lived in his house 35 years He has been told they cannot open…
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Car insurance database showing as an open claim still active
Long story short everyone Someone crashed into me. I fought my case strongly for almost a year. Car now repaired in October. Lost 9+ NCD down to 3. Got all my points reinstated £500 compensation numerous apologies. Still sending me messages saying money has been paid into my account from a claim update no money received…
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Travel insurance
I've recently spent over £7K on flights to see relatives in the USA and looking to get insurance before we travel, if for some reason flights are cancelled i've noticed that insurance quotes i have had only cover you up between £1-3K, if for any reason we can't fly, could i cliam on my credit card to cover the cost?
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Gifting no claims discount.
Our car is insured by my wife with myself as a named driver. This dates back to when she got a car over 30 years ago and I had a company car. Since I retired 14 years ago we only have one car. In recent years I have done almost all of the driving due to her health issues. She no longer wishes to drive although she retains…
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Life insurance policy notice of huge increase in premiums or huge reduction in benefits
I have a whole of life insurance policy. It was set up to be indexed linked. Premiums and benefits have risen steadily over almost 40 years that I've had the policy. I have now received a letter from the insurance company stating that it has been reviewed and I have a few options A) Freeze premiums but receive what looks…
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NHS Rules about private health insurance : shared care agreements
Correction needed on MSE site about private healthcare options. The NHS has the policy now (not sure if this was always the case) that a patient cannot have shared healthcare; that is, you cannot have NHS and a private specialist for any specific health need (e.g. orthopaedics). There is a rare possibility that an…
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Limited car breakdown cover when included on car insurance
I just got AA car insurance which included breakdown cover and only afterwards saw restrictions say cover is limited to one call out per policy year. This to me seems cr*p. I've not had a breakdown for many years and keep car well maintained but I could get unlucky - so if I have one breakdown I've got to worry that I'm…
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Broker or IFA
Hiya I need to sort life insurance and critical illness since having a sprog. Is a specialist broker better than an IFA? Also if a broker isn’t completely whole of market does that matter? They won’t give me a list of the providers on their panel so can’t work out how close to whole of market they are. Are the likes of…
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Difficulty insuring my mother’s cottage now she is in a home
I need some urgent help please. I went to reinsure my mother’s building insurance with the AA. I explained she was now in a home but a family member lived in her home for two weeks every month. They said they would treat this as unoccupied and couldn’t insure it. Checking out other insurance sites they all assume it is…
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Good to Go and Avanti travel insurance!
Last week I tried to get a travel insurance quote for the world cup with Good to Go. I have a European yearly policy with them. As I was going through my medical conditions for my new policy. The person asking the questions claimed that she needed to update my current policy because new things had come to light and I might…
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Insurance Voucher
Hi All, In early Feb we had a water tank overflow and ruin a carpet. The Insurance is happy to arrange the removal of the carpet, but is only offering either a cash settlement or a vaucher to be used at Tapi, which we would then need to organise. Is this normal? As we very much just want the insurance to organise this all…
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UK buildings and contents insurance for a non-UK resident
I need to renew my buildings and contents insurance on a three-bedroom, brick-built semi-detached house (built circa 1981) in Chelmsford, Essex with effect from 1st April 2026. This house is to all intents and purposes a holiday home: it is fully furnished and never rented out, and I visit it regularly, spending several…
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Car insurance sweet spot
My car insurance last year was £289. I had one accident which was not my fault (I was driving straight in my lane in a two lane road when someone I think tried to overtake me and couldn't make it or came from the other side of the road and therefore went into the side of me. Stopped to exchange details, was threatened by…
