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Travel insurance - not disclosing medical condition - careless or reckless ?
Went on family holiday
recently took out travel insurance with AXA / Coverwise. In respect of the following question answered no At the time of taking out this policy you will not be covered for any claim
arising directly or indirectly from: a. Any medical condition you have, or have
had, for which you are taking or have…
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Wedding Insurance
I want to purchase wedding insurance for my daughter’s wedding. I am paying for most of the wedding e.g. reception etc but she and her fiance are paying for other things e.g. photography, suits, dress. Does wedding insurance cover the wedding no matter which of us pay or is it just the things paid for by the policy holder…
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Home Insurance - with a public footpath running through the property
Hi all, I’m in the process of buying a property and have recently discovered that a public footpath, which runs alongside the property, is actually owned by the property itself. Does anyone know if this means I’ll need specialist home insurance to cover any potential public accidents or liability issues on the footpath? Is…
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Home Insurance- How do you choose ?
Hi It's that time of year again where my home insurance is due & so I'm looking at comparisons. Yes, I can see that I could probably get cheaper home insurance cover but it would probably be from a company I've never heard from. In reality I'm not looking for the cheapest quote I can find rather I'm looking for a policy…
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Any house insurance whizzes around? FLAT ROOFS!!
Hi guys. Thinking of making an offer on a property which has a newly-built extension with what appears to be a solid and sturdy flat roof. I gather these are possibly better constructed these days than was once the case... but, even so... Is there any way of purchasing some kind of indemnity or ongoing insurance against…
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Home Insurance Large Loss - Betterment Calc Method
I would appreciate some guidance/info re my home insurance claim and how I should plan for the betterment calculation. Bare with me, it's hell of a saga....... The 1963 semi-detached bungalow (and a subsidence insurance claim, instigated 2020 whilst my last parent was still alive ((my darling dad)) that I inherited from my…
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Dental insurance
I am looking to save money on a dental procedure and was wondering what my best option is. My dentist has diagnosed an infected root and says I can either get a free NHS extraction or pay privately, about £700-800, she quoted, for a complicated root canal that the NHS, in theory, should treat but will not [she says]. I…
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CONTENTS INSURANCE FOR A SECOND HOME
I have bought a very small flat which would be classed as a second home and am currently trying to arrange contents insurance for it. The first broker I've gone to is looking at a policy which doesn't pay out at all for the first 180 days. I can understand the reasoning behind this but I've never heard of such a long…
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Massively out of pocket after no fault claim
A couple of months ago, our beloved 2015 ford focus diesel estate had a head gasket failure. Our options were to spend 8k+ on a newer car (we have around 10k nest-egg but I'm worried about job security so prefer to keep that), or to get it fixed. Garage recommended a replacement engine, so we spent 2500 and put in as low a…
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Breakdown cover when you have business insurance on your car
I have been told by the RAC that because I have business insurance on my car (I work for the nhs and sometimes visit people’s homes with colleagues) that I cannot have standard personal or vehicle cover, it has to be “business” cover. They said that If I had the personal cover and traveled in someone else’s car who had…
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Admiral Direct vs Auxillis? Which route to take
Hi all, My car was rear-ended a few days ago (bumper/boot damaged). I asked my insurer if they’ll check for hidden mechanical issues (suspension, sensors, etc.) — they said yes, but ABL1Touch (the repairer they use) told me they only do bodywork. Options I’ve been given: * Admiral (via ABL1Touch): Lifetime repair…
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Can MIB Tell Me Everything?
Hi All, I want to double check my insurance history, can a MIB request tell me everything? I want to check my claims history, motoring convictions and if any policies were ever cancelled. I think everything is fine but I want to double check.
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Travel insurance question - Can I Still Claim Travel Insurance for a Trip We Can’t T
Hi everyone, I’m hoping someone can offer some advice. I booked a UK break back in February for travel in May 2025. At the time, I didn’t take out the insurance offered by the provider. Just before the trip, my son was unexpectedly admitted to intensive care and we couldn’t travel. I contacted the provider and they were…
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Car insurance cancellation pro-rota fee
Hello, I'm having a problem with my previous car insurance company quotemehappy (aviva), regarding cancellation fee. My policy renewed in January, then in March changed the car all fine no problems. Last month I made the Decision to buy a VW transporter shuttle, this would now be my main vehicle so I wanted my no claims…
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Insurance excess court hearing
Long story short, someone hit me at a roundabout last yr, went through insurances and they admitted liability via their insurance company. My car went off to get fixed and I had to pay out my excess and claim it back. My insurance company solicitors are shocking, ive had to chase them over things and they set my claim up…
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Financial ombudsman - next step to the Ombudsman
I had reluctantly accepted my insurance company settlement amount, as it was not matching the full amount of the quote for the rework. Over 18 months ago, the FO had accepted the case but not much movement. and now they are in a hurry to close the case, the new investigator had made their decisions without seeing either…
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car insurance renewal
Hi everyone, I was under the impression that car insurance renewals have been coming down recently, but my experience seems the opposite. * My renewal quote from my current provider has come in at just under £605 (I usually pay monthly). * I checked with another provider and their quote came in at £960 for the same…
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No blame accident: £800 premium increase.
In June I was driving down the road next to my children's school when I heard a clunk, a scrape, and saw the windscreen mirror thud onto the winscreen before skidding down the road. It came out of nowhere. I looked behind me and a child had opened the passenger door of their parent's parked car onto my mine. I'd already…
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Obtaining car insurance quotes after an accident
Looking for some advice please. Unfortunately had an accident earlier this month (a truck attempted to squeeze past my stationary vehicle and failed :| ), and it happened just before I had to renew. The renewal invite from the current insurer (who I was planning to switch from before the accident) has just jumped…
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Car insurance legal owner on HP finance
So I’m looking to buy a car on finance. I’m trying to pre set my insurance to change over. I understand I’m the registered keeper and not legal owner. The question is what do I put for legal owner on my insurance, my own insurance/comparison sites don’t have an option for “finance company”.the options are always proposer…
