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life assurance
can anyone help me find a life assurance policy for a diabetic with a heart condition.
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Dilema: Term or Family Income
Hi, I have just been trawling the net to find a good deal. I currently have £150,000 term with Equitable Life which has 13 years to run. With Cavendish I found that I could significantly increase the insured amount or extend the term for the same monthly payment and I decided to extend the term to 22 years which is up to…
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camcorder insurance
have just bought a camcorder and trying to determine best insurance options The company are offering a £69 policy for 33 years for accidental damage and mechanical defects however does not cover theft or loss if i am abroad my household policy has the option of covering personal belongings for £45 per year which includes…
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Direct Line - Cut your renewal price !
Hi, For those who are currently insured with Direct Line, this may be of interest when your renewal arrives in the post. My wife got her car renewal through recently and after a look around on the web, the cheapest alternative was Egg after taking off the £50 cashback. When ringing DL, they said that they could not do…
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Pearl Life Insurance
After a bit of help/advice please guys My Mum and Dad took out a life insurance policy with PEARL 5 years ago which pays out a guaranteed sum upon the first one of them passing away The policy runs for 25 years @ £25.21 a month so lets say they both live the full 25 years ,they will have paid in £7563 BUT the minimum…
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Permanent Health Insurance
Does anyone know anything about PHI (Permanent Health Insurance). I am an employee with Carpal Tunnel, RSI and Tenosynovitis and work are applying for me to go on PHI. I don't really know that much about it. They said that they cannot promise that I will get accepted, but they are putting me forward and I've completed the…
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Insurance for Cabriolet
Hi Everyone This is my first post so please be nice (I have read lots of the posts, and see how grumpy some of you get! :-/) I am a bit lapse with my finances (but I am trying now)and I have only just checked my car insurance policy to see how much they are charging me this year from 5th August, with Norwich Union Direct I…
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Landlords legal expenses/rent guaranteee ins
Hi, Can anyone recommend a competitive insurer that provides good cover for either landlords legal expenses insurance and/or rent guarantee insurance. Thanks Draker
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Car Insurance - Where Do I Stand?
I have been insured for the last two years by InsureYourMotor.com, but was hoping to use someone else this year (especially if I can get a cheaper quote!). I knew that my insurance runs out near the end of September, and was waiting for my renewal quote through the post. When opening my parents bank statement :o , I…
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Are we Overinsured?
I'm reviewing the policies sold to us by a Financial Advisor a year and half ago because we're overspending on a monthly basis and are thinking about boosting our pension contributions. (We didn't just say yes to all policies - there was a lot of reasoned discussion of the merits of each). We're married with 5(!) children,…
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Working from Home Insurance
This is my first post so Hi! I am just in the process of starting my own Holistic Therapies business, which will be mainly seeing clients in their own home. However I would like the flexibility of see the odd client in my home. I ran my insurer to see what i should do re buildings and contents and they cut me dead saying I…
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Are legal expenses needed with car insurance
Hi all, its time for car insurance again for me :( I would like some advice on whether or not to take NUD legal expenses as this is an option, I have decided not to go for the courtesy car option. Do I need this or is there a money saving alternative ie free legal support etc? Thanks in advance
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would insurance cover this
my mum may have dampness, would either buildings or contents insurance cover this.
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Additions to existing policy
I already have an existing life assurance policy, with critical illness, for 100,000. I am taking out a mortgage for 160,000. Do I need a new policy for the full amount and cancel the old one, or can I top up with a policy for 60,000. Also, if I can do the later, will I need critical illness on that 60,000. Advice…
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Motor Insurance. Complex Problem If you like it
Hi My daughter asked me a question and its too hard for me. I wondered if someone would like to take up the challenge. My Daughter is under 25 and has Motor insurance with 2 years no claims. Her partner is over 25 and is insured as second driver for her (their) car. I suppose they will eventually have a car each. Soon the…
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Great Find for car insurance
I have spent ages trying to find cheap/good car insurance for my banger............. and finally found this one : http://www.quickcarquote.co.uk/ I couldn't believe my luck, :o way cheaper than any company on Confused or Its4me etc do give them a try. They also have a good offer with Europe assistance for Roadside…
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car insurance - Diamond & Breakdown Call Assis
I got a quote from confused.com and the best price was Diamond. As I had already telephoned them for a quote and was told it was more expensive than my current renewal I did not follow it up. Diamond then phoned me whilst I was at work. I rang them tonight and they confirmed the 'confused' price of £370 was correct, even…
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Listed Building - Contents Insurance
I am about to move and I am moving to a flat within a Listed Building. I have been searching for a new insurer for my home contents (not buildings, this is covered by my factors) and have proceeded with a few quotes online only to find that I can't sign them off as I will be living in a listed building. Does anyone know of…
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Car insurance due? - Try Kwik Fit - £25 Cashback
I've just had a quote. And this year I'm finding Norwich Union to be the cheapest through Confused / Kwik Fit. Kwik Fit are actually offering a £25 Cashback offer, if you get an online quote from them....... Hope this helps.
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urgent house insurance advice needed
I have just been told by NU my current insurer that they won't insure my new house as it has 7 bedrooms and was built in 1890 - would you believe. Therefore I have to move to a new insurer but this won't be easy as in 2002 I had a public liability claim for £20,000. Does anybody know of any insurance company who aren't…
