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Buildings insurance renewal whilst subsidence investigations ongoing
Hoping someone within the industry can advise. Investigations for subsidence have been going on for 20 mths or so, have had SE inspection and report, drain surveys and relining, tree survey and a telephone pole moved thought to have punctured a main sewer outside of my property boundary. Currently level monitoring until…
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Insurance database
Is there a database which holds data about insurance claims an individual has made?
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Car insurance | business travel - car allowance
Hi everyone, I’m looking for some advice and would really appreciate your input. I currently work for a corporate employer and receive a car allowance. The driver compliance company has advised that my car insurance needs to include business travel, but at the moment, it only covers personal use. I’m happy to update my…
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Losing NCB after a gap due to company car
Hello. Hoping to get some advice on car insurance. Prior to having a Salary Sacrifice car for three years, I had had over 20 years no claims, with no points, penalties or disqualifications whatsoever driving my own private cars. The salary sacrifice car I drove included insurance, and as I now know, left a gap in my no…
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contents insurance for mum in care home
Hi, my mum has now had to go into a care home permanently and needs contents insurance for her belongings, but I'm finding it really difficult to find any. The sites all want to know about door locks and alarms and I dont have that info. Her door isnt locked like a student / lodger house. Does anyone have any experience? ,…
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travel insurance claim denied (avanti)
Advice please, (comprehensive with zero excess avanti travel insurance) A brief outline - ticket bought (viagogo) for india v england cricket match (pune) 31 january, return flight (from goa) and hotel booked on same day. In the days prior to event assurances were given by viagogo that a ticket would be forthcoming,…
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PIP and Group Income Protection
Does anyone know if PIP can be deducted from Group Income Protection? I have been on GIP for many years due to a health condition but have recently deteriorated and have been awarded PIP by the DWP. I was never given any T&Cs by my employer (whom has not been in contact for years) and the insurance company have refused to…
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How do I buy house insurance as an attorney for my mum who is unfit?
How do I buy house insurance as an attorney for my mum who is unfit? I lived with and looked after mum, who has dementia, for 3 years before she went into care. I still live in her home, and I need to get building insurance in her name. Online quote forms don't allow for this setup. Do I complete them as her, using her…
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Dental insurance recommendations
Can anyone recommend a decent dental insurance provider? Not Denplan. I can’t see the wood for the trees - what should I be looking for?
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Group Income Protection Insurance
Curious to get expert thoughts on this. Due to harassment and unfair treatment by employer I was diagnosed with severe anxiety disorder, depression (and PTSD) resulting in being away from work while I am seeking treatment. While I am eligible for GIP the policy (AVlVA) states the following. Despite condition being…
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Car Insurance price loading
Last year I had an excellent car insurance quote about £500 for a new car through AAIS. This year they offered £731.08. What is interesting is it was £1.42 less than LV. Anyway what's with the no new customer incentive that is supposedly abolished? I rang to cancel and 'lo, AAIS offers £600. This is now within touching…
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Unoccupied Home Insurance
Good evening. I currently have unoccupied home insurance with the same firm that was providing me with probate services. Since I've moved to another probate solicitor an alternative arrangement might be necessary. I've used a comparison website so far to get an idea and saw a list of insurance companies I have never heard…
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Business Insurance claim nightmare
I have been with Axa business insurance for 9 years. My small business premises were flooded on 9th January by an upstairs flat . The loss adjusters Crawford & Co came out 4 days after the flood and could see the damage to the shop. I knew at the time , and also confirmed at the time of visit by the loss adjusters, I had…
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Travel Insurance - Awaiting Tests
I am wondering if anyone could give me some guidance? I have had an annual worldwide travel policy (Staysure) that has been in place over the past five years, renewing around the 15th May. Whenever there has been a diagnosis, I have duly done the responsible thing and informed, and updated the policy to reflect. I feel…
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Car insurance renewal - open claim
I had a minor car accident about 16 months ago which is still the subject of an open claim. My insurance renewal will be due in a few weeks and I wondered what my options were should I look at renewing my insurance with an alternative provider? As it has been 16 months since the incident I have already renewed the policy…
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insurance brokerage questions & underwriting
Hi all, Am looking for a temporary car insurance cover from the search/compare marketplace. The search/comparison website questions does not ask whether the car is a hire car apart from the vehicle registration number. However, the actual policy underwriting company says in their small print that the cover is not valid for…
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Car accident
Hi everyone! I have been involved in car accident 2 years ago !(never had been in this kind of experience in my life)! I was starting reversing slowly especially near school and kids around check my blind spots , also i do have camera at the back he hit me at back left side! lLast year claim was closed my insurance told im…
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Car insurance cancelled immediately in cooling off period, now penalised on quotes
Insurance bought the day before car collection. That evening the dealer cancelled the deal due to warning light revealing engine problems with the vehicle. Same type of car now sourced, instead of quotes circa £32 pcm, all were £50+. How can this be fair? 1st insurer refuses to discuss the matter
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Car Insurance or Accident Assist after crash?
Hi all, I have very recently (2 hours ago) been involved in my first car accident and am still shook up. I’m hoping to get advice on who I should submit my claim with? My insurance is with Aviva Zero and I also have breakdown cover with the AA who offer Accident Assist with my policy. I’m aware I need to report it to my…
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More Than letter - no longer selling home insurance
Letter arrived today saying More Than is no longer selling home insurance. So won't be renewing mypolicy. Apologies if been posted before did a quick search. So not just my policy. So assume don't have to tick any nasty boxes on comparison sites. Correct ? Also says thry are pasing details onto Admiral's backer to offer a…
