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Home insurance
I am looking for some advice with regards to my home insurance. i currently stay at the address with my parents, the house is in my name through Liferent. we were advsied by the lawyer to put the building insurance in my name as i stay there and its in my name and the contents insurance in my parents name. . i am moving…
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Just been rear ended, what to do?
Just had a van run into back of me. Damage not serious and I feel ok apart from headache. Van driver wants to keep if off insurance if possible. He was a nice lad, full of apologies. Last time this happened I just got in touch with BMW and they took it on, got may car fixed and my insurance were never involved. I'm in a…
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Free Eye Tests and Opting Out of Employer Health Insurance
My employer provides health insurance as an employee benefit. As a DSE (Display Screen Equipment) user at work, my employer is legally required to pay for eye tests (and glasses too if they are only required for DSE). My employer currently provides free eye tests and glasses via the employee health insurance. If I were to…
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Private hospital sent invoice to insurer 2.5 years later
Hi all. Tried searching the forum but haven’t found anything that similar but I had an ultrasound which I was authorised for with my private healthcare. The hospital has now sent an invoice to my insurer 2.5 years later! My insurer has sent it to me saying Stated in the terms: We will only pay for treatment costs and…
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Income protection
I have a policy that pays a portion of my income, should I become ill and unable to work. It's with the cirencester friendly and it's income assured plus, it was taken out 17 years ago when I bought my home and I've never really looked at it since. I've recently had a birthday and they've sent me a letter telling me that…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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Quotes from MSE don't match the actual cost when you ring Insurance company to complete purchase
Yesterday I ran a quote for my home insurance renewal on the Money Supermarket comparison tool and I tried to purchase the policy online but it said I had to ring Insurer. When I rang the insurer the price they told me was over £300 more expensive than the quote I had in front of me. Why?
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My Car Has Been Written Off In Arson Attack - Is There Any Support?
Hello everyone, I woke up at 2am recently to 20ft flames coming off a car outside my home. Police are investing but it's believed I was wrongfully targeted in an arson attack. The car on fire was parked VERY close to my car, which has melted the front of it. My insurance company now want to write off my car. I have full,…
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House insurance - subsidence
Hi - when we bought this house 20 years ago there was a phrase in the surveyor's report "the property has experienced historic subsidence". This has hung over our heads since then as I've had to mention it to insurance companies and the moment I mention the word most companies tell me they're not interested. Apparently…
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Travel insurance claim
I booked a holiday in Montenegro for my family of 4 and my brother, with all of us sharing a Villa. A week before the holiday I punctured my lung and couldn’t fly, so I cancelled the holiday. (My family could have gone without me but didn’t want to.) I have travel insurance for 3 - me, my wife and my son. My daughter is 19…
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Travel insurance claim
My parents booked a holiday and 5 days later my dad's brother died unexpectedly. I have been supporting them to cancel the holiday and deal with the insurance. his brother lives abroad and they intend to go to the funeral. I have managed to get a copy of the death certificate which I have sent to the insurance. They said…
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Car breakdown
My car engine exploded when I was driving on a fast moving dual carriageway. It was terrifying, and I phoned the breakdown service included in my car insurance. The explosion made an extremely loud bang and I had no idea what had happened at that time. I only found out later that the engine had exploded. Because of the…
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Home insurance increase because retired
I have today called insurance company to renew home insurance, 2nd year of 3 year fixed, my quote was £912.77 paid on dd, asked if anything changed and I said yes now retired quote changed to £1459. I asked why and was told didn’t know! I can’t believe the difference. I was a part time bookkeeper working from home.
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Pet Insurance, Exclusions applied mid policy.
Hi all :) Newbie here ! We took out pet insurance with Animal Friends for our new pup 2 years ago. During the first year he unfortunately had some problems with a condition called Ataxia ( he had symptoms similar to a stroke). This resulted in significant vet costs including a couple of visits to out of hours vets. Animal…
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special events insurance for individuals
Hello Please could someone advise which insurance company would provide cover for a special celebratory event that my wife and I intend to host next year? We need insurance cover for hire costs of the venue, the catering costs, and any associated costs in the event of cancellation for any reason on the part of the caterers…
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Mum's in a care home, I've got her jewellery, can I put on my contents insurance?
Hi Knowledgeable Forumites I'm about to renew my contents insurance. I'm LPA for my Mum. Mum's just gone into a Dementia care home and her house and contents have been sold to pay for care-fees. But I have kept her jewellery (because it's personal) and now have it at mine. I found a copy of her will when selling her house,…
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My dogs insurance renewal has increased by £2000
My dog is 10 and has been insured with Tesco for the last 9 years. It’s lifetime cover and he has two ongoing conditions which they cover the ongoing costs for. My renewal has increased by £2000 which seems outrageous. I will phone them on Monday but can anyone offer any tips on how I should tackle this please? As it’s…
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Travel Insurance dilemma
I currently have an Annual Multi-trip policy which ends 31st October. The Insurance company I am currently with (and have been for a number of years) is becoming very expensive so I have been getting quotes from other companies. I would like to change to another company on 1st November for continuity, but I have a dilemma…
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Car insurance - 3rd party fire & theft, hire car query
My car (though in excellent nick) is worth too little to get fully comp insurance so I've gone for 3rd party fire & theft. But I'd like the option of a hire car if mine is in a collision and needs repair. The conditions for this extra say there is an additional excess of £200 if using a non-approved repairer. I find it…
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Confused.com I cannot use my free Sainsbury's eGift card
I have contacted Confused.com but apparently they take 5 to 7 days to reply. Has anyone else had a problem? There I was in Sainsbury's must admit only went there because Confused.com confirmed my gift had been verified. Went to use the card, error code advised to try refreshing the screen, did, even went out side and…
