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Home insurance and bike theft
My home insurance is due for renewal next month. In February this year I bought an e-bike, and because it cost a lot more than the maximum bike cover in my home policy (£1400 compared to £500) I took out a stand alone policy with Cycleplan.The bike was stolen from my garage in June, and today Cycleplan have finally…
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Question on comparison site : is your property within 400m of a watercourse. Yes I do.
Also I live near the top of a very steep hill. Never been flooded. So whilst this questions answer will no doubt push the premium up why is there no nuance to the question I am forced to give? Almost as stupid as the many questions about types of locks. I’ve got three possible ‘main’ entrance doors all with different locks…
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Home insurance - claim - loss of appearance compensation
Hi all, I currently have an ongoing home insurance claim for a flood that occured. Two of the kitchen cupboard units have been damaged and the insurance company is stating that they are not liable for replacing them as it would mean replacing other parts of the kitchen. They have discussed loss of appearance compensation…
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Insurance company refusing claim
Hi I really need some help. I live in my parents house to care for them. This is the first time ive had to deal with the home insurance company as previously me Dad did it but he cant anymore. Basically, we had 2 blocked bathrooms (toilet, shower+sink) with water almost overflowing when we used any of it and drain gulleys…
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Long term travel insurance - couple travelling to Australia
My daughter & her partner are going to Australia to work & travel for 10 - 12 months, with a possible trip to New Zealand while they are there. They don't live together here in the UK but will be travelling & living together for the whole trip. Should they buy individual travel insurance, or some sort of couple insurance?…
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Car Insurance for a hybrid car
I have a nearly 4 year old BMW 330e hybrid car. Insurance seems higher for this type of car.. Are there any insurance companies that are worth trying for quotes? Have tried all the comparison sites already.
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Virgin Money Club M Travel Insurance
Hi, my parents have pre-existing conditions (Dad has coronary artery stent and Mum has Diabetes-Type 2 and Ischaemic heart disease). They're going for a well-deserved break this year and have splashed out so for business class tickets. But the best travel insurance quote I have found for them is around £650 for the single…
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Alternative Accommodation End Of Tenancy Clean.........Who should pay ?
Hi First timer here. To allow insurance works to be carried out on my home my family and I have been living for the past 8 months in leased Alternative Accommodation. During this time we have had regular inspections of the AA by the landlords agency concerning cleaning inspections and no issues flagged up. Now we approach…
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Car Insurance : Zero no claims years for second car ???
I just bought a second car for the first time so now we have two cars and I want to insure the latest one. Am I correct that I should submit zero years no claims bonus when I go to Go Compare for quotes? i.e. is it correct that my NCB years on my first car don't count for a second car.
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Travel Insurance - Undiagnosed condition
Hi, We are going abroad and want to sort travel insurance. Normally we get this as a couple and use one of the specialists as we both have health conditions. However, this year my partner is currently awaiting confirmation of a newly diagnosed condition (it takes many months of tests to confirm) and we cannot find any…
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British gas plumbing insurance
I have 2 leaking radiators. The plumber from Dyno said it was not the valves and said he had to order 2 new radiators. Received a call from them to make an appointment to have them fitted. I received a call today from them to say BG said I am not covered for them. I have looked at my policy and I am not actually covered…
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Holiday insurance
So I bought cover for my daughter for travel , an annual policy. my daughter now has elevated liver function tests results. she was having a routine medical prior to her job. she will probably need further investigations for this and we have told GP. we should go on holiday Tuesday and she is well in herself. if the…
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Car insurance named driver query
I'm looking for some advice on car insurance. My girlfriend is planning on adding me as a named driver on her car insurance If SHE had a accident and had to claim on HER car insurance, if I am a named driver, when I come to my car insurance renewal do I have to tell insurance companies about this claim? On top of this,…
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Mid term increase, car insurance
I updated my daughters occupation when she finished school and started her new job with car insurance provider. I was expecting to pay something additional , however after initially being told no increase, I got an email the other day to say my monthly premiums were going up from 177 per month to 449. As you can imagine i…
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Cruise travel insurance
I had a heart attack 2 weeks before a cruise and put in a claim to my travel insurance company.I have a multi-trip worldwide policy which I had rolled over from 2024. This renewal did not include cruise cover and therefore my claim was declined. My question is, why doesn't our policy cover the cancellation of this holiday…
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Car Insurance - Insurance forcing 50/50 split
Hi All, I'm with Churchill Car insurance, I had an incident last month where I drove into a Car park, located a empty space, I started reverse parking, I got about 20% in to the bay and the women / car next to the empty bay put her reverse lights on and started to reverse into my car, hitting my rear driver side door/wheel…
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Disputing insurance valuation of a written off car with a new engine
I’ve never been through any of this previously, so not sure what the proper process is when it comes to valuations of cars when they are written off, so any help would be amazing. I was in a no fault accident a few weeks ago (third party admitted fault) and though a number of people who saw our car (including the man who…
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Travel insurance T&Cs
I travel a lot and buy an annual multi-trip insurance policy. The comparison websites allow you compare prices but I am more interested in things like maximum trip length, maximum altitude for trekking, activities included etc. These things are often hidden deep in the small print and it's a pain in the neck having to read…
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IN10 insurance was £390 now £3k+ help
ok so I've had insurance for 20 years driving with 20 years NCB.I have it on renew and today was out with my 2 year old and 90 year old mum, when pulled over, an police said I had no insurance, I said I had it for 20 years always paid, an it came up it had lasped and the payment had failed, an because I moved flats I didnt…
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Insurer won't pay for chimney rebuild following a fire - are they right?
Hi, Looking for a bit of advice about the actions of our loss adjuster and underwriter regarding the removal and rebuild of a chimney. Following a fire at our house which destroyed the roof and wrecked the first floor rooms, the underwriter has accepted liability and has sent a surveyor and a structural engineer. Both have…
