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Someone trying it on ?????
So I got a text message and email this morning from my car insurance stating that someone had made a claim against me for me hitting there car. They stated the day it suppose to have happened but could not tell me or my insurance company a time or location but said I hit a parked car. They asked me to fill in a form and…
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Reinstatement value of property
Hi, I need to calculate the reinstatement value of my flat for insurance purposes. Does anyone know the best way to go about this? Thank you.
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Bonkers house insurance
Just checked through my John Lewis insurance which is coming up for renewal at an extra £110 a year and there are loads of cover items that don't apply to me and that I cannot opt out of -- for example, £10,000,000 employer cover, £1000 cover for domestic staff personal effects, and £6.71 a year to cover bicycle theft. Not…
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House Insurwnce
I moved to direct line last year having been with police mutual for many years. Police mutual had increased to over £700 pa despite no claims. anyway I have a leak in the bathroom that seems to be coming from under the shower. I’m disabled pensioner so can’t really look to see what the problem is. I’ve noticed on here that…
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Travel insurance - mental health claim
Hello, Looking for some advice here - my partner and I booked a holiday back in February to travel on 31st May. In late March he had a mental health breakdown, and was suffering from despression and severe anxiety attacks. There were a number of things that would trigger it, but during this state one of things that was…
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Insurance company cancels policy during an active claim
We currently have an active insurance claim set to expire in late August. The repair work underway is expected to take at least six more weeks to complete. However, we've received notice from our insurer stating that they will not be renewing our policy. This raises two major concerns: * What happens if, during the ongoing…
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Business Insurance - Help Needed
Last year we had a claim on our insurance by a member of the public who fell over, the insurance company did a deep search and sent us a letter stating "notice to void" because I had not declared some work CCJ's - I worked for a large corporate PLC and was one of a number of directors on two of their subsidiaries for…
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marmalade insurance - learner driver
Junior is having driving lessons. He was thinking of taking out insurance with Marmalade. Are there any drawbacks/problems in doing this? Will I need to insure my main insurer (LV) ?
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Water Leak - Insurance claim when Freeholder has died
I noticed the water pressure on my boiler kept dropping in April, my usual plumber couldn't find a reason and suggested it was a water leak within the walls or under the floor.I live in a one bed-roomed ground floor flat that is leasehold so I contacted the Freeholder and asked if I could claim on the insurance, he sent me…
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Anyone with experience of the Virgin Money Club M account travel insurance with existing conditions?
I've recently needed to have a stent fitted for stable Angina and the cheapest worldwide travel insurance I've found so far has been to pay the additional on our Nationwide FlexPlus account (via Aviva). I'd been considering moving the account to the Virgin Club M account as it's cheaper than Nationwide and provides similar…
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Incorrect data held on insurance database
HiIn August 2023 my husband had an accident on the A20 in France. A deer crossed the carriageway at 6.00am and he swerved to miss it, causing him to lose control of his van and write it off in the verge at the edge of the hard shoulder. There was no other vehicle involved. My husband arranged and paid for transport off the…
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AmEx MyEssentials - Documents
Does anyone here happen to have a link to, or the documents for the AmEx MyEssentials policy? Cannot seem to locate it absolutely anywhere, likely because they stopped selling it a long time ago! (Also aware it is shortly being discontinued for good!)
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HOUSE & CONTENTS - QUOTE ME HAPPY
I'm in the process of renewing my H&C insurance. Quote Me Happy appear to offer favourable rates but its not a company name I am familiar with. I have seen suggestion that it might be part of Aviva. Just wondered if anyone can offer any info/thoughts/experiences on how reliable they are? I have searched the forum but…
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Saga home insurance leaping from £300 to £719.84 & due in 3 days - no emails about renewal
Hi, I oversee finances/bills for my 85 year old mum with dementia. She's had buildings only insurance for her property (a small house) which has been just over £300 for the last few years. I've asked them not to send her any post as that will only make her anxiety worse. I see this morning from receiving an email that they…
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Very protect insurance expiry date today. Am i insured today?
My sons iPad screen got smashed this Evening and so I go onto my very protect and repair policy and it says the policy expires today 4/08/2025. When I click the link to make a claim, it says it expired and I can’t go any further. The policy says it’s insured 05/08/23-04/08/23. Should I still be insured today? This all…
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Increased premium despite blame free accident.
Last September a man changed lanes on a local roundabout and hit my car on the drivers door handle. Initially he held his hands up but his wife was unhappy that despite me being in the correct lane, that her husband had owned up. After a few months backwards and forwards, I instructed my insurance company to take the third…
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What is classed as accidental damage under home insurance?
I have contents insurance from LV which only includes limited accidental damage cover (for tv’s, laptops etc). I can add full accidental damage cover but I’m not sure if it’s worth it. It increases the premium significantly. I had always thought that accidental damage was things like spilling red wine on the carpet or…
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Living in Airbnb between house moves - any insurance tips?
Hi! We've sold our house and will be moving into a new build. The timings do not work out, so to make sure we do not lose the sale we will be living in an Airbnb for approx 6 weeks... Most of our goods will be in storage. At the Airbnb we will take clothes, the cats, laptops and jewellery... which we want to insure (very…
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Pet Insurance - Out of hours
Hi Everyone, Last Friday evening at 4.30pm, I had to rush my pet dog, Winnie to the vets. Upset and unsettled to hear she needed urgent medical attention and would need an overnight stay with a potential ultrasound. Luckily, I had lifetime cover for Winnie up to the value of £10k with no previous claims. The estimate came…
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Medical travel insurance claim refused
Hi, really appreciate any advise here. My wife and I were recently due to go to Portugal for a few days when my wife did something to her back and was advised by our GP not to travel. We had taken out travel insurance and declared a number of pre-existing medical conditions. Back pain was not on my wife's record. Our claim…
