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Cancelled Car Insurance
Do I have to declare that I have had insurance cancelled due to not being able to keep up with payments when unemployed, when I am in a position to source new insurance.
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Income Protection Insurance if I lose PIP care component
We know of the potential change to PIP and needing 4 points on one question to get the PIP care component. Under this change I stand to lose over £9K a year. I want to protect this loss of income
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CAR SWEET SPOT
Hi TeamI have tried previously to make contact with the community forum, whether I did it incorrectly or not I cannot remember, I have also tried the 'furtherhelp' team, unfortunately, they couldn't help, so I am back here creating a new thread in the hope that somone will pick up my message n come back to me with some…
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About to renew motor insurance with 12 points no ban
Hi all. please Be kind - I know it’s my fault. i have been with the same specialist modified car insurance for several years. Over the past year or two I accumulated 6 points for speeding, and SP30 and an SP50. This didn’t affect my premium badly at all but during the term of this years policy I managed to get 6 points and…
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Does this count as having insurance declined?
I used a couple of comparion sites to get get some car insurance quotes but before I accepted one I thought I would try an insurer that does not feature on the sites as you have have to ring up to get a quote. When I rang he asked me whether I owned the vehicle and my name and postcode - nothing else. He presumably put…
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Life insurance taken out 2017, want to check it's reasonable!
We used an ifa when buying our house in 2017 who alongside sorting our mortgage, brokered life insurance with LV. A few questions: 1. We're paying £67 pm for 80k life cover, and income protection at 1k pm for me if I were to be unable to work, and £450 for my partner. I realise these amounts are not very much especially…
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Car insurance policy charge for doing volunteer driving
I'm trying to volunteer for a local group to drive people to and from hospital, medical appointments etc. It is completely unpaid bar petrol. I asked my insurance company to confirm this was OK and they want £25 admin fee as well as a slightly increased premium as I will now have a part time job as a volunteer ( as its…
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Negotiations with the third party solicitors have broken down
Dear All, Not sure if anyone can give me any advice as this has never happened to me or my partner. At the end of last year my partner was rear-ended at crossing in a 30mph zone because another car had rear-ended the car behind my partners so three cars involved. Received an email from her insurance company(a very large…
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Travel Insurer refusing claim - am I being unreasonable ?!?!
Hi - I'm looking for some views as to whether I'm being reasonable or not !, I'm trying to claim additional flight costs from my travel insurance company following a cancelled flight - said flight was from Munich to Tokyo and was cancelled by Lufthansa due to a strike at Munich airport on the date of travel (strike was by…
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Home Contents Insurance for non-standard situations
Hi... We need Contents Insurance but we don't seem to fit the standard profiles for the comparison websites. So, recommendations please for people who are away for 45-60 days at a time, some highish value bits of jewellery. Currently with M&S but they want a touch over £1000, up from £750 last year and around £500 the year…
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Assurance Policy
Hi, I had a 10 year saving assurance policy that matured last year and I received my payment (albeit a disappointing amount). The policy was only for £10 per week but I have received a couple of letters now which state that the premiums were stopped (by them) two weeks early so could I send them £20 to cover this ? I…
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Advice on providing NHS number for insurance claim
Hi, I am claiming on travel insurance for a cancelled trip due to broken bone. A&E advised not to provide insurance company with NHS number under any circumstances, and warned that they would push for it but they had no legal right for this. We have provided GP's medical certificate which states all relevant information…
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Life assurance company won't talk to me after parents death due to will
Hi there, My Mum died over Christmas. Only real "estate" was about 20k in a bank and a life assurance policy from years ago with LV. No idea how much that is worth but I have a letter from 1984 (!) saying it was £1000 ISH at the time. My mum made a will when I was a kid in 1991 and it names two of her friends as executor.…
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Claim on buildings insurance worth it?
Keeping it brief, had a mains water pipe under my drive way start leaking water up through the blocked paving on Saturday. Saw a trickle of water coming up and it’s now VERY obvious half of the driveway has sunken. Had the leak repaired but you can see through the hole dug up the amount of damage it’s caused to the…
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Income Protection Requested Buy-out
Hi, I’m a newbie here, so go gently please. I am currently not working due to a significant mental health condition. Fortunately I am covered by an excellent income protection policy. My claim was accepted 3 years ago following medical assessment and reports. I receive 80% of salary and my policy is up to age 65. I’m…
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Pay-As-You-Go Insurance: Age Shouldn't Be the Final Word
I believe it would be valuable to address "discriminatory pay-as-you-go vehicle insurance." The persistent age discrimination in pay-as-you-go vehicle insurance deserves attention. As a 78-year-old retiree with minimal driving needs, I have kept my car off the road (SORN) for almost three years for this very reason. In my…
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Domestic & General on new appliances
I have some white goods which are brand new and when registering their warranty, I'm being offered domestic and general as an extended warranty. I'm confused as how does this differ from the first year warranty that comes with the appliance? Also confused as domestic and general say that callouts would be covered providing…
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can you help me understand insurance please
Hello,I have adhd and I really struggle with complicated things, I especially struggle when things don't work as expected, so I'm feeling rather frustrated with admiral today as their app is pretty bad. I'm trying to talk to their customer service but i literally can't see what I'm typing as the keyboard covers the typing…
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Neighbour's bin damaged my property - should I claim?
Hello! It's my first post here as I'm not sure how to deal with the situation. I own a house with a garage which is detached from the property. I rarely look around my garage if it makes sense but recently noticed that my neighbour keeps their bins behind my garage. Now, I wouldn't mind really but these bins have caused…
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Non Fault claim - How long before at Fault Insurer Makes Contact
I need to make a non fault claim, I have been advised that the at fault party has been in contact with their insurer, what should I do now? How long should I expect to wait to be contacted?
