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Home Rebuild Cash Settlement
Hi there, Our insurance company have recently received quotes to rebuild our house which have come in very high (approx £150k more than the house would be worth when built). Even though it is the insurers money and taking all of the emotion out of it, I feel that this would be a huge waste of money and it does not make…
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LIFE INSURANCE
Hi Hope all are well Just need to ask as have the above was a joint one bus am now divorced changeing to sole one but want ask how to leave money for son as in case some thing happens to me would i need to set up a trust or name him as nomie on my policy or advise my company only to give to him once he is 18 years old if…
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Tesco car inurance
Please can you help? I requested a quote for car insurance from Tesco and they came back saying they could not offer me insurance. I am 63 and the request is for electric Vauxhall combo car. I have full no claims history. I have been a customer of Tesco bank for a number of years and also have home insurance with them. I…
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Hastings Premium Home Insurance
Has anybody had an experience with Hastings Premier Home Insurance? It will be nice to know. Thanks
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Professional Indemnity Insurance "claims made policy"
I am looking at ending my professional body membership in the next few months. As part of our membership, we also have indemnity insurance included. (NHS profession) When I asked about the process of cancelling, I received the following response: I am obliged to inform you that the indemnity scheme that is agreed with our…
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Shared freehold - building insurance
My question is about freeholders' shared building insurance.The house is converted into three 1-bedroom flats and the freehold is jointly owned by the three leaseholders - one of whom is myself. Building insurance cost has always been shared equally between the 3 freeholders. All are 1-bed flats of about the same size,…
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Cancelling short term european breakdown cover
Hi all,I took out a short term breakdown policy with the RAC for a 10 day trip to the alps. I realised a few days after that I already had European cover on my motor insurance policy so cancelled it well within the 14 day cooling off period that I thought I had. The RAC have stated that no refund shall be given as its in…
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Travel Insurance Cancelled by Insurance Company 5 days Before Holiday
Hi All, First time post for me and looking for advice. In early March this year I booked a holiday with Jet2 for my wife and I and took out a single trip travel insurance policy with Admiral. The travel Insurance policy was with medical conditions for my wife. I try and keep myself reasonably fit through cycling mostly now…
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Mercia Health Benefit Plan closing
I suspect I know the answer to this but just on the off chance thought it worth asking the question. My Dad was enrolled in the Mercia Health Benefit Plan many decades ago as part of his employment. The plan was eventually taken over by Bupa. He's continued paying into it on the basis that it pays out for funeral costs. Of…
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Car Accident - Admiral / Auxillius / Haven Insurance
So...some guy drove straight into my car admitted liability all his fault...pretty much bad damaged bumper side, driver side etc...it was parked luckily no one was hurt.. So now the whole process is confusing me a bit now claiming for the insurance... So original insurance is with Admiral The gave me 2 options at that…
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Hastings is taking my money hostage - help!
Hi all I need help as Hastings is withholding a refund of hundreds of pounds for weeks and I can't seem to find out exactly why they are doing this or what my rights are. Any help? I cancelled car insurance within the 14 day cooling off period (because they wanted double premiums based on my risk profile actually going…
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Unwanted Income protection insurance
Hi everyone, I took out some income protection insurance back in 2013 when I became employed by a company that didn’t provide sick pay. In 2019 I moved to a company that provided full sick pay and benefits so the policy was no longer needed. I’m 99% sure I called to cancel the policy but being 6 years later I can’t prove…
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Car Insurance Claim - Court Date
Could anyone please offer me any advice regarding the following… My unattended car was hit by a third party 2 years ago It was repaired and all settled…or so I thought My insurers however did not recover the costs and passed it to a solicitors I have now received a court date in London - to be there at 9.30am This is 3…
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Do I need specific cruise insurance 2 years in advance?
Hi, I need to arrange family travel insurance, and was about to pay for our standard policy, coving Europe for the year ahead, but I noticed that it asks if we need cover for a cruise. We have booked a cruise for 2027, so not within the year I'm looking for insurance for, but as far as I'm aware, travel insurance covers…
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Short term car insurance
Hi everyone, After some advice please... I have a short term car lease, while I wait for my new car to arrive (via another lease).. I was just going to renew my short term car insurance to discover that it's actually invalid due to the lease being for less than 12 months (Ooopps!!!). I won't drive it again until this is…
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Aviva Zero car insurance - change of vehicle mid year
I recently changed my car from a Mercedes A180 to a Vauxhall Corsa and Aviva have not adjusted the amount or refunded me. Is it normal to leave the account unadjusted until the full renewal date which is five months away. It seems wrong to me!!!
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Amending a Will
My mother wishes to make a couple of changes to her will. One is to remove somebody and one to amend an amount bequeathed to her grandchildren. Someone has mentioned a codicil to me. Is this possible and do we need a solicitor for this? Or is the best bet to write a new will? Thanks
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Life assurance/critical illness
Just trying to gauge the cost of our cover, it’s a dual cover (obviously only pays out for the one of us but covers us both) it covers the cost of our mortgage for either death or critical illness, covers critical illness for children up to 25,000, and disability cover. Is this expensive? Good value? I have 0 idea!
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eSure Home Insurance
Used the new MSE Compare+ Home Insurance and found some better quotes than my current Direct Line policy renewal this morning. The comparisons and tips to help reduce premiums are useful and it only took around 10 minutes to enter all the details. Hooray. But clicking through to buy from eSure has left me feeling wish I…
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Admiral multi-cover
Bought a new vehicle last week and can the admiral service team and asked for a quote to change vehicles on my policy. Received a quotation of £584 and went ahead and paid the premium to insure my car for the remainder of the policy. Got a call back later that day and was informed that they had made a mistake and i need to…
