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Car insurance company offering cheaper deal than when I change my details with them
Hi, Im in the process of changing my car. In January I started my policy on my current car. I have seen, test driven and want to buy this newer car due to been bigger and more family based than my old car. I did an insurance check through moneysupermarket to see how much and the cheapest qoute is with my current insurance…
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Car insurance land rover
Hi Looking to buy a land rover evouqe done some qoutes but are really high Does anyone know of any companies or sites that offer better rates than £1.5k?? Many thanks Andrew
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Travel Insurance - money back
Does anyone know the likelihood of getting a refund due to exceptional circumstances. I broke my heel and cannot travel, my dad also took a stroke a week later. I am insured but my boyfriend wasn’t as the holiday was a surprise so he was due to purchase it just before these events happened. Asked to speak to a manager at…
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Insurance refusing to pay out
Good morning, all. I really need some advice. My mother (who is in her 80's) has had the roof of her house significantly damaged as a result of a fire that started at the occupied property next door, last week. The residents next door are insured, and their property is being taken care of, but their insurance company is…
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Insurance question about key operated windows.
Hi folks, When putting details in for insurance quotes I always get this question, Do all accessible windows (ground floor) have key operated locks? They actually do, but for safety and other reasons I never lock the windows so I answer NO. Since they don't actually say to keep the windows locked on the quote details do…
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Aviva life cover; feasibility of continuing paying premiums?
My wife and I each have an Aviva over 50s life cover insurance. My wife's policy costs £20/month and pays £4,143 in the event of her demise. My policy costs £30/month and pays £5,888 in the event of my demise. So far, she has paid £3,120 in premiums and I've paid £4,680. Question; There will come a time when we will have…
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Repair claim from other car insurer
I had a ding with another driver who accepted full responsibility. The damage to my car is just the front bumper paintwork, approximately £350 plus hire car during works. I haven’t informed my car insurers and the other insurer, Admiral, has offered to cover all costs and I’ve agreed to use their choice of body shop. Am I…
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Home insurance cancelled - can I do anything?
Last year we had a loft conversion. Prior to it starting we told our insurers at the time, Aviva, about the works and they refused to cover it because it was out of the scope of what they were willing to cover (possibly because it was over £75k) and therefore they notified us that our policy was to be cancelled from the…
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Home insurance buildings only
Hi folks, Due to a high rise in the price of home insurance I am thinking of only getting a Building only policy this year, taking into consideration I would more than likely not claim anyways on contents eg broken tv stain on floor etc and the subsequent rise in premium on subsequent years. I have had one claim only in my…
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Vitality - new "Play" rewards
Not sure if anyone else has Vitality Life/Health insurance - would be interested to know your thoughts on the new rewards experience they've introduced from this week. For me it's probably the final straw. Around a year ago, earning 40 points a week would get me Amazon Prime membership fully paid for, a cinema ticket each…
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Need advice Home insurance invalid due to unoccupied house
Hello, I need advice on a situation I find myself in. I have just moved in to a new house but I have not sold my old house yet. I contacted my insurer AXA to tell them that my old house would be unoccupied for more than 60 days until it could be sold. AXA told me that my policy does not cover my house being unoccupied for…
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Cancelled Car Insurance
Do I have to declare that I have had insurance cancelled due to not being able to keep up with payments when unemployed, when I am in a position to source new insurance.
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Income Protection Insurance if I lose PIP care component
We know of the potential change to PIP and needing 4 points on one question to get the PIP care component. Under this change I stand to lose over £9K a year. I want to protect this loss of income
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CAR SWEET SPOT
Hi TeamI have tried previously to make contact with the community forum, whether I did it incorrectly or not I cannot remember, I have also tried the 'furtherhelp' team, unfortunately, they couldn't help, so I am back here creating a new thread in the hope that somone will pick up my message n come back to me with some…
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About to renew motor insurance with 12 points no ban
Hi all. please Be kind - I know it’s my fault. i have been with the same specialist modified car insurance for several years. Over the past year or two I accumulated 6 points for speeding, and SP30 and an SP50. This didn’t affect my premium badly at all but during the term of this years policy I managed to get 6 points and…
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Does this count as having insurance declined?
I used a couple of comparion sites to get get some car insurance quotes but before I accepted one I thought I would try an insurer that does not feature on the sites as you have have to ring up to get a quote. When I rang he asked me whether I owned the vehicle and my name and postcode - nothing else. He presumably put…
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Life insurance taken out 2017, want to check it's reasonable!
We used an ifa when buying our house in 2017 who alongside sorting our mortgage, brokered life insurance with LV. A few questions: 1. We're paying £67 pm for 80k life cover, and income protection at 1k pm for me if I were to be unable to work, and £450 for my partner. I realise these amounts are not very much especially…
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Car insurance policy charge for doing volunteer driving
I'm trying to volunteer for a local group to drive people to and from hospital, medical appointments etc. It is completely unpaid bar petrol. I asked my insurance company to confirm this was OK and they want £25 admin fee as well as a slightly increased premium as I will now have a part time job as a volunteer ( as its…
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Negotiations with the third party solicitors have broken down
Dear All, Not sure if anyone can give me any advice as this has never happened to me or my partner. At the end of last year my partner was rear-ended at crossing in a 30mph zone because another car had rear-ended the car behind my partners so three cars involved. Received an email from her insurance company(a very large…
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Travel Insurer refusing claim - am I being unreasonable ?!?!
Hi - I'm looking for some views as to whether I'm being reasonable or not !, I'm trying to claim additional flight costs from my travel insurance company following a cancelled flight - said flight was from Munich to Tokyo and was cancelled by Lufthansa due to a strike at Munich airport on the date of travel (strike was by…
