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Anybody heard of Hamilton Insurance?
I took Martin's advice and looked for building and contents insurance quotes, filled some details in on line. 10 minutes later I got a call from some sort of broker quoting me £200 p.a. less than I am currently paying with Norwich Union. It is with a co. called Hamiltion Insurance, something to do with HSBC. I asked what…
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Two cars, two people, best insurance
Hello, I am female and have 1 years no claims bonus. My fella has 1 year's NCB for cars, although he has been riding a motorbike for 3 years or so. I own a car, insured in my name, and we added him onto my policy last year. The cost was extortionate, but we took it on the chin as it was necessary for him to share driving…
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Cheap contents insurance
Hi, I'm looking for the cheapest contents insurance that I can find. Essentially a friend of mind has a council house, which her kids have managed to make inhabitable due to a fire. The house is completely trashed and it'll be 2 months before they can get back in. She can't afford contents insurance, and so hasn't got any…
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moped/scooter insurance best?
i,ve just bought a scooter to get to work but the insurance seems to be anything from £131 to £205. does anyone know who are the best to use? thanks
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Life Assurance And Inheritance Tax
I am about to set up a life assurance policy for the benefit of my children in the event of my death and I wish to avoid IHT. As my children are quite young at the moment, I would like to put it into a trust fund until they are 21. What sort of trust fund should I put it into to avoid IHT? Would this form of trust allow…
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Adding young driver temporarily
My wifes insurance on her Clio 1.2 is up for renewal and I have been looking round for her. At present she has been able to put our 18 year old son on her CIS policy for short periods, as he is away at university. I have got various quotes at good prices and the companies say that he can be added for when he is on holiday…
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public liability and employer insurance
I need reasonably priced public liability and employer insurance for a new start up company. Can anyone suggest someone? The company does loft conversions and has fewer than 5 people. PM me if you can. thanks
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Income Protection Insurance
I currently have a policy which will pay out £650 per month to cover my mortgage payments if I should fall ill and am unable to work, I am self employed. I recently decided to take out a further £750 per month with another insurer to cover the rest of my bills. I have today received a letter telling me that they cannot…
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Insure & Go
Insure & Go have been highlighted on this site as been the cheapest Travel insurance company. My knowledge is very different, I was quoted £ 42.50 for 1 years travel insurance, but because I had a heart attack 11 years ago and must add no probs since, Insure and go decided to add another £800 to the anual rate, well as you…
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American Life Assurance for women
Help I had a phone call a few months ago from a company dealing in Life Assurance for women against the cancers that us women can get. I joined the policy and have £19.99 taken from my account every month for the privalige. However I now have not heard a thing from them and know nothing about my policy.I am hoping that…
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Travel Insurance for 6 month single trip
Hi A friend of the family has a 17 year old son that is off to a Tennis Academy in Spain for 6 months. I have been searching for the cheapest travel insurance for him. However most Annual Multi-trip insurances seem to stipulate that there is a maximum stay of 45 days. I have no experience on what most long term travellers…
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Buy to Let Buildings insurance
Does anyone know a good source for buy to let building only insurance? The comparison web sites don't offer this as an option, and my quotes are looking like double a normal home ownership rate. Is this normal?
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Singles Group - insurance
Hi there, I am a member of a singles group in Driffield, East Yorkshire and I am enquiring about third party insurance. The members organise various events, eg walks, theatre and meals out etc. If someone organised a walk and a member got injured, would we be liable? What I would like to know is, - is it best to have third…
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FTB, life insurance, payment protection, health insurance
Hi! Im a first time buyer. Having seen a local mortgage adviser he suggests budgeting up to £70 a month for payment protection, life insurance (me and my partner are buying joint) and health cover so if one of us becomes ill suport will be at hand with the mortgage. 1. Does £70 seem a little excessive for all this? 2. How…
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++++ CAR INSURANCE HELP ++++
I am 19 and have been driving for almolst 3 years now. I drive a 5 dr Ford Fiesta Finesse 1.3, K reg. I haven't done pass plus, and can't do it now as its too late >:( ... My first years insurance was £1400, 2nd years (this years) was £1100, but since then I have had 3 claims ! 1st was when my spare wheel fell out from…
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Motor ins. expert needed - advice please.
I'm inexperienced in motor insurance claims and have just got a slightly unexpected and relatively hefty repair bill. If someone could spend a few minutes of their time to consider my case, I would be most grateful. About 10 months ago I got a bit dozey in my car and rolled into the back of van at a roundabout, resulting…
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Getting life insurance?
Hi for the last couple of months i have been trying to get life insurance. I apply to a company fill in all there form/forms the write back saying we need more information from your GP after another few weeks pass i recieve a letter stating that at this moment we cannot give you a policy. I have contacted my GP knowing…
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New FSA rules for Motor Ins. Cooling off period?
Yesterday, the FSA took over from the ABI's code of conduct for General Insurance policies. One of the changes allows customers a 14 day cooling off period. I think it relates to distance selling but not sure. Anyway you can get your money back if you have a 'good' reason to cancel your policy. I am not sure what reasons…
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FSA regulation of Insurance
The FSA takes over regulation of General Insurance today- which includes products such as Building & Contents, car and travel insurance, together with non-investment life assurance ( pure protection) like simple term assurance. http://www.fsa.gov.uk/consumer/05_INSURANCE/keyfacts/keyfacts_intro.html Before buying you…
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Paying by Visa.
We were recently in Thailand and luckily missed the problems, however we had paid £90 deposit on the hotel by Visa beforehand, the hotel was in Phuket but the flight was obviously cancelled by the airline, who gave us a refund, for the flight only. I don't even know if the hotel is still there! The insurance company are a…